Crop-loss band · Montana
Custer County, Montana — crop-loss band
- 1.58Low end of the filed band
- 2.24Middle of the filed band
- 4.00High end of the filed band
- 2018Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Custer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.58 at the low end to 4.00 at the high end, with 2.24 in the middle. The worst year filed is 2018, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $533,354 | $1,282,395 | $2,639,918 | 148 | 148 | 2.40 |
| 2016 | $209,703 | $469,874 | $1,103,837 | 118 | 118 | 2.24 |
| 2017 | $305,521 | $833,165 | $1,622,294 | 113 | 109 | 2.73 |
| 2018 | $50,534 | $206,511 | $424,247 | 12 | 12 | 4.09 |
| 2019 | $136,406 | $215,526 | $698,828 | 24 | 24 | 1.58 |
| 2020 | $149,804 | $289,348 | $681,577 | 67 | 63 | 1.93 |
| 2021 | $385,350 | $1,540,781 | $1,933,684 | 104 | 102 | 4.00 |
| 2022 | $253,592 | $564,855 | $1,371,004 | 53 | 53 | 2.23 |
| 2023 | $609,256 | $1,049,492 | $2,598,773 | 86 | 86 | 1.72 |
| 2024 | $611,648 | $1,622,432 | $2,863,414 | 108 | 108 | 2.65 |
Commodities insured in Custer County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Forage Production 9 years filed
- 1.49Low end of the filed band
- 2.08Middle of the filed band
- 3.45High end of the filed band
- 2021Worst year filed (3.45)
- 9Years filed
- $1,175,687Premium filed
- $2,613,900Indemnity paid
- $4,292,595Liability insured
- 65,432Quantity planted
- 65,461Quantity lost
- 457Policies
- 449Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $1,763,135 indemnity · 9 years
- Freeze $296,506 indemnity · 4 years
- Heat $165,586 indemnity · 6 years
- Insects $155,949 indemnity · 3 years
- Hail $94,966 indemnity · 5 years
- Frost $53,526 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.36Low end of the filed band
- 1.56Middle of the filed band
- 2.63High end of the filed band
- 2017Worst year filed (2.80)
- 10Years filed
- $1,159,113Premium filed
- $2,503,444Indemnity paid
- $5,924,869Liability insured
- 567,716Quantity planted
- 0Quantity lost
- 216Policies
- 216Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX Crops Only $2,503,444 indemnity · 10 years
Wheat 10 years filed
- 0.72Low end of the filed band
- 3.95Middle of the filed band
- 5.93High end of the filed band
- 2018Worst year filed (6.46)
- 10Years filed
- $622,967Premium filed
- $2,293,082Indemnity paid
- $4,091,990Liability insured
- 33,395Quantity planted
- 32,735Quantity lost
- 118Policies
- 116Policies with a loss
- 3.68Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $1,030,952 indemnity · 7 years
- Hail $825,091 indemnity · 8 years
- Cold Winter $223,655 indemnity · 3 years
- Insects $164,220 indemnity · 6 years
- Heat $20,764 indemnity · 3 years
- Wind/Excess Wind $12,789 indemnity · 3 years
All Other Crops 9 years filed
- 1.04Low end of the filed band
- 2.22Middle of the filed band
- 2.64High end of the filed band
- 2024Worst year filed (2.64)
- 9Years filed
- $287,401Premium filed
- $663,953Indemnity paid
- $1,628,122Liability insured
- 5,223Quantity planted
- 0Quantity lost
- 42Policies
- 42Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX Crops Only $527,452 indemnity · 7 years
- Hail $78,492 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $32,930 indemnity · 2 years
- Decline in Price $25,079 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Custer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.