Crop-loss band · Montana
Judith Basin County, Montana — crop-loss band
- 1.72Low end of the filed band
- 2.16Middle of the filed band
- 3.43High end of the filed band
- 2019Worst year filed (3.65)
- 10Years filed
Every year the Risk Management Agency has filed for Judith Basin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.72 at the low end to 3.43 at the high end, with 2.16 in the middle. The worst year filed is 2019, at 3.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $245,458 | $421,522 | $1,038,297 | 64 | 63 | 1.72 |
| 2016 | $1,023,349 | $2,192,785 | $5,451,867 | 255 | 252 | 2.14 |
| 2017 | $805,327 | $1,537,892 | $4,388,260 | 203 | 201 | 1.91 |
| 2018 | $234,879 | $643,102 | $1,056,068 | 55 | 55 | 2.74 |
| 2019 | $490,480 | $1,787,939 | $3,239,892 | 154 | 154 | 3.65 |
| 2020 | $165,364 | $446,735 | $848,963 | 62 | 62 | 2.70 |
| 2021 | $1,869,760 | $6,409,994 | $13,487,864 | 429 | 417 | 3.43 |
| 2022 | $1,641,942 | $5,201,269 | $10,967,562 | 428 | 428 | 3.17 |
| 2023 | $294,401 | $544,937 | $1,690,631 | 76 | 76 | 1.85 |
| 2024 | $1,371,871 | $2,962,082 | $8,950,780 | 294 | 294 | 2.16 |
Commodities insured in Judith Basin County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.62Low end of the filed band
- 2.56Middle of the filed band
- 3.88High end of the filed band
- 2019Worst year filed (4.17)
- 10Years filed
- $3,631,389Premium filed
- $11,612,680Indemnity paid
- $25,354,945Liability insured
- 156,612Quantity planted
- 157,377Quantity lost
- 687Policies
- 685Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Judith Basin County
- Drought $5,711,641 indemnity · 8 years
- Hail $1,917,775 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,117,373 indemnity · 8 years
- Cold Wet Weather $905,292 indemnity · 6 years
- Cold Winter $427,563 indemnity · 7 years
- Heat $306,526 indemnity · 8 years
Forage Production 8 years filed
- 1.56Low end of the filed band
- 2.12Middle of the filed band
- 4.17High end of the filed band
- 2022Worst year filed (4.17)
- 8Years filed
- $1,902,276Premium filed
- $5,459,890Indemnity paid
- $11,914,979Liability insured
- 89,887Quantity planted
- 89,803Quantity lost
- 556Policies
- 540Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Judith Basin County
- Drought $3,412,968 indemnity · 7 years
- Frost $413,066 indemnity · 7 years
- Heat $390,769 indemnity · 6 years
- Cold Wet Weather $346,181 indemnity · 2 years
- Hail $329,648 indemnity · 5 years
- Freeze $250,067 indemnity · 5 years
Barley 10 years filed
- 1.49Low end of the filed band
- 2.36Middle of the filed band
- 2.71High end of the filed band
- 2019Worst year filed (2.72)
- 10Years filed
- $1,070,013Premium filed
- $2,359,920Indemnity paid
- $4,911,256Liability insured
- 43,181Quantity planted
- 43,207Quantity lost
- 306Policies
- 306Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Judith Basin County
- Drought $1,251,860 indemnity · 8 years
- Hail $671,577 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $180,095 indemnity · 7 years
- Heat $120,177 indemnity · 6 years
- Cold Wet Weather $87,314 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $13,959 indemnity · 2 years
Pasture,Rangeland,Forage 8 years filed
- 1.16Low end of the filed band
- 1.43Middle of the filed band
- 3.43High end of the filed band
- 2017Worst year filed (3.43)
- 8Years filed
- $764,435Premium filed
- $1,327,813Indemnity paid
- $4,946,898Liability insured
- 211,478Quantity planted
- 0Quantity lost
- 317Policies
- 317Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Judith Basin County
- ARPI/SCO/STAX/MP Crops Only $1,327,813 indemnity · 8 years
Dry Peas 10 years filed
- 0.78Low end of the filed band
- 1.71Middle of the filed band
- 2.86High end of the filed band
- 2023Worst year filed (3.02)
- 10Years filed
- $523,021Premium filed
- $936,728Indemnity paid
- $2,138,432Liability insured
- 17,118Quantity planted
- 17,154Quantity lost
- 100Policies
- 100Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Judith Basin County
- Drought $473,475 indemnity · 7 years
- Hail $161,134 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $127,294 indemnity · 3 years
- Heat $109,003 indemnity · 4 years
- Cold Wet Weather $17,979 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $11,990 indemnity · 1 years
All Other Crops 10 years filed
- 0.59Low end of the filed band
- 1.55Middle of the filed band
- 2.16High end of the filed band
- 2020Worst year filed (3.00)
- 10Years filed
- $251,696Premium filed
- $451,226Indemnity paid
- $1,853,673Liability insured
- 6,500Quantity planted
- 105Quantity lost
- 54Policies
- 54Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Judith Basin County
- ARPI/SCO/STAX Crops Only $356,844 indemnity · 10 years
- Drought $33,716 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $29,814 indemnity · 1 years
- Hail $18,589 indemnity · 2 years
- Decline in Price $9,510 indemnity · 1 years
- Freeze $2,753 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Judith Basin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.