Crop-loss band · Montana
Glacier County, Montana — crop-loss band
- 1.65Low end of the filed band
- 2.03Middle of the filed band
- 3.01High end of the filed band
- 2021Worst year filed (3.08)
- 10Years filed
Every year the Risk Management Agency has filed for Glacier County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.65 at the low end to 3.01 at the high end, with 2.03 in the middle. The worst year filed is 2021, at 3.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,048,380 | $4,163,149 | $9,631,950 | 249 | 249 | 2.03 |
| 2016 | $1,544,809 | $4,649,761 | $7,038,609 | 145 | 140 | 3.01 |
| 2017 | $2,274,520 | $4,606,404 | $10,587,370 | 192 | 192 | 2.03 |
| 2018 | $2,905,646 | $6,473,629 | $14,264,780 | 205 | 204 | 2.23 |
| 2019 | $1,926,197 | $4,549,905 | $9,031,133 | 239 | 239 | 2.36 |
| 2020 | $809,781 | $1,335,443 | $3,062,119 | 93 | 93 | 1.65 |
| 2021 | $3,421,625 | $10,527,507 | $17,760,373 | 349 | 349 | 3.08 |
| 2022 | $4,810,459 | $13,021,886 | $22,507,816 | 335 | 335 | 2.71 |
| 2023 | $5,490,472 | $9,511,929 | $26,732,055 | 265 | 265 | 1.73 |
| 2024 | $6,314,002 | $12,045,316 | $29,859,858 | 303 | 303 | 1.91 |
Commodities insured in Glacier County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.39Low end of the filed band
- 2.29Middle of the filed band
- 3.38High end of the filed band
- 2022Worst year filed (3.52)
- 10Years filed
- $13,735,990Premium filed
- $34,332,047Indemnity paid
- $72,928,455Liability insured
- 396,118Quantity planted
- 394,841Quantity lost
- 905Policies
- 905Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Glacier County
- Drought $12,869,036 indemnity · 10 years
- Hail $10,088,552 indemnity · 9 years
- Heat $3,003,546 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,879,181 indemnity · 9 years
- Cold Winter $1,577,275 indemnity · 9 years
- Wind/Excess Wind $1,094,006 indemnity · 7 years
Dry Peas 10 years filed
- 1.45Low end of the filed band
- 2.05Middle of the filed band
- 3.24High end of the filed band
- 2016Worst year filed (3.38)
- 10Years filed
- $8,225,321Premium filed
- $18,179,118Indemnity paid
- $33,481,753Liability insured
- 169,115Quantity planted
- 169,572Quantity lost
- 390Policies
- 390Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Glacier County
- Hail $7,599,298 indemnity · 9 years
- Drought $5,602,520 indemnity · 10 years
- Heat $2,806,083 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $811,171 indemnity · 5 years
- Decline in Price $455,658 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $267,409 indemnity · 6 years
Barley 10 years filed
- 1.44Low end of the filed band
- 2.00Middle of the filed band
- 2.74High end of the filed band
- 2021Worst year filed (2.86)
- 10Years filed
- $6,404,710Premium filed
- $13,425,309Indemnity paid
- $28,791,910Liability insured
- 207,251Quantity planted
- 209,323Quantity lost
- 571Policies
- 565Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Glacier County
- Hail $5,675,492 indemnity · 9 years
- Drought $3,681,727 indemnity · 10 years
- Heat $1,566,312 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,062,429 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $522,947 indemnity · 3 years
- Decline in Price $274,366 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.67Low end of the filed band
- 1.57Middle of the filed band
- 2.35High end of the filed band
- 2017Worst year filed (2.60)
- 10Years filed
- $2,736,034Premium filed
- $3,651,082Indemnity paid
- $13,098,588Liability insured
- 753,005Quantity planted
- 0Quantity lost
- 444Policies
- 444Policies with a loss
- 1.33Loss ratio, whole span
Causes that carried the indemnity in Glacier County
- ARPI/SCO/STAX Crops Only $3,651,082 indemnity · 10 years
Canola 9 years filed
- 1.45Low end of the filed band
- 3.17Middle of the filed band
- 7.07High end of the filed band
- 2021Worst year filed (7.07)
- 9Years filed
- $443,837Premium filed
- $1,297,373Indemnity paid
- $2,175,357Liability insured
- 12,384Quantity planted
- 12,384Quantity lost
- 65Policies
- 65Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Glacier County
- Drought $601,669 indemnity · 7 years
- Hail $239,048 indemnity · 5 years
- Heat $172,415 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $147,173 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $39,671 indemnity · 3 years
- Hot Wind $27,468 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Glacier County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.