Crop-loss band · Mississippi
Hinds County, Mississippi — crop-loss band
- 0.60Low end of the filed band
- 2.34Middle of the filed band
- 4.66High end of the filed band
- 2021Worst year filed (5.69)
- 10Years filed
Every year the Risk Management Agency has filed for Hinds County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.60 at the low end to 4.66 at the high end, with 2.34 in the middle. The worst year filed is 2021, at 5.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $276,853 | $491,254 | $2,311,894 | 20 | 20 | 1.77 |
| 2016 | $300,181 | $211,091 | $2,639,719 | 19 | 19 | 0.70 |
| 2017 | $233,328 | $140,828 | $1,580,276 | 20 | 20 | 0.60 |
| 2018 | $277,891 | $672,154 | $2,097,075 | 20 | 20 | 2.42 |
| 2019 | $480,645 | $1,116,489 | $3,830,787 | 37 | 37 | 2.32 |
| 2020 | $185,627 | $865,857 | $1,699,723 | 17 | 17 | 4.66 |
| 2021 | $207,406 | $1,179,474 | $2,294,053 | 26 | 26 | 5.69 |
| 2022 | $1,077,957 | $2,522,393 | $9,633,328 | 50 | 50 | 2.34 |
| 2023 | $743,850 | $2,617,228 | $8,284,815 | 52 | 52 | 3.52 |
| 2024 | $482,898 | $1,566,777 | $4,517,832 | 43 | 43 | 3.24 |
Commodities insured in Hinds County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 2.21Middle of the filed band
- 7.20High end of the filed band
- 2018Worst year filed (10.65)
- 10Years filed
- $1,350,023Premium filed
- $3,515,711Indemnity paid
- $15,094,043Liability insured
- 29,796Quantity planted
- 23,939Quantity lost
- 105Policies
- 105Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Hinds County
- Excess Moisture/Precipitation/Rain $1,691,969 indemnity · 10 years
- Heat $1,013,816 indemnity · 3 years
- Drought $509,802 indemnity · 5 years
- Wind/Excess Wind $184,379 indemnity · 2 years
- Decline in Price $91,509 indemnity · 2 years
- Flood $14,090 indemnity · 1 years
Cotton 10 years filed
- 0.26Low end of the filed band
- 3.19Middle of the filed band
- 7.62High end of the filed band
- 2021Worst year filed (13.10)
- 10Years filed
- $1,171,181Premium filed
- $3,420,193Indemnity paid
- $8,580,448Liability insured
- 9,360Quantity planted
- 23,510Quantity lost
- 54Policies
- 54Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Hinds County
- ARPI/SCO/STAX/MP Crops Only $1,238,127 indemnity · 5 years
- Drought $1,027,720 indemnity · 3 years
- Heat $488,471 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $347,967 indemnity · 7 years
- Decline in Price $250,299 indemnity · 2 years
- Flood $51,770 indemnity · 2 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 2.06Middle of the filed band
- 4.72High end of the filed band
- 2020Worst year filed (4.83)
- 10Years filed
- $1,198,874Premium filed
- $3,230,170Indemnity paid
- $12,514,377Liability insured
- 33,725Quantity planted
- 32,573Quantity lost
- 108Policies
- 108Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Hinds County
- Heat $1,006,832 indemnity · 3 years
- Drought $943,931 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $842,645 indemnity · 10 years
- Wildlife $420,272 indemnity · 8 years
- Decline in Price $14,963 indemnity · 2 years
- Flood $1,527 indemnity · 1 years
All Other Crops 9 years filed
- 0.73Low end of the filed band
- 1.90Middle of the filed band
- 8.04High end of the filed band
- 2015Worst year filed (8.04)
- 9Years filed
- $546,558Premium filed
- $1,217,471Indemnity paid
- $2,700,634Liability insured
- 9,623Quantity planted
- 2,399Quantity lost
- 37Policies
- 37Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Hinds County
- Decline in Price $441,194 indemnity · 3 years
- Heat $387,366 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $150,409 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $114,607 indemnity · 7 years
- Freeze $111,311 indemnity · 1 years
- Drought $12,585 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Hinds County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.