Crop-loss band · Mississippi
Lafayette County, Mississippi — crop-loss band
- 0.78Low end of the filed band
- 1.62Middle of the filed band
- 4.31High end of the filed band
- 2019Worst year filed (4.80)
- 10Years filed
Every year the Risk Management Agency has filed for Lafayette County is in the series below, from 2017 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.78 at the low end to 4.31 at the high end, with 1.62 in the middle. The worst year filed is 2019, at 4.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $93,022 | $146,539 | $659,496 | 21 | 21 | 1.58 |
| 2016 | $87,527 | $156,420 | $562,751 | 13 | 12 | 1.79 |
| 2017 | $26,156 | $42,393 | $144,477 | 8 | 7 | 1.62 |
| 2018 | $56,358 | $90,540 | $594,788 | 22 | 22 | 1.61 |
| 2019 | $58,180 | $279,419 | $547,331 | 19 | 19 | 4.80 |
| 2020 | $45,789 | $197,441 | $335,384 | 18 | 18 | 4.31 |
| 2021 | $83,120 | $260,060 | $971,862 | 18 | 18 | 3.13 |
| 2022 | $318,968 | $247,534 | $1,229,797 | 21 | 21 | 0.78 |
| 2023 | $46,754 | $59,617 | $399,542 | 9 | 9 | 1.28 |
| 2024 | $319,653 | $1,005,250 | $3,231,648 | 35 | 35 | 3.14 |
Commodities insured in Lafayette County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 5 years filed
- 0.20Low end of the filed band
- 1.74Middle of the filed band
- 3.25High end of the filed band
- 2023Worst year filed (3.25)
- 5Years filed
- $328,818Premium filed
- $1,027,467Indemnity paid
- $3,299,968Liability insured
- 8,716Quantity planted
- 10,031Quantity lost
- 44Policies
- 44Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Drought $557,605 indemnity · 1 years
- Heat $210,757 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $162,354 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $56,153 indemnity · 1 years
- Decline in Price $40,598 indemnity · 1 years
Soybeans 9 years filed
- 1.05Low end of the filed band
- 1.35Middle of the filed band
- 4.77High end of the filed band
- 2019Worst year filed (4.77)
- 9Years filed
- $495,876Premium filed
- $907,433Indemnity paid
- $3,832,029Liability insured
- 16,175Quantity planted
- 12,225Quantity lost
- 106Policies
- 104Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $528,245 indemnity · 9 years
- Heat $131,171 indemnity · 3 years
- Drought $122,270 indemnity · 3 years
- Wildlife $115,010 indemnity · 8 years
- Cold Wet Weather $5,904 indemnity · 1 years
- Insects $4,833 indemnity · 1 years
Cotton 7 years filed
- 0.67Low end of the filed band
- 5.96Middle of the filed band
- 7.65High end of the filed band
- 2021Worst year filed (7.65)
- 7Years filed
- $310,833Premium filed
- $550,313Indemnity paid
- $1,545,079Liability insured
- 2,586Quantity planted
- 5,293Quantity lost
- 34Policies
- 34Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $407,648 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $142,665 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Lafayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.