Crop-loss band · Montana
Musselshell County, Montana — crop-loss band
- 1.19Low end of the filed band
- 1.69Middle of the filed band
- 3.01High end of the filed band
- 2021Worst year filed (6.23)
- 10Years filed
Every year the Risk Management Agency has filed for Musselshell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.19 at the low end to 3.01 at the high end, with 1.69 in the middle. The worst year filed is 2021, at 6.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $265,188 | $314,470 | $1,054,033 | 56 | 54 | 1.19 |
| 2016 | $200,976 | $387,605 | $876,606 | 44 | 43 | 1.93 |
| 2017 | $62,621 | $157,498 | $242,066 | 30 | 29 | 2.52 |
| 2018 | $28,891 | $39,491 | $102,437 | 9 | 9 | 1.37 |
| 2019 | $8,009 | $14,857 | $32,687 | 6 | 4 | 1.86 |
| 2020 | $80,679 | $133,453 | $345,501 | 16 | 16 | 1.65 |
| 2021 | $341,674 | $2,129,840 | $2,002,581 | 73 | 73 | 6.23 |
| 2022 | $588,601 | $1,773,199 | $3,120,608 | 98 | 98 | 3.01 |
| 2023 | $532,991 | $680,865 | $2,382,133 | 37 | 37 | 1.28 |
| 2024 | $559,712 | $943,925 | $2,490,867 | 66 | 66 | 1.69 |
Commodities insured in Musselshell County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.08Low end of the filed band
- 1.35Middle of the filed band
- 3.93High end of the filed band
- 2021Worst year filed (6.40)
- 10Years filed
- $1,648,254Premium filed
- $4,556,515Indemnity paid
- $7,774,664Liability insured
- 47,888Quantity planted
- 47,647Quantity lost
- 196Policies
- 194Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Musselshell County
- Hail $1,528,607 indemnity · 9 years
- Cold Winter $1,113,235 indemnity · 5 years
- Drought $1,084,108 indemnity · 8 years
- Heat $427,856 indemnity · 6 years
- Decline in Price $103,610 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $75,420 indemnity · 2 years
Forage Production 8 years filed
- 1.34Low end of the filed band
- 2.28Middle of the filed band
- 5.37High end of the filed band
- 2021Worst year filed (5.37)
- 8Years filed
- $548,876Premium filed
- $1,471,901Indemnity paid
- $2,234,391Liability insured
- 41,830Quantity planted
- 41,622Quantity lost
- 149Policies
- 145Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Musselshell County
- Drought $915,266 indemnity · 6 years
- Hail $221,186 indemnity · 8 years
- Freeze $129,836 indemnity · 4 years
- Cold Wet Weather $120,840 indemnity · 2 years
- Frost $30,058 indemnity · 4 years
- Heat $15,054 indemnity · 2 years
Pasture,Rangeland,Forage 6 years filed
- 0.69Low end of the filed band
- 1.11Middle of the filed band
- 1.36High end of the filed band
- 2015Worst year filed (1.36)
- 6Years filed
- $472,212Premium filed
- $546,787Indemnity paid
- $2,640,464Liability insured
- 178,105Quantity planted
- 0Quantity lost
- 90Policies
- 90Policies with a loss
- 1.16Loss ratio, whole span
Causes that carried the indemnity in Musselshell County
- ARPI/SCO/STAX Crops Only $546,787 indemnity · 6 years
Every county-crop the agency files in Montana → Buy the Musselshell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.