Crop-loss band · Mississippi
Montgomery County, Mississippi — crop-loss band
- 1.46Low end of the filed band
- 3.05Middle of the filed band
- 4.71High end of the filed band
- 2015Worst year filed (5.40)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.46 at the low end to 4.71 at the high end, with 3.05 in the middle. The worst year filed is 2015, at 5.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $253,986 | $1,370,842 | $1,908,383 | 44 | 44 | 5.40 |
| 2016 | $138,901 | $418,649 | $1,282,614 | 34 | 34 | 3.01 |
| 2017 | $50,117 | $235,906 | $318,826 | 16 | 16 | 4.71 |
| 2018 | $403,482 | $1,180,945 | $2,195,174 | 47 | 47 | 2.93 |
| 2019 | $421,410 | $1,533,245 | $2,122,578 | 48 | 48 | 3.64 |
| 2020 | $367,835 | $1,342,329 | $1,584,380 | 27 | 27 | 3.65 |
| 2021 | $145,434 | $443,425 | $997,706 | 24 | 24 | 3.05 |
| 2022 | $737,628 | $1,075,721 | $2,635,607 | 43 | 43 | 1.46 |
| 2023 | $309,229 | $1,362,372 | $1,737,294 | 43 | 43 | 4.41 |
| 2024 | $609,325 | $1,802,170 | $3,503,242 | 73 | 73 | 2.96 |
Commodities insured in Montgomery County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.65Low end of the filed band
- 3.40Middle of the filed band
- 4.67High end of the filed band
- 2015Worst year filed (5.42)
- 10Years filed
- $1,854,372Premium filed
- $6,803,967Indemnity paid
- $10,196,676Liability insured
- 33,179Quantity planted
- 31,076Quantity lost
- 225Policies
- 225Policies with a loss
- 3.67Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $6,560,863 indemnity · 10 years
- Heat $133,448 indemnity · 1 years
- Drought $55,002 indemnity · 4 years
- Flood $22,908 indemnity · 1 years
- Wind/Excess Wind $18,850 indemnity · 2 years
- Cold Wet Weather $7,782 indemnity · 2 years
Cotton 10 years filed
- 1.13Low end of the filed band
- 3.12Middle of the filed band
- 7.58High end of the filed band
- 2020Worst year filed (9.81)
- 10Years filed
- $1,582,975Premium filed
- $3,961,637Indemnity paid
- $8,089,128Liability insured
- 9,922Quantity planted
- 32,132Quantity lost
- 174Policies
- 174Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- ARPI/SCO/STAX/MP Crops Only $1,955,369 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,750,711 indemnity · 9 years
- Drought $148,633 indemnity · 4 years
- Decline in Price $62,637 indemnity · 2 years
- Heat $44,288 indemnity · 2 years
Every county-crop the agency files in Mississippi → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.