Crop-loss band · Montana
Roosevelt County, Montana — crop-loss band
- 1.93Low end of the filed band
- 2.38Middle of the filed band
- 4.03High end of the filed band
- 2021Worst year filed (4.24)
- 10Years filed
Every year the Risk Management Agency has filed for Roosevelt County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.93 at the low end to 4.03 at the high end, with 2.38 in the middle. The worst year filed is 2021, at 4.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,345,527 | $3,108,233 | $8,573,899 | 262 | 262 | 2.31 |
| 2016 | $871,373 | $2,070,801 | $4,357,674 | 147 | 147 | 2.38 |
| 2017 | $9,584,080 | $38,625,140 | $58,943,659 | 873 | 872 | 4.03 |
| 2018 | $6,036,394 | $21,202,173 | $35,940,145 | 560 | 559 | 3.51 |
| 2019 | $1,696,753 | $5,875,670 | $9,590,302 | 246 | 246 | 3.46 |
| 2020 | $741,687 | $1,866,827 | $3,653,425 | 122 | 122 | 2.52 |
| 2021 | $12,604,051 | $53,426,315 | $68,796,861 | 855 | 855 | 4.24 |
| 2022 | $11,899,579 | $26,430,907 | $53,554,133 | 572 | 572 | 2.22 |
| 2023 | $11,640,202 | $25,072,060 | $52,221,300 | 522 | 522 | 2.15 |
| 2024 | $15,153,552 | $29,285,849 | $68,399,930 | 634 | 634 | 1.93 |
Commodities insured in Roosevelt County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 2.08Low end of the filed band
- 2.48Middle of the filed band
- 4.66High end of the filed band
- 2017Worst year filed (4.70)
- 10Years filed
- $40,877,393Premium filed
- $128,085,959Indemnity paid
- $235,914,888Liability insured
- 1,530,892Quantity planted
- 1,535,600Quantity lost
- 2,610Policies
- 2,609Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $86,842,719 indemnity · 10 years
- Hail $15,675,832 indemnity · 9 years
- Heat $11,788,177 indemnity · 9 years
- Insects $5,541,072 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,760,808 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,039,165 indemnity · 4 years
Dry Peas 10 years filed
- 1.53Low end of the filed band
- 2.31Middle of the filed band
- 3.27High end of the filed band
- 2021Worst year filed (3.66)
- 10Years filed
- $21,578,903Premium filed
- $56,354,867Indemnity paid
- $86,760,214Liability insured
- 461,160Quantity planted
- 460,816Quantity lost
- 1,159Policies
- 1,159Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $37,567,645 indemnity · 9 years
- Hail $8,459,243 indemnity · 9 years
- Insects $3,150,390 indemnity · 6 years
- Heat $3,018,260 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,482,566 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $666,258 indemnity · 3 years
Canola 10 years filed
- 1.33Low end of the filed band
- 2.58Middle of the filed band
- 3.61High end of the filed band
- 2017Worst year filed (3.79)
- 10Years filed
- $2,336,656Premium filed
- $6,267,111Indemnity paid
- $12,101,903Liability insured
- 74,156Quantity planted
- 74,187Quantity lost
- 187Policies
- 187Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $4,418,425 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $537,189 indemnity · 3 years
- Heat $465,003 indemnity · 5 years
- Hail $383,918 indemnity · 7 years
- Insects $360,318 indemnity · 4 years
- Freeze $64,443 indemnity · 1 years
Mustard 7 years filed
- 0.29Low end of the filed band
- 2.30Middle of the filed band
- 2.96High end of the filed band
- 2017Worst year filed (2.96)
- 7Years filed
- $3,101,455Premium filed
- $5,773,230Indemnity paid
- $10,392,655Liability insured
- 216,312Quantity planted
- 52,425Quantity lost
- 118Policies
- 118Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $3,179,342 indemnity · 6 years
- Insects $829,587 indemnity · 4 years
- Hail $762,885 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $510,445 indemnity · 2 years
- Heat $335,744 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $121,738 indemnity · 1 years
Flax 9 years filed
- 0.50Low end of the filed band
- 2.65Middle of the filed band
- 3.87High end of the filed band
- 2019Worst year filed (3.87)
- 9Years filed
- $1,813,181Premium filed
- $5,378,434Indemnity paid
- $7,978,110Liability insured
- 59,860Quantity planted
- 59,875Quantity lost
- 149Policies
- 149Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $4,104,156 indemnity · 9 years
- Insects $432,341 indemnity · 5 years
- Heat $371,041 indemnity · 4 years
- Hail $230,469 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $121,774 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $107,559 indemnity · 1 years
Forage Production 10 years filed
- 0.25Low end of the filed band
- 2.30Middle of the filed band
- 3.15High end of the filed band
- 2017Worst year filed (5.21)
- 10Years filed
- $588,287Premium filed
- $1,764,891Indemnity paid
- $3,013,999Liability insured
- 36,910Quantity planted
- 36,920Quantity lost
- 161Policies
- 160Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $1,299,482 indemnity · 10 years
- Freeze $153,900 indemnity · 4 years
- Frost $93,574 indemnity · 2 years
- Cold Winter $65,304 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $49,026 indemnity · 1 years
- Heat $40,089 indemnity · 6 years
All Other Crops 9 years filed
- 1.55Low end of the filed band
- 3.68Middle of the filed band
- 9.56High end of the filed band
- 2024Worst year filed (9.56)
- 9Years filed
- $367,160Premium filed
- $1,169,341Indemnity paid
- $3,233,062Liability insured
- 4,769Quantity planted
- 4,423Quantity lost
- 38Policies
- 38Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $434,333 indemnity · 2 years
- Hail $231,258 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $153,048 indemnity · 2 years
- Heat $123,691 indemnity · 2 years
- Wind/Excess Wind $78,558 indemnity · 2 years
- Cold Wet Weather $63,704 indemnity · 1 years
Barley 9 years filed
- 2.70Low end of the filed band
- 3.30Middle of the filed band
- 4.29High end of the filed band
- 2018Worst year filed (4.29)
- 9Years filed
- $315,214Premium filed
- $1,112,892Indemnity paid
- $1,579,775Liability insured
- 15,307Quantity planted
- 15,247Quantity lost
- 79Policies
- 79Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- Drought $628,663 indemnity · 8 years
- Hail $259,746 indemnity · 5 years
- Insects $96,084 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $79,496 indemnity · 2 years
- Heat $48,260 indemnity · 4 years
- Decline in Price $644 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.29Low end of the filed band
- 1.46Middle of the filed band
- 2.56High end of the filed band
- 2017Worst year filed (3.46)
- 10Years filed
- $594,948Premium filed
- $1,057,250Indemnity paid
- $3,056,721Liability insured
- 182,289Quantity planted
- 0Quantity lost
- 292Policies
- 292Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Roosevelt County
- ARPI/SCO/STAX Crops Only $1,057,250 indemnity · 10 years
Every county-crop the agency files in Montana → Buy the Roosevelt County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.