Crop-loss band · Missouri
Vernon County, Missouri — crop-loss band
- 1.04Low end of the filed band
- 1.84Middle of the filed band
- 2.50High end of the filed band
- 2023Worst year filed (2.94)
- 10Years filed
Every year the Risk Management Agency has filed for Vernon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 2.50 at the high end, with 1.84 in the middle. The worst year filed is 2023, at 2.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,594,072 | $10,364,446 | $21,648,482 | 913 | 913 | 2.26 |
| 2016 | $766,781 | $1,005,143 | $4,128,390 | 197 | 197 | 1.31 |
| 2017 | $3,746,951 | $3,893,001 | $21,986,282 | 626 | 626 | 1.04 |
| 2018 | $3,527,573 | $5,752,032 | $21,161,624 | 563 | 563 | 1.63 |
| 2019 | $4,892,322 | $10,200,751 | $25,918,055 | 959 | 957 | 2.09 |
| 2020 | $5,226,122 | $11,808,590 | $28,510,698 | 820 | 820 | 2.26 |
| 2021 | $3,536,934 | $6,517,168 | $17,646,502 | 544 | 544 | 1.84 |
| 2022 | $12,199,157 | $30,537,424 | $67,321,773 | 1,033 | 1,033 | 2.50 |
| 2023 | $10,604,573 | $31,130,877 | $65,973,403 | 1,015 | 1,015 | 2.94 |
| 2024 | $6,468,105 | $11,900,296 | $34,942,956 | 798 | 797 | 1.84 |
Commodities insured in Vernon County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.65Low end of the filed band
- 1.71Middle of the filed band
- 2.39High end of the filed band
- 2023Worst year filed (3.16)
- 10Years filed
- $27,366,566Premium filed
- $58,267,022Indemnity paid
- $152,840,447Liability insured
- 474,158Quantity planted
- 486,312Quantity lost
- 3,758Policies
- 3,755Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Vernon County
- Drought $32,446,983 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $15,270,412 indemnity · 10 years
- Heat $8,712,092 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $672,127 indemnity · 3 years
- Flood $422,178 indemnity · 5 years
- Hot Wind $203,856 indemnity · 3 years
Corn 10 years filed
- 1.04Low end of the filed band
- 2.03Middle of the filed band
- 2.70High end of the filed band
- 2023Worst year filed (2.87)
- 10Years filed
- $22,345,490Premium filed
- $50,615,931Indemnity paid
- $134,164,786Liability insured
- 296,459Quantity planted
- 301,195Quantity lost
- 2,547Policies
- 2,547Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Vernon County
- Drought $23,635,838 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $18,298,893 indemnity · 10 years
- Heat $6,203,856 indemnity · 7 years
- Hail $623,153 indemnity · 5 years
- Decline in Price $612,255 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $491,496 indemnity · 5 years
Wheat 10 years filed
- 1.03Low end of the filed band
- 2.43Middle of the filed band
- 3.06High end of the filed band
- 2015Worst year filed (3.10)
- 10Years filed
- $5,428,949Premium filed
- $13,569,449Indemnity paid
- $19,989,571Liability insured
- 110,877Quantity planted
- 110,891Quantity lost
- 887Policies
- 887Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Vernon County
- Excess Moisture/Precipitation/Rain $12,465,281 indemnity · 10 years
- Cold Wet Weather $395,141 indemnity · 6 years
- Drought $243,203 indemnity · 4 years
- Mycotoxin $188,874 indemnity · 1 years
- Freeze $85,743 indemnity · 2 years
- Cold Winter $56,233 indemnity · 2 years
Pasture,Rangeland,Forage 8 years filed
- 0.29Low end of the filed band
- 1.61Middle of the filed band
- 2.79High end of the filed band
- 2017Worst year filed (2.79)
- 8Years filed
- $421,585Premium filed
- $657,326Indemnity paid
- $2,243,361Liability insured
- 16,411Quantity planted
- 0Quantity lost
- 276Policies
- 276Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Vernon County
- ARPI/SCO/STAX/MP Crops Only $657,326 indemnity · 8 years
Every county-crop the agency files in Missouri → Buy the Vernon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.