Crop-loss band · Montana
Teton County, Montana — crop-loss band
- 1.59Low end of the filed band
- 2.41Middle of the filed band
- 3.80High end of the filed band
- 2022Worst year filed (3.99)
- 10Years filed
Every year the Risk Management Agency has filed for Teton County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 3.80 at the high end, with 2.41 in the middle. The worst year filed is 2022, at 3.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,297,793 | $2,542,926 | $8,653,181 | 278 | 277 | 1.96 |
| 2016 | $385,928 | $931,707 | $2,148,493 | 130 | 130 | 2.41 |
| 2017 | $742,556 | $1,618,959 | $4,430,843 | 128 | 128 | 2.18 |
| 2018 | $854,635 | $3,246,378 | $4,950,605 | 188 | 187 | 3.80 |
| 2019 | $1,266,635 | $3,418,848 | $8,574,017 | 222 | 222 | 2.70 |
| 2020 | $901,495 | $2,489,370 | $6,175,287 | 110 | 110 | 2.76 |
| 2021 | $1,534,815 | $3,563,864 | $10,596,572 | 230 | 230 | 2.32 |
| 2022 | $6,425,667 | $25,641,748 | $48,118,127 | 821 | 821 | 3.99 |
| 2023 | $2,406,675 | $3,837,998 | $14,283,886 | 194 | 194 | 1.59 |
| 2024 | $3,166,443 | $10,369,536 | $22,575,913 | 372 | 372 | 3.27 |
Commodities insured in Teton County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.37Low end of the filed band
- 2.23Middle of the filed band
- 3.71High end of the filed band
- 2022Worst year filed (4.28)
- 10Years filed
- $10,296,592Premium filed
- $31,591,816Indemnity paid
- $75,482,635Liability insured
- 326,741Quantity planted
- 316,007Quantity lost
- 1,420Policies
- 1,419Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Teton County
- Drought $15,551,526 indemnity · 10 years
- Hail $6,426,368 indemnity · 8 years
- Wind/Excess Wind $2,302,306 indemnity · 7 years
- Heat $2,286,359 indemnity · 10 years
- Decline in Price $1,081,425 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,021,596 indemnity · 7 years
Barley 10 years filed
- 2.24Low end of the filed band
- 3.21Middle of the filed band
- 3.87High end of the filed band
- 2018Worst year filed (5.36)
- 10Years filed
- $4,077,611Premium filed
- $12,945,209Indemnity paid
- $29,071,881Liability insured
- 130,720Quantity planted
- 130,945Quantity lost
- 657Policies
- 657Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Teton County
- Drought $4,244,033 indemnity · 8 years
- Hail $3,344,376 indemnity · 9 years
- Heat $3,181,380 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $895,575 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $346,101 indemnity · 3 years
- Failure of Irrigation Supply $335,107 indemnity · 4 years
Dry Peas 10 years filed
- 0.79Low end of the filed band
- 3.56Middle of the filed band
- 5.39High end of the filed band
- 2022Worst year filed (6.14)
- 10Years filed
- $2,216,456Premium filed
- $8,966,848Indemnity paid
- $13,762,798Liability insured
- 64,770Quantity planted
- 64,307Quantity lost
- 275Policies
- 275Policies with a loss
- 4.05Loss ratio, whole span
Causes that carried the indemnity in Teton County
- Drought $5,215,227 indemnity · 8 years
- Hail $1,727,508 indemnity · 6 years
- Heat $794,464 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $376,436 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $264,687 indemnity · 2 years
- Wind/Excess Wind $145,727 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.67Low end of the filed band
- 1.32Middle of the filed band
- 2.26High end of the filed band
- 2016Worst year filed (3.00)
- 10Years filed
- $1,634,614Premium filed
- $2,234,027Indemnity paid
- $7,243,380Liability insured
- 445,831Quantity planted
- 0Quantity lost
- 219Policies
- 219Policies with a loss
- 1.37Loss ratio, whole span
Causes that carried the indemnity in Teton County
- ARPI/SCO/STAX Crops Only $2,234,027 indemnity · 10 years
Forage Production 9 years filed
- 1.15Low end of the filed band
- 1.89Middle of the filed band
- 4.88High end of the filed band
- 2022Worst year filed (4.88)
- 9Years filed
- $494,710Premium filed
- $1,242,847Indemnity paid
- $2,614,528Liability insured
- 17,218Quantity planted
- 17,220Quantity lost
- 94Policies
- 93Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Teton County
- Drought $447,054 indemnity · 7 years
- Heat $437,552 indemnity · 5 years
- Failure of Irrigation Supply $87,354 indemnity · 2 years
- Hot Wind $85,277 indemnity · 2 years
- Hail $81,923 indemnity · 4 years
- Wind/Excess Wind $42,756 indemnity · 3 years
Whole Farm Revenue Protection 5 years filed
- 0.13Low end of the filed band
- 1.76Middle of the filed band
- 6.48High end of the filed band
- 2022Worst year filed (6.48)
- 5Years filed
- $262,659Premium filed
- $680,587Indemnity paid
- $2,331,702Liability insured
- 0Quantity planted
- 0Quantity lost
- 8Policies
- 8Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Teton County
- Drought $472,365 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $92,622 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $57,800 indemnity · 2 years
- Hail $57,800 indemnity · 2 years
Every county-crop the agency files in Montana → Buy the Teton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.