Crop-loss band · Montana
Chouteau County, Montana — crop-loss band
- 1.87Low end of the filed band
- 2.20Middle of the filed band
- 2.98High end of the filed band
- 2021Worst year filed (3.00)
- 10Years filed
Every year the Risk Management Agency has filed for Chouteau County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.87 at the low end to 2.98 at the high end, with 2.20 in the middle. The worst year filed is 2021, at 3.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,646,497 | $10,240,740 | $33,311,657 | 913 | 908 | 2.20 |
| 2016 | $2,050,319 | $5,373,573 | $12,587,653 | 580 | 579 | 2.62 |
| 2017 | $2,354,275 | $4,473,191 | $12,163,001 | 514 | 514 | 1.90 |
| 2018 | $1,323,539 | $2,789,936 | $6,940,040 | 262 | 262 | 2.11 |
| 2019 | $2,797,417 | $6,330,725 | $15,908,635 | 479 | 479 | 2.26 |
| 2020 | $1,630,748 | $3,795,280 | $8,905,452 | 353 | 353 | 2.33 |
| 2021 | $9,365,635 | $28,097,567 | $54,903,663 | 1,189 | 1,187 | 3.00 |
| 2022 | $18,858,081 | $56,113,685 | $117,359,145 | 1,654 | 1,654 | 2.98 |
| 2023 | $5,308,051 | $9,932,622 | $27,750,186 | 491 | 490 | 1.87 |
| 2024 | $7,856,952 | $16,253,565 | $42,864,414 | 789 | 789 | 2.07 |
Commodities insured in Chouteau County
11 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.77Low end of the filed band
- 2.25Middle of the filed band
- 3.16High end of the filed band
- 2021Worst year filed (3.32)
- 10Years filed
- $36,096,041Premium filed
- $96,274,148Indemnity paid
- $238,687,280Liability insured
- 1,212,062Quantity planted
- 1,196,421Quantity lost
- 4,506Policies
- 4,499Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $49,081,961 indemnity · 10 years
- Hail $26,609,302 indemnity · 9 years
- Cold Winter $4,160,845 indemnity · 10 years
- Heat $3,390,665 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,144,067 indemnity · 9 years
- Decline in Price $2,314,351 indemnity · 10 years
Dry Peas 10 years filed
- 1.16Low end of the filed band
- 1.87Middle of the filed band
- 2.59High end of the filed band
- 2022Worst year filed (3.06)
- 10Years filed
- $8,369,335Premium filed
- $19,477,498Indemnity paid
- $35,955,217Liability insured
- 183,155Quantity planted
- 183,798Quantity lost
- 739Policies
- 739Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $11,360,299 indemnity · 10 years
- Hail $4,076,938 indemnity · 9 years
- Heat $1,428,706 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,232,628 indemnity · 2 years
- Decline in Price $515,463 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $500,306 indemnity · 7 years
Barley 10 years filed
- 2.00Low end of the filed band
- 2.31Middle of the filed band
- 2.67High end of the filed band
- 2024Worst year filed (3.40)
- 10Years filed
- $5,419,520Premium filed
- $12,785,481Indemnity paid
- $25,894,786Liability insured
- 186,329Quantity planted
- 187,294Quantity lost
- 920Policies
- 920Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $7,199,700 indemnity · 10 years
- Hail $3,662,322 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $707,199 indemnity · 8 years
- Heat $678,222 indemnity · 8 years
- Cold Wet Weather $116,839 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $114,888 indemnity · 3 years
Mustard 9 years filed
- 0.61Low end of the filed band
- 2.22Middle of the filed band
- 3.95High end of the filed band
- 2024Worst year filed (3.95)
- 9Years filed
- $1,337,133Premium filed
- $3,983,442Indemnity paid
- $6,125,352Liability insured
- 390,660Quantity planted
- 26,643Quantity lost
- 118Policies
- 118Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $2,819,706 indemnity · 5 years
- Hail $584,011 indemnity · 7 years
- Heat $512,283 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $48,715 indemnity · 4 years
- Insects $9,838 indemnity · 1 years
- Wind/Excess Wind $4,785 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 1.82Middle of the filed band
- 2.24High end of the filed band
- 2017Worst year filed (2.85)
- 10Years filed
- $1,969,537Premium filed
