Crop-loss band · Montana
McCone County, Montana — crop-loss band
- 2.15Low end of the filed band
- 2.50Middle of the filed band
- 3.72High end of the filed band
- 2021Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for McCone County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.15 at the low end to 3.72 at the high end, with 2.50 in the middle. The worst year filed is 2021, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $633,069 | $1,977,628 | $3,872,739 | 208 | 208 | 3.12 |
| 2016 | $420,293 | $1,349,110 | $2,327,885 | 127 | 127 | 3.21 |
| 2017 | $4,225,633 | $15,699,242 | $28,344,026 | 696 | 695 | 3.72 |
| 2018 | $925,953 | $2,061,325 | $4,747,242 | 222 | 222 | 2.23 |
| 2019 | $1,162,456 | $4,049,730 | $6,748,951 | 252 | 252 | 3.48 |
| 2020 | $680,575 | $1,466,670 | $3,188,814 | 125 | 125 | 2.16 |
| 2021 | $7,773,518 | $31,826,291 | $40,120,247 | 607 | 606 | 4.09 |
| 2022 | $3,984,516 | $9,970,236 | $17,705,594 | 352 | 352 | 2.50 |
| 2023 | $4,317,781 | $9,851,143 | $18,941,505 | 422 | 422 | 2.28 |
| 2024 | $3,056,547 | $6,579,302 | $15,576,754 | 296 | 296 | 2.15 |
Commodities insured in McCone County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.77Low end of the filed band
- 2.54Middle of the filed band
- 4.01High end of the filed band
- 2021Worst year filed (4.45)
- 10Years filed
- $14,046,081Premium filed
- $45,836,782Indemnity paid
- $79,182,004Liability insured
- 581,785Quantity planted
- 585,536Quantity lost
- 1,671Policies
- 1,670Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in McCone County
- Drought $30,031,173 indemnity · 10 years
- Hail $5,606,729 indemnity · 10 years
- Insects $3,118,281 indemnity · 6 years
- Heat $1,856,564 indemnity · 8 years
- Cold Winter $1,811,034 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $1,035,366 indemnity · 2 years
Dry Peas 10 years filed
- 1.92Low end of the filed band
- 2.95Middle of the filed band
- 3.78High end of the filed band
- 2016Worst year filed (4.10)
- 10Years filed
- $10,548,420Premium filed
- $33,494,551Indemnity paid
- $50,908,630Liability insured
- 276,362Quantity planted
- 276,803Quantity lost
- 855Policies
- 854Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in McCone County
- Drought $22,549,072 indemnity · 9 years
- Hail $5,781,805 indemnity · 10 years
- Insects $1,668,843 indemnity · 6 years
- Heat $1,383,483 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $560,471 indemnity · 7 years
- Decline in Price $536,669 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.81Low end of the filed band
- 1.41Middle of the filed band
- 2.43High end of the filed band
- 2023Worst year filed (2.50)
- 10Years filed
- $1,904,022Premium filed
- $3,457,923Indemnity paid
- $8,558,391Liability insured
- 833,759Quantity planted
- 0Quantity lost
- 560Policies
- 560Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in McCone County
- ARPI/SCO/STAX Crops Only $3,457,923 indemnity · 10 years
Barley 7 years filed
- 0.62Low end of the filed band
- 2.31Middle of the filed band
- 4.57High end of the filed band
- 2021Worst year filed (4.57)
- 7Years filed
- $363,198Premium filed
- $1,206,601Indemnity paid
- $1,611,248Liability insured
- 16,532Quantity planted
- 16,544Quantity lost
- 99Policies
- 99Policies with a loss
- 3.32Loss ratio, whole span
Causes that carried the indemnity in McCone County
- Drought $725,772 indemnity · 5 years
- Hail $172,664 indemnity · 7 years
- Heat $123,231 indemnity · 1 years
- Insects $94,461 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $41,829 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $25,050 indemnity · 1 years
Forage Production 10 years filed
- 0.75Low end of the filed band
- 1.91Middle of the filed band
- 3.37High end of the filed band
- 2017Worst year filed (4.75)
- 10Years filed
- $318,620Premium filed
- $834,820Indemnity paid
- $1,313,484Liability insured
- 20,033Quantity planted
- 19,996Quantity lost
- 122Policies
- 122Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in McCone County
- Drought $532,340 indemnity · 9 years
- Frost $82,586 indemnity · 2 years
- Hail $68,716 indemnity · 3 years
- Insects $62,695 indemnity · 2 years
- Freeze $61,169 indemnity · 4 years
- Heat $21,157 indemnity · 4 years
Every county-crop the agency files in Montana → Buy the McCone County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.