Crop-loss band · Mississippi
Union County, Mississippi — crop-loss band
- 0.30Low end of the filed band
- 1.08Middle of the filed band
- 1.64High end of the filed band
- 2024Worst year filed (4.70)
- 10Years filed
Every year the Risk Management Agency has filed for Union County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.30 at the low end to 1.64 at the high end, with 1.08 in the middle. The worst year filed is 2024, at 4.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $383,452 | $413,201 | $2,784,913 | 48 | 48 | 1.08 |
| 2016 | $120,889 | $36,669 | $815,383 | 20 | 20 | 0.30 |
| 2017 | $154,785 | $61,931 | $1,116,101 | 30 | 29 | 0.40 |
| 2018 | $236,846 | $344,620 | $2,306,340 | 40 | 40 | 1.46 |
| 2019 | $158,922 | $131,704 | $1,685,946 | 33 | 33 | 0.83 |
| 2020 | $77,847 | $122,703 | $1,007,351 | 27 | 27 | 1.58 |
| 2021 | $202,748 | $178,583 | $2,415,580 | 42 | 42 | 0.88 |
| 2022 | $235,065 | $385,525 | $2,739,732 | 41 | 41 | 1.64 |
| 2023 | $154,319 | $215,418 | $2,275,456 | 23 | 23 | 1.40 |
| 2024 | $426,078 | $2,002,760 | $6,867,219 | 79 | 79 | 4.70 |
Commodities insured in Union County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.28Low end of the filed band
- 0.93Middle of the filed band
- 1.73High end of the filed band
- 2024Worst year filed (4.97)
- 10Years filed
- $1,827,861Premium filed
- $3,390,662Indemnity paid
- $21,679,556Liability insured
- 73,157Quantity planted
- 51,822Quantity lost
- 318Policies
- 317Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Union County
- Drought $1,946,375 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,195,293 indemnity · 10 years
- Heat $180,915 indemnity · 2 years
- Decline in Price $21,993 indemnity · 2 years
- Wildlife $21,524 indemnity · 6 years
- Cold Wet Weather $11,642 indemnity · 1 years
Corn 10 years filed
- 0.30Low end of the filed band
- 1.19Middle of the filed band
- 2.80High end of the filed band
- 2020Worst year filed (2.99)
- 10Years filed
- $323,090Premium filed
- $502,452Indemnity paid
- $2,334,465Liability insured
- 8,374Quantity planted
- 6,978Quantity lost
- 65Policies
- 65Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $473,928 indemnity · 10 years
- Drought $14,039 indemnity · 1 years
- Cold Wet Weather $10,941 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $3,173 indemnity · 1 years
- Wildlife $371 indemnity · 1 years
Every county-crop the agency files in Mississippi → Buy the Union County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.