Crop-loss band · Montana
Cascade County, Montana — crop-loss band
- 1.90Low end of the filed band
- 2.26Middle of the filed band
- 3.08High end of the filed band
- 2022Worst year filed (3.55)
- 10Years filed
Every year the Risk Management Agency has filed for Cascade County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.90 at the low end to 3.08 at the high end, with 2.26 in the middle. The worst year filed is 2022, at 3.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $850,763 | $1,905,961 | $5,934,705 | 228 | 228 | 2.24 |
| 2016 | $530,253 | $1,005,400 | $3,259,317 | 215 | 215 | 1.90 |
| 2017 | $717,650 | $1,624,743 | $3,421,716 | 210 | 210 | 2.26 |
| 2018 | $545,100 | $1,676,377 | $3,139,995 | 86 | 86 | 3.08 |
| 2019 | $1,065,525 | $2,778,773 | $9,154,531 | 286 | 284 | 2.61 |
| 2020 | $778,866 | $2,285,041 | $5,453,254 | 89 | 89 | 2.93 |
| 2021 | $2,328,687 | $5,744,915 | $14,253,217 | 324 | 324 | 2.47 |
| 2022 | $4,383,599 | $15,581,071 | $31,343,777 | 613 | 613 | 3.55 |
| 2023 | $1,502,283 | $3,388,196 | $7,800,871 | 157 | 157 | 2.26 |
| 2024 | $2,102,738 | $4,015,812 | $12,577,546 | 309 | 309 | 1.91 |
Commodities insured in Cascade County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.71Low end of the filed band
- 2.77Middle of the filed band
- 3.32High end of the filed band
- 2022Worst year filed (3.96)
- 10Years filed
- $6,625,626Premium filed
- $20,255,944Indemnity paid
- $51,462,936Liability insured
- 250,435Quantity planted
- 245,018Quantity lost
- 1,269Policies
- 1,269Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- Drought $7,936,474 indemnity · 10 years
- Hail $3,705,429 indemnity · 8 years
- Cold Winter $1,979,986 indemnity · 9 years
- Wind/Excess Wind $1,883,245 indemnity · 6 years
- Heat $1,689,290 indemnity · 10 years
- Decline in Price $873,317 indemnity · 8 years
Barley 10 years filed
- 1.90Low end of the filed band
- 2.52Middle of the filed band
- 4.35High end of the filed band
- 2018Worst year filed (4.60)
- 10Years filed
- $3,046,091Premium filed
- $7,726,017Indemnity paid
- $16,983,420Liability insured
- 94,536Quantity planted
- 95,060Quantity lost
- 465Policies
- 465Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- Drought $2,990,492 indemnity · 7 years
- Hail $2,457,458 indemnity · 9 years
- Heat $1,241,809 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $237,139 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $230,060 indemnity · 6 years
- Failure of Irrigation Supply $181,789 indemnity · 2 years
Dry Peas 10 years filed
- 1.08Low end of the filed band
- 1.74Middle of the filed band
- 4.00High end of the filed band
- 2022Worst year filed (4.22)
- 10Years filed
- $1,817,014Premium filed
- $4,947,634Indemnity paid
- $9,335,644Liability insured
- 48,516Quantity planted
- 48,513Quantity lost
- 185Policies
- 185Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- Drought $2,882,725 indemnity · 7 years
- Heat $881,541 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $573,483 indemnity · 6 years
- Hail $400,657 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $130,475 indemnity · 1 years
- Decline in Price $53,184 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.70Low end of the filed band
- 1.72Middle of the filed band
- 3.24High end of the filed band
- 2017Worst year filed (3.57)
- 10Years filed
- $2,335,290Premium filed
- $4,524,754Indemnity paid
- $12,507,463Liability insured
- 751,883Quantity planted
- 0Quantity lost
- 314Policies
- 314Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- ARPI/SCO/STAX Crops Only $4,524,754 indemnity · 10 years
Forage Production 9 years filed
- 1.78Low end of the filed band
- 2.92Middle of the filed band
- 6.61High end of the filed band
- 2018Worst year filed (6.61)
- 9Years filed
- $416,368Premium filed
- $1,325,255Indemnity paid
- $2,882,275Liability insured
- 23,288Quantity planted
- 23,344Quantity lost
- 212Policies
- 210Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- Drought $956,823 indemnity · 8 years
- Heat $103,760 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $74,668 indemnity · 1 years
- Frost $45,165 indemnity · 4 years
- Hail $35,984 indemnity · 4 years
- Freeze $27,895 indemnity · 4 years
All Other Crops 7 years filed
- 0.96Low end of the filed band
- 2.50Middle of the filed band
- 4.16High end of the filed band
- 2015Worst year filed (4.16)
- 7Years filed
- $306,404Premium filed
- $696,807Indemnity paid
- $2,089,510Liability insured
- 5,052Quantity planted
- 408Quantity lost
- 33Policies
- 33Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- ARPI/SCO/STAX/MP Crops Only $321,760 indemnity · 4 years
- Drought $169,122 indemnity · 3 years
- Heat $89,322 indemnity · 1 years
- Decline in Price $48,096 indemnity · 1 years
- Freeze $34,872 indemnity · 1 years
- Cold Wet Weather $33,635 indemnity · 1 years
Canola 7 years filed
- 0.42Low end of the filed band
- 1.88Middle of the filed band
- 2.67High end of the filed band
- 2022Worst year filed (2.67)
- 7Years filed
- $258,671Premium filed
- $529,878Indemnity paid
- $1,077,681Liability insured
- 7,727Quantity planted
- 7,727Quantity lost
- 39Policies
- 39Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Cascade County
- Drought $266,901 indemnity · 5 years
- Hail $84,075 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $83,876 indemnity · 2 years
- Heat $63,770 indemnity · 2 years
- Insects $29,882 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $1,173 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Cascade County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.