Crop-loss band · Montana
Dawson County, Montana — crop-loss band
- 1.51Low end of the filed band
- 2.44Middle of the filed band
- 3.51High end of the filed band
- 2021Worst year filed (5.36)
- 10Years filed
Every year the Risk Management Agency has filed for Dawson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 3.51 at the high end, with 2.44 in the middle. The worst year filed is 2021, at 5.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $263,121 | $642,927 | $1,534,569 | 130 | 129 | 2.44 |
| 2016 | $304,077 | $903,182 | $1,914,940 | 176 | 172 | 2.97 |
| 2017 | $2,742,875 | $9,603,793 | $19,738,179 | 589 | 589 | 3.50 |
| 2018 | $321,017 | $485,907 | $3,891,532 | 70 | 70 | 1.51 |
| 2019 | $552,769 | $1,937,894 | $3,819,227 | 167 | 165 | 3.51 |
| 2020 | $211,650 | $461,593 | $1,288,307 | 94 | 94 | 2.18 |
| 2021 | $4,513,404 | $24,209,932 | $30,688,639 | 640 | 637 | 5.36 |
| 2022 | $1,534,597 | $2,848,639 | $8,267,710 | 221 | 221 | 1.86 |
| 2023 | $1,662,484 | $4,676,614 | $9,251,570 | 221 | 221 | 2.81 |
| 2024 | $3,248,432 | $5,705,299 | $21,865,202 | 391 | 391 | 1.76 |
Commodities insured in Dawson County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.78Low end of the filed band
- 2.57Middle of the filed band
- 3.65High end of the filed band
- 2021Worst year filed (6.05)
- 10Years filed
- $8,728,688Premium filed
- $30,711,040Indemnity paid
- $59,307,919Liability insured
- 409,817Quantity planted
- 409,404Quantity lost
- 1,348Policies
- 1,347Policies with a loss
- 3.52Loss ratio, whole span
Causes that carried the indemnity in Dawson County
- Drought $19,552,199 indemnity · 10 years
- Hail $5,849,317 indemnity · 10 years
- Heat $1,438,831 indemnity · 7 years
- Insects $1,223,513 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $991,301 indemnity · 4 years
- Cold Winter $765,983 indemnity · 6 years
Dry Peas 10 years filed
- 1.66Low end of the filed band
- 2.79Middle of the filed band
- 4.67High end of the filed band
- 2019Worst year filed (5.35)
- 10Years filed
- $3,418,882Premium filed
- $11,579,928Indemnity paid
- $19,599,835Liability insured
- 110,837Quantity planted
- 111,002Quantity lost
- 487Policies
- 485Policies with a loss
- 3.39Loss ratio, whole span
Causes that carried the indemnity in Dawson County
- Drought $7,458,993 indemnity · 9 years
- Hail $2,326,759 indemnity · 9 years
- Heat $681,727 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $436,980 indemnity · 4 years
- Insects $379,675 indemnity · 4 years
- Decline in Price $109,564 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.89Low end of the filed band
- 1.45Middle of the filed band
- 2.57High end of the filed band
- 2023Worst year filed (2.62)
- 10Years filed
- $1,776,195Premium filed
- $3,299,883Indemnity paid
- $8,296,143Liability insured
- 586,796Quantity planted
- 0Quantity lost
- 504Policies
- 504Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Dawson County
- ARPI/SCO/STAX Crops Only $3,299,883 indemnity · 10 years
All Other Crops 9 years filed
- 0.22Low end of the filed band
- 1.82Middle of the filed band
- 7.03High end of the filed band
- 2017Worst year filed (7.03)
- 9Years filed
- $866,390Premium filed
- $2,504,743Indemnity paid
- $10,385,823Liability insured
- 7,175Quantity planted
- 1,734Quantity lost
- 43Policies
- 43Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Dawson County
- Drought $1,763,893 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $572,473 indemnity · 6 years
- Hail $90,393 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $54,744 indemnity · 1 years
- Cold Wet Weather $23,240 indemnity · 1 years
Corn 7 years filed
- 2.23Low end of the filed band
- 6.90Middle of the filed band
- 9.44High end of the filed band
- 2021Worst year filed (9.44)
- 7Years filed
- $251,624Premium filed
- $1,881,002Indemnity paid
- $2,409,360Liability insured
- 8,174Quantity planted
- 8,174Quantity lost
- 38Policies
- 38Policies with a loss
- 7.48Loss ratio, whole span
Causes that carried the indemnity in Dawson County
- Drought $808,003 indemnity · 4 years
- Hail $517,861 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $467,701 indemnity · 3 years
- Wind/Excess Wind $64,674 indemnity · 3 years
- Wildlife $15,562 indemnity · 2 years
- Insects $5,052 indemnity · 2 years
Forage Production 10 years filed
- 1.64Low end of the filed band
- 4.01Middle of the filed band
- 5.04High end of the filed band
- 2017Worst year filed (9.23)
- 10Years filed
- $312,647Premium filed
- $1,499,184Indemnity paid
- $2,260,795Liability insured
- 30,497Quantity planted
- 30,512Quantity lost
- 279Policies
- 272Policies with a loss
- 4.80Loss ratio, whole span
Causes that carried the indemnity in Dawson County
- Drought $1,111,336 indemnity · 9 years
- Heat $111,177 indemnity · 5 years
- Hail $80,613 indemnity · 6 years
- Insects $55,400 indemnity · 4 years
- Freeze $54,604 indemnity · 5 years
- Cold Winter $42,171 indemnity · 2 years
Every county-crop the agency files in Montana → Buy the Dawson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.