Crop-loss band · Montana
Blaine County, Montana — crop-loss band
- 1.35Low end of the filed band
- 2.56Middle of the filed band
- 3.37High end of the filed band
- 2021Worst year filed (4.12)
- 10Years filed
Every year the Risk Management Agency has filed for Blaine County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.35 at the low end to 3.37 at the high end, with 2.56 in the middle. The worst year filed is 2021, at 4.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,196,765 | $7,010,169 | $15,305,047 | 405 | 404 | 3.19 |
| 2016 | $1,137,279 | $3,826,978 | $7,534,464 | 258 | 257 | 3.37 |
| 2017 | $4,341,471 | $12,867,391 | $27,472,664 | 554 | 551 | 2.96 |
| 2018 | $2,406,420 | $6,163,694 | $13,585,984 | 336 | 336 | 2.56 |
| 2019 | $1,019,764 | $2,631,675 | $5,994,422 | 189 | 188 | 2.58 |
| 2020 | $921,767 | $1,917,966 | $4,780,599 | 180 | 180 | 2.08 |
| 2021 | $7,124,420 | $29,331,896 | $39,171,561 | 652 | 648 | 4.12 |
| 2022 | $9,370,250 | $20,961,245 | $41,421,527 | 592 | 592 | 2.24 |
| 2023 | $7,704,103 | $15,132,665 | $33,601,322 | 429 | 429 | 1.96 |
| 2024 | $4,631,765 | $6,272,760 | $19,506,537 | 417 | 417 | 1.35 |
Commodities insured in Blaine County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.44Low end of the filed band
- 2.47Middle of the filed band
- 3.91High end of the filed band
- 2021Worst year filed (4.43)
- 10Years filed
- $27,748,602Premium filed
- $77,149,505Indemnity paid
- $153,508,437Liability insured
- 853,011Quantity planted
- 862,425Quantity lost
- 2,326Policies
- 2,322Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- Drought $51,665,916 indemnity · 10 years
- Hail $9,090,242 indemnity · 10 years
- Heat $5,084,014 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,923,826 indemnity · 6 years
- Cold Winter $2,922,838 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,946,791 indemnity · 4 years
Dry Peas 10 years filed
- 1.45Low end of the filed band
- 2.22Middle of the filed band
- 2.85High end of the filed band
- 2021Worst year filed (4.24)
- 10Years filed
- $5,333,756Premium filed
- $12,014,500Indemnity paid
- $20,936,123Liability insured
- 126,714Quantity planted
- 126,926Quantity lost
- 359Policies
- 359Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- Drought $8,062,642 indemnity · 9 years
- Heat $1,737,263 indemnity · 8 years
- Hail $1,346,550 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $288,940 indemnity · 3 years
- Hot Wind $197,719 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $189,069 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.97Low end of the filed band
- 1.43Middle of the filed band
- 2.10High end of the filed band
- 2017Worst year filed (2.26)
- 10Years filed
- $2,906,221Premium filed
- $4,579,380Indemnity paid
- $14,662,778Liability insured
- 1,299,474Quantity planted
- 0Quantity lost
- 744Policies
- 744Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- ARPI/SCO/STAX Crops Only $4,579,380 indemnity · 10 years
Barley 10 years filed
- 1.26Low end of the filed band
- 2.04Middle of the filed band
- 3.48High end of the filed band
- 2019Worst year filed (3.81)
- 10Years filed
- $1,597,391Premium filed
- $3,837,388Indemnity paid
- $6,032,918Liability insured
- 52,611Quantity planted
- 52,613Quantity lost
- 238Policies
- 238Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- Drought $2,782,836 indemnity · 9 years
- Hail $644,744 indemnity · 9 years
- Heat $238,569 indemnity · 8 years
- Hot Wind $59,732 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $44,845 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $20,557 indemnity · 3 years
Canola 9 years filed
- 0.77Low end of the filed band
- 3.49Middle of the filed band
- 6.26High end of the filed band
- 2015Worst year filed (6.26)
- 9Years filed
- $1,410,610Premium filed
- $3,593,588Indemnity paid
- $4,869,682Liability insured
- 19,943Quantity planted
- 19,920Quantity lost
- 62Policies
- 62Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- Heat $1,462,530 indemnity · 7 years
- Drought $937,691 indemnity · 7 years
- Hail $564,111 indemnity · 3 years
- Wind/Excess Wind $246,309 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $194,064 indemnity · 1 years
- Freeze $92,067 indemnity · 1 years
Flax 5 years filed
- 2.21Low end of the filed band
- 2.40Middle of the filed band
- 3.07High end of the filed band
- 2021Worst year filed (3.07)
- 5Years filed
- $990,310Premium filed
- $2,671,889Indemnity paid
- $3,155,929Liability insured
- 13,159Quantity planted
- 13,171Quantity lost
- 43Policies
- 43Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- Drought $2,035,419 indemnity · 4 years
- Heat $259,215 indemnity · 3 years
- Hail $205,580 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $98,911 indemnity · 2 years
- Freeze $72,764 indemnity · 1 years
Forage Production 9 years filed
- 1.54Low end of the filed band
- 2.73Middle of the filed band
- 5.06High end of the filed band
- 2022Worst year filed (5.06)
- 9Years filed
- $561,884Premium filed
- $1,839,949Indemnity paid
- $3,686,028Liability insured
- 36,543Quantity planted
- 36,549Quantity lost
- 147Policies
- 141Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- Drought $1,000,402 indemnity · 9 years
- Heat $486,011 indemnity · 9 years
- Hail $91,139 indemnity · 2 years
- Cold Wet Weather $86,053 indemnity · 2 years
- Failure of Irrigation Supply $78,073 indemnity · 3 years
- Insects $30,033 indemnity · 1 years
Apiculture 5 years filed
- 1.04Low end of the filed band
- 1.32Middle of the filed band
- 2.02High end of the filed band
- 2023Worst year filed (2.02)
- 5Years filed
- $305,228Premium filed
- $430,240Indemnity paid
- $1,522,231Liability insured
- 6,398Quantity planted
- 0Quantity lost
- 93Policies
- 93Policies with a loss
- 1.41Loss ratio, whole span
Causes that carried the indemnity in Blaine County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $430,240 indemnity · 5 years
Every county-crop the agency files in Montana → Buy the Blaine County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.