Crop-loss band · Montana
Wheatland County, Montana — crop-loss band
- 1.20Low end of the filed band
- 1.65Middle of the filed band
- 3.01High end of the filed band
- 2021Worst year filed (3.72)
- 10Years filed
Every year the Risk Management Agency has filed for Wheatland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.20 at the low end to 3.01 at the high end, with 1.65 in the middle. The worst year filed is 2021, at 3.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $384,820 | $610,613 | $1,661,833 | 72 | 72 | 1.59 |
| 2016 | $1,077,826 | $1,779,847 | $3,876,034 | 100 | 97 | 1.65 |
| 2017 | $640,323 | $865,292 | $2,297,999 | 64 | 64 | 1.35 |
| 2018 | $140,854 | $174,603 | $457,061 | 22 | 22 | 1.24 |
| 2019 | $316,256 | $952,637 | $1,346,395 | 34 | 34 | 3.01 |
| 2020 | $542,122 | $1,412,345 | $2,219,570 | 65 | 63 | 2.61 |
| 2021 | $1,604,980 | $5,973,076 | $7,011,669 | 125 | 125 | 3.72 |
| 2022 | $1,760,259 | $4,248,198 | $7,484,322 | 87 | 87 | 2.41 |
| 2023 | $106,657 | $127,879 | $493,515 | 13 | 13 | 1.20 |
| 2024 | $1,551,968 | $2,709,845 | $6,846,493 | 81 | 81 | 1.75 |
Commodities insured in Wheatland County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.23Low end of the filed band
- 2.01Middle of the filed band
- 3.42High end of the filed band
- 2021Worst year filed (4.04)
- 10Years filed
- $4,033,034Premium filed
- $10,131,987Indemnity paid
- $18,266,279Liability insured
- 129,696Quantity planted
- 127,900Quantity lost
- 296Policies
- 293Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Wheatland County
- Drought $4,055,725 indemnity · 7 years
- Hail $2,345,132 indemnity · 9 years
- Heat $1,712,652 indemnity · 5 years
- Cold Winter $793,750 indemnity · 6 years
- Decline in Price $525,095 indemnity · 7 years
- Wind/Excess Wind $178,135 indemnity · 6 years
Forage Production 9 years filed
- 0.90Low end of the filed band
- 1.57Middle of the filed band
- 3.10High end of the filed band
- 2021Worst year filed (3.10)
- 9Years filed
- $1,801,947Premium filed
- $3,885,412Indemnity paid
- $6,455,186Liability insured
- 74,955Quantity planted
- 75,078Quantity lost
- 195Policies
- 193Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Wheatland County
- Drought $2,746,178 indemnity · 7 years
- Cold Wet Weather $327,255 indemnity · 4 years
- Hail $190,807 indemnity · 4 years
- Heat $177,758 indemnity · 6 years
- Freeze $146,203 indemnity · 3 years
- Frost $101,134 indemnity · 4 years
Dry Peas 9 years filed
- 0.87Low end of the filed band
- 2.41Middle of the filed band
- 3.78High end of the filed band
- 2021Worst year filed (3.78)
- 9Years filed
- $1,149,948Premium filed
- $2,646,735Indemnity paid
- $4,066,012Liability insured
- 32,583Quantity planted
- 32,583Quantity lost
- 74Policies
- 74Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Wheatland County
- Heat $939,134 indemnity · 5 years
- Drought $872,992 indemnity · 5 years
- Hail $515,512 indemnity · 5 years
- Cold Wet Weather $139,185 indemnity · 1 years
- Decline in Price $96,240 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $37,125 indemnity · 4 years
Barley 9 years filed
- 0.87Low end of the filed band
- 1.99Middle of the filed band
- 3.31High end of the filed band
- 2021Worst year filed (3.31)
- 9Years filed
- $883,307Premium filed
- $1,836,604Indemnity paid
- $3,582,145Liability insured
- 31,483Quantity planted
- 32,007Quantity lost
- 82Policies
- 82Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Wheatland County
- Drought $760,559 indemnity · 5 years
- Heat $577,547 indemnity · 6 years
- Hail $385,335 indemnity · 7 years
- Decline in Price $72,163 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $29,100 indemnity · 4 years
- Wind/Excess Wind $10,947 indemnity · 1 years
All Other Crops 5 years filed
- 0.15Low end of the filed band
- 0.57Middle of the filed band
- 1.87High end of the filed band
- 2022Worst year filed (1.87)
- 5Years filed
- $257,829Premium filed
- $353,597Indemnity paid
- $1,325,269Liability insured
- 36,814Quantity planted
- 3,474Quantity lost
- 16Policies
- 16Policies with a loss
- 1.37Loss ratio, whole span
Causes that carried the indemnity in Wheatland County
- Drought $282,272 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $52,337 indemnity · 2 years
- Heat $13,791 indemnity · 2 years
- Hail $2,872 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,224 indemnity · 1 years
- Decline in Price $1,101 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Wheatland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.