Crop-loss band · Mississippi
Humphreys County, Mississippi — crop-loss band
- 1.91Low end of the filed band
- 2.52Middle of the filed band
- 3.65High end of the filed band
- 2019Worst year filed (3.75)
- 10Years filed
Every year the Risk Management Agency has filed for Humphreys County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.91 at the low end to 3.65 at the high end, with 2.52 in the middle. The worst year filed is 2019, at 3.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,120,799 | $7,528,288 | $17,129,619 | 195 | 195 | 3.55 |
| 2016 | $2,560,094 | $9,337,389 | $21,591,851 | 254 | 252 | 3.65 |
| 2017 | $2,050,492 | $5,201,176 | $11,912,264 | 135 | 134 | 2.54 |
| 2018 | $1,912,308 | $3,645,009 | $10,967,694 | 134 | 134 | 1.91 |
| 2019 | $4,143,391 | $15,521,967 | $30,033,342 | 325 | 325 | 3.75 |
| 2020 | $2,433,803 | $8,105,324 | $16,539,794 | 200 | 200 | 3.33 |
| 2021 | $1,420,422 | $3,323,684 | $11,872,259 | 119 | 119 | 2.34 |
| 2022 | $4,391,770 | $9,839,985 | $26,522,329 | 173 | 173 | 2.24 |
| 2023 | $2,656,126 | $6,681,027 | $19,467,536 | 165 | 165 | 2.52 |
| 2024 | $3,389,036 | $8,461,086 | $28,233,039 | 226 | 226 | 2.50 |
Commodities insured in Humphreys County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.75Low end of the filed band
- 3.00Middle of the filed band
- 4.61High end of the filed band
- 2015Worst year filed (5.26)
- 10Years filed
- $9,849,471Premium filed
- $30,205,282Indemnity paid
- $65,980,726Liability insured
- 185,872Quantity planted
- 184,645Quantity lost
- 640Policies
- 639Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Excess Moisture/Precipitation/Rain $26,046,272 indemnity · 10 years
- Heat $1,545,631 indemnity · 6 years
- Flood $1,386,242 indemnity · 5 years
- Drought $269,233 indemnity · 4 years
- Cold Wet Weather $262,854 indemnity · 4 years
- Decline in Price $159,633 indemnity · 4 years
Soybeans 10 years filed
- 1.71Low end of the filed band
- 2.29Middle of the filed band
- 3.08High end of the filed band
- 2019Worst year filed (3.92)
- 10Years filed
- $9,651,678Premium filed
- $25,553,612Indemnity paid
- $88,354,120Liability insured
- 244,881Quantity planted
- 213,792Quantity lost
- 855Policies
- 853Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Excess Moisture/Precipitation/Rain $12,228,341 indemnity · 10 years
- Heat $8,153,606 indemnity · 8 years
- Drought $2,908,229 indemnity · 7 years
- Flood $1,142,181 indemnity · 6 years
- Hail $443,769 indemnity · 1 years
- Decline in Price $362,138 indemnity · 6 years
Cotton 10 years filed
- 0.88Low end of the filed band
- 2.79Middle of the filed band
- 3.76High end of the filed band
- 2015Worst year filed (4.91)
- 10Years filed
- $5,733,951Premium filed
- $13,293,559Indemnity paid
- $26,939,579Liability insured
- 33,024Quantity planted
- 72,924Quantity lost
- 244Policies
- 244Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Excess Moisture/Precipitation/Rain $6,563,334 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $4,340,128 indemnity · 7 years
- Drought $1,559,033 indemnity · 5 years
- Heat $505,235 indemnity · 5 years
- Flood $132,890 indemnity · 2 years
- Decline in Price $92,598 indemnity · 3 years
Rice 10 years filed
- 1.51Low end of the filed band
- 4.61Middle of the filed band
- 10.28High end of the filed band
- 2015Worst year filed (12.11)
- 10Years filed
- $1,063,886Premium filed
- $5,936,402Indemnity paid
- $8,725,732Liability insured
- 17,631Quantity planted
- 16,145Quantity lost
- 85Policies
- 85Policies with a loss
- 5.58Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Excess Moisture/Precipitation/Rain $4,106,491 indemnity · 10 years
- Flood $907,371 indemnity · 1 years
- Wind/Excess Wind $546,356 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $286,933 indemnity · 2 years
- Heat $87,746 indemnity · 2 years
- Cold Wet Weather $1,505 indemnity · 1 years
Wheat 10 years filed
- 2.26Low end of the filed band
- 3.23Middle of the filed band
- 4.43High end of the filed band
- 2018Worst year filed (4.83)
- 10Years filed
- $779,255Premium filed
- $2,656,080Indemnity paid
- $4,269,570Liability insured
- 25,791Quantity planted
- 25,871Quantity lost
- 102Policies
- 102Policies with a loss
- 3.41Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Excess Moisture/Precipitation/Rain $1,789,558 indemnity · 10 years
- Drought $354,667 indemnity · 3 years
- Freeze $316,304 indemnity · 3 years
- Cold Wet Weather $80,987 indemnity · 1 years
- Decline in Price $80,987 indemnity · 1 years
- Flood $33,578 indemnity · 2 years
Every county-crop the agency files in Mississippi → Buy the Humphreys County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.