Crop-loss band · Mississippi
Holmes County, Mississippi — crop-loss band
- 1.22Low end of the filed band
- 2.93Middle of the filed band
- 3.99High end of the filed band
- 2020Worst year filed (4.33)
- 10Years filed
Every year the Risk Management Agency has filed for Holmes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 3.99 at the high end, with 2.93 in the middle. The worst year filed is 2020, at 4.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $658,209 | $2,628,991 | $7,162,498 | 105 | 104 | 3.99 |
| 2016 | $541,629 | $2,027,892 | $7,365,060 | 105 | 105 | 3.74 |
| 2017 | $912,642 | $1,115,693 | $4,059,276 | 57 | 57 | 1.22 |
| 2018 | $490,710 | $1,423,414 | $3,844,542 | 75 | 75 | 2.90 |
| 2019 | $1,359,778 | $4,910,732 | $14,711,373 | 127 | 127 | 3.61 |
| 2020 | $870,427 | $3,769,135 | $8,433,662 | 108 | 108 | 4.33 |
| 2021 | $648,783 | $2,008,499 | $6,671,777 | 81 | 81 | 3.10 |
| 2022 | $2,073,522 | $5,827,818 | $14,276,351 | 88 | 88 | 2.81 |
| 2023 | $1,117,561 | $2,486,141 | $11,051,709 | 87 | 87 | 2.22 |
| 2024 | $1,933,697 | $5,656,561 | $17,742,390 | 171 | 171 | 2.93 |
Commodities insured in Holmes County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.48Low end of the filed band
- 3.76Middle of the filed band
- 5.64High end of the filed band
- 2018Worst year filed (6.35)
- 10Years filed
- $4,038,489Premium filed
- $15,094,135Indemnity paid
- $45,088,367Liability insured
- 117,556Quantity planted
- 105,366Quantity lost
- 421Policies
- 421Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Excess Moisture/Precipitation/Rain $12,335,760 indemnity · 10 years
- Heat $1,030,386 indemnity · 5 years
- Drought $431,072 indemnity · 5 years
- Wind/Excess Wind $362,009 indemnity · 4 years
- Flood $250,703 indemnity · 2 years
- Hail $237,497 indemnity · 2 years
Cotton 10 years filed
- 0.66Low end of the filed band
- 2.81Middle of the filed band
- 8.24High end of the filed band
- 2021Worst year filed (8.91)
- 10Years filed
- $3,569,651Premium filed
- $8,503,801Indemnity paid
- $22,108,378Liability insured
- 26,689Quantity planted
- 67,902Quantity lost
- 222Policies
- 222Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- ARPI/SCO/STAX/MP Crops Only $3,683,403 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,680,410 indemnity · 10 years
- Heat $1,252,214 indemnity · 4 years
- Drought $410,301 indemnity · 4 years
- Flood $209,373 indemnity · 3 years
- Decline in Price $167,156 indemnity · 4 years
Soybeans 10 years filed
- 1.90Low end of the filed band
- 2.49Middle of the filed band
- 3.35High end of the filed band
- 2020Worst year filed (3.79)
- 10Years filed
- $2,655,314Premium filed
- $6,731,140Indemnity paid
- $24,468,185Liability insured
- 71,760Quantity planted
- 64,138Quantity lost
- 317Policies
- 317Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Excess Moisture/Precipitation/Rain $3,482,743 indemnity · 10 years
- Heat $1,473,538 indemnity · 5 years
- Drought $1,059,515 indemnity · 7 years
- Hail $225,672 indemnity · 1 years
- Wildlife $201,112 indemnity · 5 years
- Decline in Price $133,049 indemnity · 4 years
Peanuts 7 years filed
- 2.64Low end of the filed band
- 4.06Middle of the filed band
- 7.17High end of the filed band
- 2018Worst year filed (7.17)
- 7Years filed
- $343,504Premium filed
- $1,525,800Indemnity paid
- $3,653,708Liability insured
- 7,680Quantity planted
- 7,924Quantity lost
- 44Policies
- 43Policies with a loss
- 4.44Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Excess Moisture/Precipitation/Rain $1,109,998 indemnity · 6 years
- Drought $211,573 indemnity · 2 years
- Heat $201,182 indemnity · 1 years
- Wildlife $3,047 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Holmes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.