Crop-loss band · Mississippi
Panola County, Mississippi — crop-loss band
- 1.63Low end of the filed band
- 2.79Middle of the filed band
- 3.29High end of the filed band
- 2020Worst year filed (3.45)
- 10Years filed
Every year the Risk Management Agency has filed for Panola County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 3.29 at the high end, with 2.79 in the middle. The worst year filed is 2020, at 3.45. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,392,584 | $4,248,408 | $9,841,717 | 174 | 172 | 3.05 |
| 2016 | $1,198,710 | $3,583,310 | $7,595,665 | 156 | 155 | 2.99 |
| 2017 | $1,731,806 | $2,821,839 | $7,575,096 | 101 | 98 | 1.63 |
| 2018 | $2,263,180 | $5,552,393 | $11,997,997 | 169 | 169 | 2.45 |
| 2019 | $1,810,355 | $5,101,118 | $11,079,329 | 167 | 164 | 2.82 |
| 2020 | $1,293,887 | $4,466,514 | $9,648,473 | 142 | 140 | 3.45 |
| 2021 | $1,150,722 | $3,787,652 | $10,043,228 | 110 | 110 | 3.29 |
| 2022 | $3,571,441 | $7,841,800 | $18,790,137 | 155 | 155 | 2.20 |
| 2023 | $1,833,228 | $4,532,717 | $12,624,975 | 140 | 140 | 2.47 |
| 2024 | $2,402,663 | $6,691,834 | $15,535,663 | 174 | 174 | 2.79 |
Commodities insured in Panola County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.36Low end of the filed band
- 3.09Middle of the filed band
- 3.93High end of the filed band
- 2015Worst year filed (4.20)
- 10Years filed
- $6,299,736Premium filed
- $19,053,986Indemnity paid
- $38,430,562Liability insured
- 116,920Quantity planted
- 113,860Quantity lost
- 407Policies
- 407Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Panola County
- Excess Moisture/Precipitation/Rain $15,807,806 indemnity · 10 years
- Heat $1,371,188 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $958,706 indemnity · 3 years
- Drought $637,788 indemnity · 3 years
- Wind/Excess Wind $135,593 indemnity · 3 years
- Decline in Price $111,603 indemnity · 2 years
Soybeans 10 years filed
- 1.25Low end of the filed band
- 1.96Middle of the filed band
- 2.92High end of the filed band
- 2021Worst year filed (3.42)
- 10Years filed
- $5,039,283Premium filed
- $11,995,482Indemnity paid
- $40,077,624Liability insured
- 131,629Quantity planted
- 126,693Quantity lost
- 652Policies
- 646Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Panola County
- Excess Moisture/Precipitation/Rain $5,839,046 indemnity · 10 years
- Heat $4,171,262 indemnity · 7 years
- Drought $1,276,812 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $305,635 indemnity · 3 years
- Decline in Price $269,424 indemnity · 3 years
- Hot Wind $84,376 indemnity · 1 years
Cotton 10 years filed
- 0.81Low end of the filed band
- 2.27Middle of the filed band
- 4.69High end of the filed band
- 2016Worst year filed (4.70)
- 10Years filed
- $5,258,353Premium filed
- $10,214,490Indemnity paid
- $22,276,253Liability insured
- 28,602Quantity planted
- 81,801Quantity lost
- 236Policies
- 236Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Panola County
- ARPI/SCO/STAX/MP Crops Only $5,166,024 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $3,640,946 indemnity · 10 years
- Heat $1,125,430 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $136,608 indemnity · 1 years
- Drought $109,009 indemnity · 5 years
- Frost $20,781 indemnity · 1 years
Rice 10 years filed
- 2.35Low end of the filed band
- 4.69Middle of the filed band
- 6.05High end of the filed band
- 2016Worst year filed (7.42)
- 10Years filed
- $867,111Premium filed
- $4,037,721Indemnity paid
- $8,227,717Liability insured
- 13,241Quantity planted
- 11,662Quantity lost
- 88Policies
- 84Policies with a loss
- 4.66Loss ratio, whole span
Causes that carried the indemnity in Panola County
- Excess Moisture/Precipitation/Rain $1,939,446 indemnity · 10 years
- Heat $1,011,183 indemnity · 4 years
- Wind/Excess Wind $962,925 indemnity · 10 years
- Hurricane/Tropical Depression $90,322 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $33,845 indemnity · 1 years
Wheat 10 years filed
- 0.66Low end of the filed band
- 2.33Middle of the filed band
- 4.16High end of the filed band
- 2021Worst year filed (4.60)
- 10Years filed
- $1,184,093Premium filed
- $3,325,906Indemnity paid
- $5,720,124Liability insured
- 37,692Quantity planted
- 37,643Quantity lost
- 105Policies
- 104Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Panola County
- Excess Moisture/Precipitation/Rain $2,772,177 indemnity · 9 years
- Drought $271,390 indemnity · 4 years
- Cold Wet Weather $249,956 indemnity · 2 years
- Wildlife $16,290 indemnity · 1 years
- Decline in Price $16,093 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Panola County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.