Crop-loss band · Montana
Daniels County, Montana — crop-loss band
- 2.09Low end of the filed band
- 2.62Middle of the filed band
- 3.28High end of the filed band
- 2019Worst year filed (3.73)
- 10Years filed
Every year the Risk Management Agency has filed for Daniels County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.09 at the low end to 3.28 at the high end, with 2.62 in the middle. The worst year filed is 2019, at 3.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,766,943 | $5,799,628 | $11,696,932 | 265 | 265 | 3.28 |
| 2016 | $324,741 | $1,056,561 | $1,588,951 | 37 | 37 | 3.25 |
| 2017 | $6,190,235 | $19,280,954 | $40,540,166 | 729 | 727 | 3.11 |
| 2018 | $1,815,614 | $3,795,869 | $10,004,812 | 196 | 196 | 2.09 |
| 2019 | $1,704,286 | $6,356,061 | $10,046,634 | 270 | 270 | 3.73 |
| 2020 | $488,141 | $1,280,872 | $2,703,634 | 95 | 95 | 2.62 |
| 2021 | $7,888,652 | $25,024,376 | $46,124,951 | 607 | 606 | 3.17 |
| 2022 | $6,880,541 | $14,500,907 | $32,917,559 | 417 | 417 | 2.11 |
| 2023 | $5,703,960 | $12,169,686 | $31,634,036 | 339 | 339 | 2.13 |
| 2024 | $10,329,946 | $24,855,100 | $58,778,289 | 456 | 455 | 2.41 |
Commodities insured in Daniels County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.99Low end of the filed band
- 3.57Middle of the filed band
- 4.66High end of the filed band
- 2016Worst year filed (5.31)
- 10Years filed
- $22,736,102Premium filed
- $67,392,261Indemnity paid
- $151,247,180Liability insured
- 957,644Quantity planted
- 958,007Quantity lost
- 1,758Policies
- 1,756Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- Drought $50,288,674 indemnity · 9 years
- Hail $7,044,475 indemnity · 8 years
- Heat $3,248,061 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,949,276 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $1,860,550 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,420,749 indemnity · 4 years
Dry Peas 10 years filed
- 1.75Low end of the filed band
- 2.28Middle of the filed band
- 3.04High end of the filed band
- 2016Worst year filed (3.42)
- 10Years filed
- $16,718,423Premium filed
- $37,860,523Indemnity paid
- $76,581,591Liability insured
- 380,126Quantity planted
- 381,949Quantity lost
- 1,048Policies
- 1,048Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- Drought $24,034,301 indemnity · 8 years
- Hail $6,640,928 indemnity · 9 years
- Insects $1,502,058 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,257,076 indemnity · 6 years
- Heat $1,248,075 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $988,141 indemnity · 2 years
Canola 10 years filed
- 0.57Low end of the filed band
- 1.96Middle of the filed band
- 2.73High end of the filed band
- 2017Worst year filed (3.80)
- 10Years filed
- $1,660,549Premium filed
- $3,894,602Indemnity paid
- $7,880,852Liability insured
- 49,998Quantity planted
- 49,766Quantity lost
- 148Policies
- 148Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- Drought $3,055,249 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $209,095 indemnity · 6 years
- Insects $148,341 indemnity · 2 years
- Hail $134,417 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $119,381 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $71,634 indemnity · 1 years
Flax 9 years filed
- 1.09Low end of the filed band
- 2.51Middle of the filed band
- 5.87High end of the filed band
- 2019Worst year filed (5.87)
- 9Years filed
- $626,930Premium filed
- $2,017,191Indemnity paid
- $3,558,272Liability insured
- 25,567Quantity planted
- 25,217Quantity lost
- 97Policies
- 97Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- Drought $1,657,703 indemnity · 6 years
- Heat $138,497 indemnity · 2 years
- Hail $110,754 indemnity · 4 years
- Insects $65,537 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $31,874 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $7,443 indemnity · 1 years
Forage Production 9 years filed
- 1.49Low end of the filed band
- 2.63Middle of the filed band
- 4.26High end of the filed band
- 2017Worst year filed (4.26)
- 9Years filed
- $530,711Premium filed
- $1,467,791Indemnity paid
- $3,087,532Liability insured
- 32,485Quantity planted
- 32,519Quantity lost
- 161Policies
- 159Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- Drought $1,075,254 indemnity · 9 years
- Heat $135,784 indemnity · 5 years
- Cold Winter $104,506 indemnity · 2 years
- Freeze $62,509 indemnity · 3 years
- Hail $49,185 indemnity · 2 years
- Insects $18,526 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.50Low end of the filed band
- 1.51Middle of the filed band
- 3.63High end of the filed band
- 2017Worst year filed (3.88)
- 10Years filed
- $437,812Premium filed
- $849,447Indemnity paid
- $2,278,184Liability insured
- 127,618Quantity planted
- 0Quantity lost
- 174Policies
- 174Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- ARPI/SCO/STAX Crops Only $849,447 indemnity · 10 years
Mustard 6 years filed
- 1.34Low end of the filed band
- 1.67Middle of the filed band
- 2.63High end of the filed band
- 2019Worst year filed (2.63)
- 6Years filed
- $382,532Premium filed
- $638,199Indemnity paid
- $1,402,353Liability insured
- 357,238Quantity planted
- 7,707Quantity lost
- 25Policies
- 25Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Daniels County
- Drought $392,507 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $83,494 indemnity · 2 years
- Insects $68,613 indemnity · 1 years
- Hail $65,331 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $28,254 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Daniels County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.