Crop-loss band · Montana
Rosebud County, Montana — crop-loss band
- 1.56Low end of the filed band
- 2.22Middle of the filed band
- 4.67High end of the filed band
- 2019Worst year filed (7.47)
- 10Years filed
Every year the Risk Management Agency has filed for Rosebud County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 4.67 at the high end, with 2.22 in the middle. The worst year filed is 2019, at 7.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $215,385 | $458,138 | $1,637,887 | 55 | 55 | 2.13 |
| 2016 | $91,433 | $202,584 | $762,088 | 37 | 37 | 2.22 |
| 2017 | $133,122 | $322,214 | $921,583 | 30 | 30 | 2.42 |
| 2018 | $297,748 | $1,389,096 | $2,030,076 | 56 | 56 | 4.67 |
| 2019 | $224,151 | $1,674,765 | $2,098,949 | 44 | 44 | 7.47 |
| 2020 | $417,283 | $1,544,175 | $2,707,975 | 65 | 65 | 3.70 |
| 2021 | $792,472 | $2,299,482 | $3,597,301 | 81 | 81 | 2.90 |
| 2022 | $912,524 | $1,420,866 | $3,543,913 | 66 | 66 | 1.56 |
| 2023 | $952,928 | $1,768,239 | $4,433,992 | 40 | 40 | 1.86 |
| 2024 | $1,108,374 | $1,960,978 | $5,945,591 | 48 | 48 | 1.77 |
Commodities insured in Rosebud County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.50Low end of the filed band
- 2.69Middle of the filed band
- 3.39High end of the filed band
- 2018Worst year filed (5.17)
- 10Years filed
- $2,338,554Premium filed
- $5,837,734Indemnity paid
- $9,328,183Liability insured
- 70,398Quantity planted
- 70,571Quantity lost
- 251Policies
- 251Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Rosebud County
- Hail $2,383,316 indemnity · 9 years
- Drought $1,469,858 indemnity · 8 years
- Cold Winter $505,851 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $433,158 indemnity · 2 years
- Heat $332,871 indemnity · 4 years
- Wind/Excess Wind $296,059 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.34Low end of the filed band
- 1.43Middle of the filed band
- 2.62High end of the filed band
- 2017Worst year filed (2.63)
- 10Years filed
- $1,934,775Premium filed
- $3,488,779Indemnity paid
- $10,809,402Liability insured
- 1,037,030Quantity planted
- 0Quantity lost
- 188Policies
- 188Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Rosebud County
- ARPI/SCO/STAX Crops Only $3,488,779 indemnity · 10 years
Sugar Beets 9 years filed
- 0.47Low end of the filed band
- 1.82Middle of the filed band
- 14.01High end of the filed band
- 2019Worst year filed (14.01)
- 9Years filed
- $383,355Premium filed
- $2,740,277Indemnity paid
- $5,316,785Liability insured
- 4,151Quantity planted
- 3,912Quantity lost
- 51Policies
- 51Policies with a loss
- 7.15Loss ratio, whole span
Causes that carried the indemnity in Rosebud County
- Freeze $2,326,508 indemnity · 4 years
- Hail $154,920 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $92,121 indemnity · 4 years
- Wind/Excess Wind $91,002 indemnity · 3 years
- Flood $24,891 indemnity · 1 years
- Plant Disease $22,620 indemnity · 1 years
Dry Peas 9 years filed
- 0.39Low end of the filed band
- 2.31Middle of the filed band
- 3.94High end of the filed band
- 2016Worst year filed (3.94)
- 9Years filed
- $488,736Premium filed
- $973,747Indemnity paid
- $2,224,984Liability insured
- 18,483Quantity planted
- 18,755Quantity lost
- 32Policies
- 32Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Rosebud County
- Hail $488,410 indemnity · 6 years
- Drought $365,911 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $48,797 indemnity · 2 years
- Heat $31,538 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $27,637 indemnity · 1 years
- Cold Wet Weather $7,776 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Rosebud County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.