Crop-loss band · Montana
Prairie County, Montana — crop-loss band
- 1.73Low end of the filed band
- 2.13Middle of the filed band
- 3.04High end of the filed band
- 2021Worst year filed (4.40)
- 10Years filed
Every year the Risk Management Agency has filed for Prairie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.73 at the low end to 3.04 at the high end, with 2.13 in the middle. The worst year filed is 2021, at 4.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $281,087 | $557,648 | $1,134,342 | 76 | 76 | 1.98 |
| 2016 | $292,286 | $651,946 | $1,113,453 | 70 | 70 | 2.23 |
| 2017 | $389,966 | $1,186,451 | $1,877,383 | 123 | 121 | 3.04 |
| 2018 | $78,547 | $155,458 | $392,082 | 16 | 16 | 1.98 |
| 2019 | $270,106 | $571,957 | $1,177,654 | 55 | 55 | 2.12 |
| 2020 | $233,084 | $404,173 | $948,740 | 37 | 37 | 1.73 |
| 2021 | $763,786 | $3,357,384 | $4,196,819 | 149 | 147 | 4.40 |
| 2022 | $433,759 | $1,261,935 | $2,172,406 | 61 | 61 | 2.91 |
| 2023 | $353,567 | $834,498 | $1,596,214 | 52 | 52 | 2.36 |
| 2024 | $627,639 | $1,339,564 | $2,867,908 | 98 | 98 | 2.13 |
Commodities insured in Prairie County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 2.08Low end of the filed band
- 2.52Middle of the filed band
- 4.45High end of the filed band
- 2021Worst year filed (5.69)
- 10Years filed
- $1,010,580Premium filed
- $3,924,687Indemnity paid
- $6,188,085Liability insured
- 49,370Quantity planted
- 49,371Quantity lost
- 197Policies
- 197Policies with a loss
- 3.88Loss ratio, whole span
Causes that carried the indemnity in Prairie County
- Drought $1,647,008 indemnity · 9 years
- Hail $1,255,410 indemnity · 8 years
- Insects $347,961 indemnity · 5 years
- Heat $186,014 indemnity · 7 years
- Cold Winter $112,030 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $97,774 indemnity · 3 years
Forage Production 10 years filed
- 0.94Low end of the filed band
- 1.67Middle of the filed band
- 3.36High end of the filed band
- 2018Worst year filed (7.45)
- 10Years filed
- $1,076,133Premium filed
- $2,378,600Indemnity paid
- $3,518,286Liability insured
- 49,105Quantity planted
- 49,214Quantity lost
- 249Policies
- 245Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Prairie County
- Drought $1,578,922 indemnity · 7 years
- Freeze $157,442 indemnity · 6 years
- Hail $155,653 indemnity · 5 years
- Frost $93,045 indemnity · 4 years
- Heat $77,777 indemnity · 3 years
- XX $75,803 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.31Low end of the filed band
- 1.69Middle of the filed band
- 2.64High end of the filed band
- 2017Worst year filed (2.86)
- 10Years filed
- $1,086,802Premium filed
- $2,216,692Indemnity paid
- $5,322,787Liability insured
- 517,064Quantity planted
- 0Quantity lost
- 235Policies
- 235Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Prairie County
- ARPI/SCO/STAX Crops Only $2,216,692 indemnity · 10 years
Dry Peas 10 years filed
- 1.76Low end of the filed band
- 2.48Middle of the filed band
- 5.41High end of the filed band
- 2015Worst year filed (24.93)
- 10Years filed
- $550,312Premium filed
- $1,801,035Indemnity paid
- $2,447,843Liability insured
- 15,036Quantity planted
- 15,066Quantity lost
- 56Policies
- 56Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Prairie County
- Drought $748,938 indemnity · 4 years
- Hail $490,012 indemnity · 4 years
- Heat $226,291 indemnity · 2 years
- Insects $221,797 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $70,071 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $27,556 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Prairie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.