Crop-loss band · Montana
Wibaux County, Montana — crop-loss band
- 1.86Low end of the filed band
- 2.38Middle of the filed band
- 3.78High end of the filed band
- 2021Worst year filed (5.94)
- 10Years filed
Every year the Risk Management Agency has filed for Wibaux County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.86 at the low end to 3.78 at the high end, with 2.38 in the middle. The worst year filed is 2021, at 5.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $113,856 | $282,155 | $574,020 | 63 | 63 | 2.48 |
| 2016 | $259,903 | $811,328 | $1,453,302 | 86 | 86 | 3.12 |
| 2017 | $865,799 | $2,849,721 | $5,476,740 | 240 | 240 | 3.29 |
| 2018 | $434,731 | $1,027,598 | $2,663,450 | 117 | 117 | 2.36 |
| 2019 | $517,960 | $1,958,546 | $3,188,059 | 150 | 150 | 3.78 |
| 2020 | $307,787 | $698,644 | $1,690,714 | 117 | 117 | 2.27 |
| 2021 | $1,851,821 | $10,997,734 | $11,307,173 | 404 | 404 | 5.94 |
| 2022 | $1,206,842 | $2,877,414 | $4,913,050 | 207 | 207 | 2.38 |
| 2023 | $596,328 | $1,386,325 | $2,624,600 | 132 | 132 | 2.32 |
| 2024 | $2,655,379 | $4,946,408 | $12,838,243 | 339 | 339 | 1.86 |
Commodities insured in Wibaux County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.54Low end of the filed band
- 2.65Middle of the filed band
- 5.28High end of the filed band
- 2021Worst year filed (7.33)
- 10Years filed
- $3,368,190Premium filed
- $13,336,202Indemnity paid
- $19,744,992Liability insured
- 129,082Quantity planted
- 129,733Quantity lost
- 608Policies
- 608Policies with a loss
- 3.96Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- Drought $8,045,095 indemnity · 9 years
- Hail $1,358,539 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $737,557 indemnity · 6 years
- Insects $713,069 indemnity · 3 years
- Cold Wet Weather $615,922 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $597,816 indemnity · 3 years
Dry Peas 10 years filed
- 1.29Low end of the filed band
- 3.12Middle of the filed band
- 4.46High end of the filed band
- 2015Worst year filed (5.12)
- 10Years filed
- $2,070,363Premium filed
- $5,190,668Indemnity paid
- $8,857,451Liability insured
- 40,383Quantity planted
- 40,906Quantity lost
- 242Policies
- 242Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- Drought $2,932,502 indemnity · 7 years
- Hail $828,197 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $439,880 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $304,356 indemnity · 4 years
- Insects $188,923 indemnity · 2 years
- All Other Causes $155,373 indemnity · 2 years
Corn 8 years filed
- 2.44Low end of the filed band
- 4.88Middle of the filed band
- 12.33High end of the filed band
- 2021Worst year filed (12.33)
- 8Years filed
- $674,225Premium filed
- $3,048,780Indemnity paid
- $5,075,422Liability insured
- 13,935Quantity planted
- 13,935Quantity lost
- 108Policies
- 108Policies with a loss
- 4.52Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- Drought $1,482,635 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $801,936 indemnity · 3 years
- Hail $270,921 indemnity · 5 years
- Heat $204,881 indemnity · 3 years
- Insects $165,906 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $103,878 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.42Low end of the filed band
- 1.73Middle of the filed band
- 2.66High end of the filed band
- 2023Worst year filed (3.23)
- 10Years filed
- $814,676Premium filed
- $1,782,517Indemnity paid
- $4,231,926Liability insured
- 284,116Quantity planted
- 0Quantity lost
- 476Policies
- 476Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- ARPI/SCO/STAX Crops Only $1,782,517 indemnity · 10 years
Forage Production 10 years filed
- 0.10Low end of the filed band
- 1.57Middle of the filed band
- 4.03High end of the filed band
- 2017Worst year filed (4.59)
- 10Years filed
- $524,343Premium filed
- $1,505,204Indemnity paid
- $2,604,463Liability insured
- 24,790Quantity planted
- 24,943Quantity lost
- 229Policies
- 229Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- Drought $1,037,279 indemnity · 10 years
- Insects $117,473 indemnity · 6 years
- Freeze $115,086 indemnity · 3 years
- Frost $68,485 indemnity · 3 years
- Cold Winter $58,853 indemnity · 3 years
- Heat $56,797 indemnity · 5 years
All Other Crops 8 years filed
- 0.68Low end of the filed band
- 1.92Middle of the filed band
- 3.18High end of the filed band
- 2015Worst year filed (3.18)
- 8Years filed
- $841,451Premium filed
- $1,492,044Indemnity paid
- $4,002,954Liability insured
- 17,660Quantity planted
- 2,460Quantity lost
- 111Policies
- 111Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- ARPI/SCO/STAX/MP Crops Only $1,221,849 indemnity · 7 years
- Cold Wet Weather $117,806 indemnity · 1 years
- Drought $82,647 indemnity · 4 years
- Hail $43,326 indemnity · 1 years
- All Other Causes $15,286 indemnity · 1 years
- Heat $11,130 indemnity · 2 years
Canola 7 years filed
- 0.77Low end of the filed band
- 1.57Middle of the filed band
- 4.92High end of the filed band
- 2021Worst year filed (4.92)
- 7Years filed
- $517,159Premium filed
- $1,480,458Indemnity paid
- $2,212,142Liability insured
- 10,766Quantity planted
- 10,771Quantity lost
- 81Policies
- 81Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Wibaux County
- Drought $862,101 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $254,654 indemnity · 3 years
- Hail $155,068 indemnity · 4 years
- All Other Causes $87,392 indemnity · 2 years
- Heat $61,218 indemnity · 3 years
- Insects $27,187 indemnity · 1 years
Every county-crop the agency files in Montana → Buy the Wibaux County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.