Crop-loss band · Mississippi
Lowndes County, Mississippi — crop-loss band
- 1.26Low end of the filed band
- 2.06Middle of the filed band
- 2.46High end of the filed band
- 2021Worst year filed (2.68)
- 10Years filed
Every year the Risk Management Agency has filed for Lowndes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.26 at the low end to 2.46 at the high end, with 2.06 in the middle. The worst year filed is 2021, at 2.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $363,803 | $895,270 | $1,957,382 | 62 | 62 | 2.46 |
| 2016 | $435,598 | $547,652 | $2,914,541 | 65 | 63 | 1.26 |
| 2017 | $274,073 | $671,502 | $1,312,673 | 28 | 28 | 2.45 |
| 2018 | $355,775 | $633,468 | $1,606,999 | 47 | 47 | 1.78 |
| 2019 | $845,502 | $1,566,466 | $5,756,478 | 76 | 76 | 1.85 |
| 2020 | $589,656 | $1,043,400 | $3,655,655 | 64 | 63 | 1.77 |
| 2021 | $495,764 | $1,330,538 | $4,239,145 | 33 | 32 | 2.68 |
| 2022 | $2,369,966 | $5,391,418 | $13,565,888 | 98 | 98 | 2.27 |
| 2023 | $1,304,314 | $2,822,758 | $6,771,385 | 55 | 55 | 2.16 |
| 2024 | $1,527,442 | $3,150,460 | $9,792,756 | 89 | 89 | 2.06 |
Commodities insured in Lowndes County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.34Low end of the filed band
- 2.73Middle of the filed band
- 4.21High end of the filed band
- 2016Worst year filed (5.77)
- 10Years filed
- $3,072,006Premium filed
- $8,094,918Indemnity paid
- $18,749,753Liability insured
- 22,132Quantity planted
- 38,725Quantity lost
- 126Policies
- 126Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $4,253,443 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $2,199,294 indemnity · 7 years
- Drought $871,289 indemnity · 6 years
- Decline in Price $437,138 indemnity · 2 years
- Heat $265,132 indemnity · 3 years
- Wildlife $53,157 indemnity · 4 years
Corn 10 years filed
- 1.76Low end of the filed band
- 2.69Middle of the filed band
- 3.13High end of the filed band
- 2023Worst year filed (4.01)
- 10Years filed
- $1,849,267Premium filed
- $4,972,791Indemnity paid
- $13,394,536Liability insured
- 35,142Quantity planted
- 32,721Quantity lost
- 239Policies
- 237Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Excess Moisture/Precipitation/Rain $2,305,216 indemnity · 10 years
- Drought $1,446,576 indemnity · 8 years
- Heat $378,798 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $270,293 indemnity · 1 years
- Mycotoxin $211,052 indemnity · 2 years
- Hot Wind $188,078 indemnity · 1 years
Soybeans 10 years filed
- 1.05Low end of the filed band
- 1.48Middle of the filed band
- 2.27High end of the filed band
- 2017Worst year filed (2.35)
- 10Years filed
- $2,655,498Premium filed
- $4,632,996Indemnity paid
- $11,519,631Liability insured
- 55,485Quantity planted
- 58,438Quantity lost
- 243Policies
- 241Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Drought $2,083,315 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,984,199 indemnity · 10 years
- Heat $363,141 indemnity · 4 years
- Wildlife $131,891 indemnity · 5 years
- Flood $57,544 indemnity · 1 years
- Cold Winter $8,218 indemnity · 1 years
All Other Crops 7 years filed
- 0.02Low end of the filed band
- 0.31Middle of the filed band
- 2.18High end of the filed band
- 2018Worst year filed (2.18)
- 7Years filed
- $985,122Premium filed
- $352,227Indemnity paid
- $7,908,982Liability insured
- 38Quantity planted
- 0Quantity lost
- 9Policies
- 9Policies with a loss
- 0.36Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Excess Moisture/Precipitation/Rain $286,746 indemnity · 5 years
- Decline in Price $62,627 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $2,854 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Lowndes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.