Crop-loss band · Montana
Fallon County, Montana — crop-loss band
- 1.24Low end of the filed band
- 2.31Middle of the filed band
- 2.85High end of the filed band
- 2021Worst year filed (4.98)
- 10Years filed
Every year the Risk Management Agency has filed for Fallon County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 2.85 at the high end, with 2.31 in the middle. The worst year filed is 2021, at 4.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $913,666 | $1,631,202 | $4,063,043 | 305 | 292 | 1.79 |
| 2016 | $1,054,676 | $2,998,449 | $5,191,931 | 364 | 353 | 2.84 |
| 2017 | $1,161,225 | $3,307,985 | $7,002,592 | 371 | 369 | 2.85 |
| 2018 | $144,179 | $355,651 | $745,265 | 51 | 51 | 2.47 |
| 2019 | $143,335 | $177,112 | $854,056 | 38 | 38 | 1.24 |
| 2020 | $634,190 | $1,464,078 | $3,217,634 | 260 | 256 | 2.31 |
| 2021 | $1,310,144 | $6,526,419 | $7,156,104 | 330 | 329 | 4.98 |
| 2022 | $569,782 | $1,264,566 | $2,962,031 | 152 | 152 | 2.22 |
| 2023 | $789,354 | $1,463,117 | $3,293,118 | 145 | 145 | 1.85 |
| 2024 | $1,747,284 | $4,215,633 | $7,654,248 | 381 | 381 | 2.41 |
Commodities insured in Fallon County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Forage Production 10 years filed
- 0.77Low end of the filed band
- 1.78Middle of the filed band
- 3.97High end of the filed band
- 2021Worst year filed (4.20)
- 10Years filed
- $3,748,734Premium filed
- $9,674,418Indemnity paid
- $15,942,692Liability insured
- 230,799Quantity planted
- 230,281Quantity lost
- 1,103Policies
- 1,073Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Fallon County
- Drought $7,494,905 indemnity · 9 years
- Frost $807,659 indemnity · 6 years
- Hail $489,103 indemnity · 8 years
- Freeze $453,123 indemnity · 6 years
- Insects $122,991 indemnity · 6 years
- Wind/Excess Wind $77,816 indemnity · 2 years
Wheat 10 years filed
- 1.27Low end of the filed band
- 3.12Middle of the filed band
- 4.07High end of the filed band
- 2021Worst year filed (7.07)
- 10Years filed
- $1,230,314Premium filed
- $5,172,859Indemnity paid
- $7,459,096Liability insured
- 66,467Quantity planted
- 66,171Quantity lost
- 355Policies
- 354Policies with a loss
- 4.20Loss ratio, whole span
Causes that carried the indemnity in Fallon County
- Drought $3,056,936 indemnity · 8 years
- Hail $1,216,243 indemnity · 8 years
- Heat $185,411 indemnity · 5 years
- Cold Winter $134,863 indemnity · 5 years
- All Other Causes $117,692 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $106,733 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.96Low end of the filed band
- 1.53Middle of the filed band
- 2.45High end of the filed band
- 2023Worst year filed (2.65)
- 10Years filed
- $2,160,544Premium filed
- $4,035,978Indemnity paid
- $10,371,367Liability insured
- 676,228Quantity planted
- 0Quantity lost
- 680Policies
- 680Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Fallon County
- ARPI/SCO/STAX Crops Only $4,035,978 indemnity · 10 years
Corn 7 years filed
- 1.65Low end of the filed band
- 4.40Middle of the filed band
- 8.63High end of the filed band
- 2021Worst year filed (8.63)
- 7Years filed
- $458,429Premium filed
- $2,143,001Indemnity paid
- $3,520,417Liability insured
- 15,369Quantity planted
- 15,370Quantity lost
- 94Policies
- 94Policies with a loss
- 4.67Loss ratio, whole span
Causes that carried the indemnity in Fallon County
- Drought $1,261,947 indemnity · 7 years
- Hail $313,778 indemnity · 4 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $254,380 indemnity · 4 years
- Heat $131,541 indemnity · 3 years
- All Other Causes $92,395 indemnity · 2 years
- Wind/Excess Wind $69,922 indemnity · 1 years
Dry Peas 9 years filed
- 2.57Low end of the filed band
- 3.22Middle of the filed band
- 6.62High end of the filed band
- 2022Worst year filed (6.62)
- 9Years filed
- $444,813Premium filed
- $1,621,872Indemnity paid
- $2,033,539Liability insured
- 17,904Quantity planted
- 17,992Quantity lost
- 104Policies
- 104Policies with a loss
- 3.65Loss ratio, whole span
Causes that carried the indemnity in Fallon County
- Hail $812,840 indemnity · 6 years
- Drought $673,222 indemnity · 8 years
- Heat $78,495 indemnity · 3 years
- All Other Causes $20,088 indemnity · 1 years
- Hot Wind $11,430 indemnity · 1 years
- Insects $11,177 indemnity · 2 years
All Other Crops 8 years filed
- 1.22Low end of the filed band
- 1.55Middle of the filed band
- 2.82High end of the filed band
- 2023Worst year filed (2.82)
- 8Years filed
- $425,002Premium filed
- $756,084Indemnity paid
- $2,812,911Liability insured
- 6,233Quantity planted
- 1,148Quantity lost
- 61Policies
- 61Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Fallon County
- ARPI/SCO/STAX Crops Only $458,066 indemnity · 8 years
- Drought $146,350 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $81,447 indemnity · 1 years
- All Other Causes $38,907 indemnity · 2 years
- Heat $15,313 indemnity · 2 years
- Cold Winter $8,971 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Fallon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.