Crop-loss band · Missouri
Stoddard County, Missouri — crop-loss band
- 1.58Low end of the filed band
- 2.66Middle of the filed band
- 3.12High end of the filed band
- 2020Worst year filed (3.56)
- 10Years filed
Every year the Risk Management Agency has filed for Stoddard County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.58 at the low end to 3.12 at the high end, with 2.66 in the middle. The worst year filed is 2020, at 3.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,072,558 | $9,185,645 | $21,638,532 | 562 | 556 | 2.99 |
| 2016 | $3,592,472 | $10,688,270 | $31,053,048 | 667 | 650 | 2.98 |
| 2017 | $2,427,346 | $6,454,511 | $21,001,356 | 435 | 429 | 2.66 |
| 2018 | $2,073,698 | $4,438,517 | $18,111,082 | 411 | 410 | 2.14 |
| 2019 | $3,587,671 | $11,187,500 | $27,617,132 | 672 | 668 | 3.12 |
| 2020 | $2,683,759 | $9,564,367 | $24,564,566 | 527 | 526 | 3.56 |
| 2021 | $2,111,292 | $4,407,088 | $17,748,354 | 335 | 334 | 2.09 |
| 2022 | $9,812,706 | $15,529,734 | $50,707,532 | 670 | 670 | 1.58 |
| 2023 | $3,659,166 | $9,939,767 | $27,828,005 | 536 | 536 | 2.72 |
| 2024 | $7,494,696 | $17,744,421 | $46,950,454 | 701 | 701 | 2.37 |
Commodities insured in Stoddard County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.01Low end of the filed band
- 4.72Middle of the filed band
- 6.46High end of the filed band
- 2023Worst year filed (6.49)
- 10Years filed
- $13,615,306Premium filed
- $33,281,942Indemnity paid
- $71,396,925Liability insured
- 81,168Quantity planted
- 224,279Quantity lost
- 941Policies
- 941Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Stoddard County
- Excess Moisture/Precipitation/Rain $20,509,765 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $11,051,909 indemnity · 5 years
- Cold Wet Weather $466,134 indemnity · 3 years
- Hail $343,148 indemnity · 4 years
- Decline in Price $306,212 indemnity · 6 years
- Heat $268,876 indemnity · 5 years
Soybeans 10 years filed
- 1.38Low end of the filed band
- 1.94Middle of the filed band
- 2.49High end of the filed band
- 2023Worst year filed (2.75)
- 10Years filed
- $10,739,346Premium filed
- $22,874,431Indemnity paid
- $118,309,147Liability insured
- 360,918Quantity planted
- 297,157Quantity lost
- 2,335Policies
- 2,313Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Stoddard County
- Excess Moisture/Precipitation/Rain $12,564,138 indemnity · 10 years
- Heat $5,019,608 indemnity · 9 years
- Drought $2,982,993 indemnity · 10 years
- Flood $1,243,201 indemnity · 7 years
- Decline in Price $516,752 indemnity · 7 years
- Wind/Excess Wind $306,983 indemnity · 3 years
Rice 10 years filed
- 2.02Low end of the filed band
- 3.47Middle of the filed band
- 4.33High end of the filed band
- 2015Worst year filed (4.99)
- 10Years filed
- $5,748,929Premium filed
- $19,553,496Indemnity paid
- $33,191,017Liability insured
- 60,955Quantity planted
- 58,165Quantity lost
- 718Policies
- 710Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Stoddard County
- Excess Moisture/Precipitation/Rain $17,092,794 indemnity · 10 years
- Wind/Excess Wind $1,636,425 indemnity · 10 years
- Cold Wet Weather $388,379 indemnity · 8 years
- Flood $180,272 indemnity · 4 years
- Heat $173,318 indemnity · 3 years
- Decline in Price $60,255 indemnity · 3 years
Corn 10 years filed
- 0.79Low end of the filed band
- 2.33Middle of the filed band
- 2.86High end of the filed band
- 2024Worst year filed (2.91)
- 10Years filed
- $8,835,590Premium filed
- $19,069,619Indemnity paid
- $57,800,739Liability insured
- 145,301Quantity planted
- 127,126Quantity lost
- 1,223Policies
- 1,217Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Stoddard County
- Excess Moisture/Precipitation/Rain $12,759,980 indemnity · 10 years
- Heat $2,900,238 indemnity · 8 years
- Drought $1,818,112 indemnity · 10 years
- Cold Wet Weather $1,062,645 indemnity · 6 years
- Flood $196,391 indemnity · 6 years
- Decline in Price $120,613 indemnity · 6 years
Wheat 10 years filed
- 1.96Low end of the filed band
- 2.76Middle of the filed band
- 3.05High end of the filed band
- 2021Worst year filed (3.23)
- 10Years filed
- $1,576,193Premium filed
- $4,360,332Indemnity paid
- $6,522,233Liability insured
- 36,324Quantity planted
- 36,334Quantity lost
- 299Policies
- 299Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Stoddard County
- Excess Moisture/Precipitation/Rain $3,931,902 indemnity · 10 years
- Cold Wet Weather $196,804 indemnity · 5 years
- Decline in Price $68,400 indemnity · 6 years
- Mycotoxin $51,613 indemnity · 1 years
- Drought $42,365 indemnity · 2 years
- Freeze $39,153 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Stoddard County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.