Crop-loss band · Mississippi
Pontotoc County, Mississippi — crop-loss band
- 1.05Low end of the filed band
- 1.66Middle of the filed band
- 2.91High end of the filed band
- 2020Worst year filed (3.15)
- 10Years filed
Every year the Risk Management Agency has filed for Pontotoc County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 2.91 at the high end, with 1.66 in the middle. The worst year filed is 2020, at 3.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $210,482 | $332,092 | $1,378,889 | 46 | 45 | 1.58 |
| 2016 | $122,321 | $215,085 | $798,010 | 27 | 26 | 1.76 |
| 2017 | $64,016 | $69,247 | $434,123 | 13 | 12 | 1.08 |
| 2018 | $245,721 | $615,891 | $2,414,399 | 56 | 56 | 2.51 |
| 2019 | $268,027 | $566,714 | $2,557,050 | 73 | 73 | 2.11 |
| 2020 | $166,676 | $525,418 | $1,391,667 | 51 | 51 | 3.15 |
| 2021 | $225,329 | $342,075 | $2,253,465 | 40 | 40 | 1.52 |
| 2022 | $739,091 | $1,226,293 | $5,324,714 | 62 | 62 | 1.66 |
| 2023 | $160,105 | $167,976 | $1,589,148 | 35 | 35 | 1.05 |
| 2024 | $456,091 | $1,329,116 | $5,313,383 | 88 | 88 | 2.91 |
Commodities insured in Pontotoc County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.14Low end of the filed band
- 1.57Middle of the filed band
- 3.16High end of the filed band
- 2020Worst year filed (3.33)
- 10Years filed
- $1,877,850Premium filed
- $4,319,597Indemnity paid
- $19,715,633Liability insured
- 72,730Quantity planted
- 71,224Quantity lost
- 367Policies
- 365Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Pontotoc County
- Excess Moisture/Precipitation/Rain $1,953,758 indemnity · 10 years
- Drought $1,612,983 indemnity · 9 years
- Heat $636,035 indemnity · 6 years
- Decline in Price $83,462 indemnity · 3 years
- Cold Wet Weather $17,139 indemnity · 1 years
- Wildlife $7,262 indemnity · 4 years
Corn 10 years filed
- 0.66Low end of the filed band
- 1.61Middle of the filed band
- 2.97High end of the filed band
- 2018Worst year filed (3.10)
- 10Years filed
- $387,434Premium filed
- $704,247Indemnity paid
- $2,352,888Liability insured
- 9,961Quantity planted
- 9,014Quantity lost
- 98Policies
- 97Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Pontotoc County
- Excess Moisture/Precipitation/Rain $589,844 indemnity · 10 years
- Drought $84,031 indemnity · 3 years
- Cold Wet Weather $28,588 indemnity · 3 years
- Decline in Price $1,109 indemnity · 1 years
- Wildlife $675 indemnity · 1 years
Cotton 8 years filed
- 0.54Low end of the filed band
- 2.36Middle of the filed band
- 5.38High end of the filed band
- 2015Worst year filed (5.38)
- 8Years filed
- $392,575Premium filed
- $366,063Indemnity paid
- $1,386,326Liability insured
- 1,928Quantity planted
- 5,190Quantity lost
- 26Policies
- 26Policies with a loss
- 0.93Loss ratio, whole span
Causes that carried the indemnity in Pontotoc County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $180,175 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $123,585 indemnity · 6 years
- Drought $53,521 indemnity · 2 years
- Decline in Price $7,462 indemnity · 2 years
- Cold Wet Weather $1,320 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Pontotoc County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.