Crop-loss band · Montana
Hill County, Montana — crop-loss band
- 1.28Low end of the filed band
- 1.89Middle of the filed band
- 2.68High end of the filed band
- 2015Worst year filed (3.31)
- 10Years filed
Every year the Risk Management Agency has filed for Hill County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 2.68 at the high end, with 1.89 in the middle. The worst year filed is 2015, at 3.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $9,160,358 | $30,327,146 | $61,506,006 | 1,690 | 1,690 | 3.31 |
| 2016 | $1,981,843 | $4,650,372 | $11,736,823 | 590 | 590 | 2.35 |
| 2017 | $3,843,237 | $7,247,432 | $19,168,570 | 574 | 572 | 1.89 |
| 2018 | $3,307,545 | $6,042,142 | $15,358,850 | 419 | 419 | 1.83 |
| 2019 | $5,452,674 | $10,285,592 | $29,571,573 | 750 | 750 | 1.89 |
| 2020 | $1,460,712 | $1,863,057 | $6,784,957 | 255 | 255 | 1.28 |
| 2021 | $14,378,226 | $38,518,460 | $74,321,090 | 1,477 | 1,474 | 2.68 |
| 2022 | $23,236,250 | $59,846,763 | $99,545,732 | 1,795 | 1,795 | 2.58 |
| 2023 | $18,054,225 | $30,993,692 | $73,293,575 | 1,172 | 1,172 | 1.72 |
| 2024 | $6,796,703 | $9,667,481 | $30,044,348 | 566 | 566 | 1.42 |
Commodities insured in Hill County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.16Low end of the filed band
- 1.84Middle of the filed band
- 2.57High end of the filed band
- 2015Worst year filed (3.40)
- 10Years filed
- $50,726,627Premium filed
- $117,334,915Indemnity paid
- $280,853,514Liability insured
- 1,612,047Quantity planted
- 1,598,233Quantity lost
- 6,295Policies
- 6,291Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $55,539,642 indemnity · 10 years
- Hail $27,319,940 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $13,993,508 indemnity · 10 years
- Heat $6,815,268 indemnity · 10 years
- Cold Winter $5,681,440 indemnity · 10 years
- Decline in Price $3,906,915 indemnity · 10 years
Dry Peas 10 years filed
- 1.32Low end of the filed band
- 1.73Middle of the filed band
- 2.78High end of the filed band
- 2021Worst year filed (3.00)
- 10Years filed
- $19,412,642Premium filed
- $42,966,462Indemnity paid
- $71,829,525Liability insured
- 390,454Quantity planted
- 391,602Quantity lost
- 1,500Policies
- 1,499Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $26,944,307 indemnity · 10 years
- Heat $6,280,684 indemnity · 10 years
- Hail $5,099,605 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $2,428,775 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $756,437 indemnity · 8 years
- Decline in Price $661,566 indemnity · 8 years
Mustard 10 years filed
- 0.93Low end of the filed band
- 1.64Middle of the filed band
- 2.33High end of the filed band
- 2022Worst year filed (2.89)
- 10Years filed
- $9,910,721Premium filed
- $21,111,565Indemnity paid
- $37,267,374Liability insured
- 1,127,204Quantity planted
- 134,639Quantity lost
- 483Policies
- 483Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $12,877,172 indemnity · 10 years
- Heat $2,749,999 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,746,648 indemnity · 3 years
- Hail $2,250,396 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $178,823 indemnity · 2 years
- Wind/Excess Wind $116,703 indemnity · 3 years
Barley 10 years filed
- 1.15Low end of the filed band
- 1.81Middle of the filed band
- 3.07High end of the filed band
- 2015Worst year filed (3.17)
- 10Years filed
- $5,854,888Premium filed
- $14,059,039Indemnity paid
- $24,271,952Liability insured
- 166,727Quantity planted
- 167,373Quantity lost
- 617Policies
- 617Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $8,327,455 indemnity · 10 years
- Hail $2,452,280 indemnity · 9 years
- Heat $1,570,924 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,292,926 indemnity · 5 years
- Decline in Price $158,707 indemnity · 7 years
- Wind/Excess Wind $139,612 indemnity · 2 years
Flax 5 years filed
- 1.77Low end of the filed band
- 2.31Middle of the filed band
- 2.53High end of the filed band
- 2023Worst year filed (2.53)
- 5Years filed
- $767,260Premium filed
- $1,763,407Indemnity paid
- $2,706,372Liability insured
- 15,588Quantity planted
- 15,591Quantity lost
- 87Policies
- 87Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $1,222,904 indemnity · 5 years
- Heat $389,019 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $151,484 indemnity · 3 years
Canola 10 years filed
- 0.55Low end of the filed band
- 2.28Middle of the filed band
- 3.62High end of the filed band
- 2015Worst year filed (3.80)
- 10Years filed
- $570,449Premium filed
- $1,601,320Indemnity paid
- $2,168,273Liability insured
- 16,165Quantity planted
- 16,173Quantity lost
- 76Policies
- 76Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $953,070 indemnity · 8 years
- Hail $227,198 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $190,705 indemnity · 2 years
- Heat $146,390 indemnity · 4 years
- Wind/Excess Wind $46,745 indemnity · 1 years
- All Other Causes $11,632 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.54Low end of the filed band
- 1.39Middle of the filed band
- 1.82High end of the filed band
- 2015Worst year filed (2.14)
- 10Years filed
- $429,186Premium filed
- $605,429Indemnity paid
- $2,234,513Liability insured
- 154,562Quantity planted
- 0Quantity lost
- 230Policies
- 230Policies with a loss
- 1.41Loss ratio, whole span
Causes that carried the indemnity in Hill County
- ARPI/SCO/STAX Crops Only $605,429 indemnity · 10 years
Every county-crop the agency files in Montana → Buy the Hill County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.