Crop-loss band · Mississippi
Clay County, Mississippi — crop-loss band
- 0.68Low end of the filed band
- 1.66Middle of the filed band
- 3.22High end of the filed band
- 2021Worst year filed (3.27)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.68 at the low end to 3.22 at the high end, with 1.66 in the middle. The worst year filed is 2021, at 3.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $168,618 | $277,728 | $1,073,950 | 30 | 30 | 1.65 |
| 2016 | $114,288 | $78,239 | $709,851 | 25 | 23 | 0.68 |
| 2017 | $136,141 | $210,840 | $878,270 | 21 | 19 | 1.55 |
| 2018 | $135,892 | $292,659 | $1,089,845 | 22 | 22 | 2.15 |
| 2019 | $235,188 | $385,965 | $1,695,703 | 52 | 52 | 1.64 |
| 2020 | $93,116 | $299,586 | $673,674 | 23 | 23 | 3.22 |
| 2021 | $172,610 | $564,701 | $1,372,703 | 26 | 26 | 3.27 |
| 2022 | $428,036 | $709,141 | $2,318,887 | 34 | 34 | 1.66 |
| 2023 | $186,229 | $451,564 | $1,527,743 | 27 | 27 | 2.42 |
| 2024 | $546,361 | $1,505,716 | $4,271,632 | 64 | 64 | 2.76 |
Commodities insured in Clay County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.50Low end of the filed band
- 2.05Middle of the filed band
- 3.55High end of the filed band
- 2024Worst year filed (3.92)
- 10Years filed
- $1,098,667Premium filed
- $2,623,956Indemnity paid
- $9,131,391Liability insured
- 34,061Quantity planted
- 29,596Quantity lost
- 179Policies
- 176Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $1,508,297 indemnity · 10 years
- Drought $898,969 indemnity · 7 years
- Heat $112,489 indemnity · 2 years
- Wildlife $54,592 indemnity · 4 years
- Decline in Price $49,609 indemnity · 3 years
Corn 10 years filed
- 0.55Low end of the filed band
- 2.18Middle of the filed band
- 3.68High end of the filed band
- 2017Worst year filed (3.98)
- 10Years filed
- $612,179Premium filed
- $1,387,860Indemnity paid
- $4,346,286Liability insured
- 15,037Quantity planted
- 13,406Quantity lost
- 115Policies
- 114Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $1,013,322 indemnity · 10 years
- Drought $227,456 indemnity · 3 years
- Heat $108,993 indemnity · 2 years
- Cold Wet Weather $30,769 indemnity · 1 years
- Wildlife $4,235 indemnity · 2 years
- Decline in Price $2,034 indemnity · 1 years
Cotton 9 years filed
- 1.13Low end of the filed band
- 1.62Middle of the filed band
- 9.12High end of the filed band
- 2015Worst year filed (9.12)
- 9Years filed
- $505,633Premium filed
- $764,323Indemnity paid
- $2,134,581Liability insured
- 2,891Quantity planted
- 6,552Quantity lost
- 30Policies
- 30Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Clay County
- ARPI/SCO/STAX/MP Crops Only $485,097 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $192,816 indemnity · 7 years
- Decline in Price $45,108 indemnity · 1 years
- Drought $33,096 indemnity · 2 years
- Heat $8,206 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.