Crop-loss band · Montana
Treasure County, Montana — crop-loss band
- 1.23Low end of the filed band
- 2.46Middle of the filed band
- 5.27High end of the filed band
- 2019Worst year filed (9.87)
- 10Years filed
Every year the Risk Management Agency has filed for Treasure County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.23 at the low end to 5.27 at the high end, with 2.46 in the middle. The worst year filed is 2019, at 9.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $25,323 | $31,080 | $255,245 | 12 | 12 | 1.23 |
| 2016 | $56,686 | $183,577 | $370,171 | 27 | 27 | 3.24 |
| 2017 | $12,351 | $30,351 | $83,268 | 7 | 7 | 2.46 |
| 2018 | $104,483 | $550,468 | $990,227 | 18 | 18 | 5.27 |
| 2019 | $85,195 | $840,739 | $1,357,011 | 24 | 24 | 9.87 |
| 2020 | $529,178 | $2,056,398 | $5,882,220 | 43 | 43 | 3.89 |
| 2021 | $312,699 | $1,198,996 | $2,318,381 | 29 | 29 | 3.83 |
| 2022 | $45,004 | $93,503 | $479,077 | 18 | 18 | 2.08 |
| 2023 | $428,156 | $843,571 | $2,256,921 | 13 | 13 | 1.97 |
| 2024 | $264,177 | $518,864 | $3,044,749 | 22 | 22 | 1.96 |
Commodities insured in Treasure County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Sugar Beets 8 years filed
- 0.68Low end of the filed band
- 2.77Middle of the filed band
- 14.09High end of the filed band
- 2020Worst year filed (14.09)
- 8Years filed
- $272,060Premium filed
- $1,924,167Indemnity paid
- $5,659,883Liability insured
- 4,068Quantity planted
- 3,374Quantity lost
- 52Policies
- 52Policies with a loss
- 7.07Loss ratio, whole span
Causes that carried the indemnity in Treasure County
- Freeze $1,578,309 indemnity · 4 years
- Cold Wet Weather $141,322 indemnity · 3 years
- Hail $55,276 indemnity · 3 years
- Wind/Excess Wind $45,021 indemnity · 3 years
- Heat $38,476 indemnity · 3 years
- Flood $25,055 indemnity · 1 years
All Other Crops 7 years filed
- 0.65Low end of the filed band
- 1.19Middle of the filed band
- 2.84High end of the filed band
- 2021Worst year filed (2.84)
- 7Years filed
- $989,204Premium filed
- $1,812,667Indemnity paid
- $6,615,514Liability insured
- 314,726Quantity planted
- 0Quantity lost
- 34Policies
- 34Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Treasure County
- ARPI/SCO/STAX Crops Only $1,707,807 indemnity · 7 years
- Hail $104,860 indemnity · 1 years
Wheat 10 years filed
- 2.02Low end of the filed band
- 3.85Middle of the filed band
- 5.85High end of the filed band
- 2020Worst year filed (6.06)
- 10Years filed
- $317,495Premium filed
- $1,488,313Indemnity paid
- $2,403,265Liability insured
- 14,167Quantity planted
- 14,384Quantity lost
- 87Policies
- 87Policies with a loss
- 4.69Loss ratio, whole span
Causes that carried the indemnity in Treasure County
- Hail $721,298 indemnity · 7 years
- Drought $504,771 indemnity · 5 years
- Plant Disease $75,851 indemnity · 1 years
- Heat $45,632 indemnity · 3 years
- Flood $33,004 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $32,892 indemnity · 1 years
Barley 9 years filed
- 0.53Low end of the filed band
- 4.01Middle of the filed band
- 7.60High end of the filed band
- 2019Worst year filed (7.60)
- 9Years filed
- $284,493Premium filed
- $1,122,400Indemnity paid
- $2,358,608Liability insured
- 5,947Quantity planted
- 5,947Quantity lost
- 40Policies
- 40Policies with a loss
- 3.95Loss ratio, whole span
Causes that carried the indemnity in Treasure County
- Hail $938,007 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $96,505 indemnity · 4 years
- Cold Wet Weather $39,096 indemnity · 1 years
- Heat $19,485 indemnity · 2 years
- Flood $12,716 indemnity · 2 years
- Drought $7,587 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Treasure County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.