- $3,437,568Indemnity paid
- $11,680,279Liability insured
- 648,224Quantity planted
- 0Quantity lost
- 549Policies
- 549Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- ARPI/SCO/STAX Crops Only $3,437,568 indemnity · 10 years
Flax 5 years filed
- 1.69Low end of the filed band
- 2.80Middle of the filed band
- 3.23High end of the filed band
- 2020Worst year filed (3.23)
- 5Years filed
- $895,705Premium filed
- $2,420,774Indemnity paid
- $3,375,254Liability insured
- 21,959Quantity planted
- 22,236Quantity lost
- 89Policies
- 89Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $1,559,176 indemnity · 4 years
- Hail $442,233 indemnity · 5 years
- Heat $181,448 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $111,432 indemnity · 2 years
- Insects $95,328 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $23,375 indemnity · 1 years
Canola 9 years filed
- 1.47Low end of the filed band
- 1.66Middle of the filed band
- 2.55High end of the filed band
- 2017Worst year filed (2.55)
- 9Years filed
- $681,613Premium filed
- $1,251,345Indemnity paid
- $2,187,924Liability insured
- 21,494Quantity planted
- 21,380Quantity lost
- 86Policies
- 86Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $464,338 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $310,223 indemnity · 5 years
- Heat $246,899 indemnity · 6 years
- Hail $120,109 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $46,960 indemnity · 2 years
- Insects $37,296 indemnity · 2 years
Whole Farm Revenue Protection 5 years filed
- 1.46Low end of the filed band
- 3.22Middle of the filed band
- 4.68High end of the filed band
- 2022Worst year filed (4.68)
- 5Years filed
- $390,767Premium filed
- $1,209,239Indemnity paid
- $3,749,174Liability insured
- 0Quantity planted
- 0Quantity lost
- 16Policies
- 16Policies with a loss
- 3.09Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $845,943 indemnity · 4 years
- Plant Disease $97,376 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $89,408 indemnity · 1 years
- Decline in Price $76,143 indemnity · 2 years
- Hail $57,134 indemnity · 2 years
- Heat $32,426 indemnity · 1 years
Safflower 10 years filed
- 1.25Low end of the filed band
- 1.77Middle of the filed band
- 2.61High end of the filed band
- 2016Worst year filed (2.80)
- 10Years filed
- $476,437Premium filed
- $1,029,455Indemnity paid
- $1,909,868Liability insured
- 13,727Quantity planted
- 13,733Quantity lost
- 62Policies
- 62Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Drought $775,304 indemnity · 5 years
- Hail $82,777 indemnity · 4 years
- Frost $46,794 indemnity · 1 years
- Heat $44,788 indemnity · 3 years
- Cold Wet Weather $26,945 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $18,228 indemnity · 4 years
Forage Production 10 years filed
- 0.77Low end of the filed band
- 2.38Middle of the filed band
- 5.32High end of the filed band
- 2019Worst year filed (6.11)
- 10Years filed
- $271,391Premium filed
- $1,007,582Indemnity paid
- $1,450,793Liability insured
- 9,469Quantity planted
- 9,499Quantity lost
- 77Policies
- 75Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- Heat $422,270 indemnity · 6 years
- Drought $366,449 indemnity · 10 years
- Frost $124,384 indemnity · 2 years
- Hail $36,058 indemnity · 3 years
- Failure of Irrigation Supply $20,372 indemnity · 2 years
- Cold Wet Weather $15,558 indemnity · 2 years
Apiculture 5 years filed
- 0.85Low end of the filed band
- 1.78Middle of the filed band
- 2.64High end of the filed band
- 2021Worst year filed (2.64)
- 5Years filed
- $284,034Premium filed
- $524,352Indemnity paid
- $1,677,919Liability insured
- 7,140Quantity planted
- 0Quantity lost
- 62Policies
- 62Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Chouteau County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $524,352 indemnity · 5 years
Every county-crop the agency files in Montana → Buy the Chouteau County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.