Crop-loss band · Montana
Gallatin County, Montana — crop-loss band
- 1.92Low end of the filed band
- 2.50Middle of the filed band
- 4.26High end of the filed band
- 2017Worst year filed (4.50)
- 10Years filed
Every year the Risk Management Agency has filed for Gallatin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.92 at the low end to 4.26 at the high end, with 2.50 in the middle. The worst year filed is 2017, at 4.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $136,377 | $340,478 | $1,559,303 | 37 | 37 | 2.50 |
| 2016 | $53,468 | $115,806 | $481,814 | 19 | 19 | 2.17 |
| 2017 | $26,324 | $118,466 | $247,707 | 12 | 12 | 4.50 |
| 2018 | $62,261 | $190,409 | $507,684 | 17 | 17 | 3.06 |
| 2019 | $58,029 | $131,058 | $550,666 | 17 | 17 | 2.26 |
| 2020 | $119,336 | $360,088 | $898,779 | 55 | 55 | 3.02 |
| 2021 | $259,702 | $1,106,433 | $2,900,397 | 89 | 89 | 4.26 |
| 2022 | $323,665 | $621,675 | $2,359,869 | 63 | 63 | 1.92 |
| 2023 | $61,540 | $159,450 | $688,701 | 35 | 35 | 2.59 |
| 2024 | $704,280 | $1,540,446 | $6,093,556 | 51 | 51 | 2.19 |
Commodities insured in Gallatin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 2.57Low end of the filed band
- 4.08Middle of the filed band
- 5.69High end of the filed band
- 2019Worst year filed (6.34)
- 10Years filed
- $635,057Premium filed
- $2,483,789Indemnity paid
- $7,599,550Liability insured
- 35,131Quantity planted
- 34,477Quantity lost
- 132Policies
- 132Policies with a loss
- 3.91Loss ratio, whole span
Causes that carried the indemnity in Gallatin County
- Drought $1,023,772 indemnity · 8 years
- Heat $642,253 indemnity · 7 years
- Hail $386,511 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $190,357 indemnity · 3 years
- Plant Disease $115,822 indemnity · 1 years
- Cold Wet Weather $43,008 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.16Low end of the filed band
- 1.40Middle of the filed band
- 3.12High end of the filed band
- 2017Worst year filed (3.61)
- 10Years filed
- $779,303Premium filed
- $1,167,645Indemnity paid
- $4,950,508Liability insured
- 231,644Quantity planted
- 0Quantity lost
- 249Policies
- 249Policies with a loss
- 1.50Loss ratio, whole span
Causes that carried the indemnity in Gallatin County
- ARPI/SCO/STAX Crops Only $1,167,645 indemnity · 10 years
All Other Crops 5 years filed
- 2.47Low end of the filed band
- 2.78Middle of the filed band
- 5.63High end of the filed band
- 2022Worst year filed (5.63)
- 5Years filed
- $390,622Premium filed
- $1,032,875Indemnity paid
- $3,738,418Liability insured
- 1,803Quantity planted
- 417Quantity lost
- 14Policies
- 14Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Gallatin County
- Decline in Price $884,020 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $120,969 indemnity · 4 years
- Heat $23,699 indemnity · 1 years
- Hail $4,187 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Gallatin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.