Crop-loss band · Montana
Yellowstone County, Montana — crop-loss band
- 1.97Low end of the filed band
- 2.73Middle of the filed band
- 3.87High end of the filed band
- 2019Worst year filed (6.71)
- 10Years filed
Every year the Risk Management Agency has filed for Yellowstone County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.97 at the low end to 3.87 at the high end, with 2.73 in the middle. The worst year filed is 2019, at 6.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $689,142 | $1,881,140 | $3,784,757 | 225 | 223 | 2.73 |
| 2016 | $773,909 | $1,772,909 | $4,438,683 | 175 | 172 | 2.29 |
| 2017 | $308,840 | $690,395 | $1,491,879 | 83 | 82 | 2.24 |
| 2018 | $477,424 | $1,704,491 | $3,353,512 | 170 | 170 | 3.57 |
| 2019 | $381,059 | $2,558,009 | $4,159,025 | 121 | 120 | 6.71 |
| 2020 | $477,863 | $1,849,774 | $3,760,922 | 138 | 138 | 3.87 |
| 2021 | $1,456,056 | $5,627,635 | $9,749,948 | 299 | 298 | 3.87 |
| 2022 | $652,795 | $2,159,158 | $5,155,140 | 129 | 129 | 3.31 |
| 2023 | $625,142 | $1,228,376 | $4,172,883 | 85 | 85 | 1.97 |
| 2024 | $1,387,885 | $3,193,339 | $9,796,818 | 167 | 167 | 2.30 |
Commodities insured in Yellowstone County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.85Low end of the filed band
- 3.49Middle of the filed band
- 4.45High end of the filed band
- 2019Worst year filed (5.69)
- 10Years filed
- $2,851,867Premium filed
- $10,107,610Indemnity paid
- $20,862,776Liability insured
- 160,884Quantity planted
- 159,297Quantity lost
- 695Policies
- 692Policies with a loss
- 3.54Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- Drought $4,135,652 indemnity · 9 years
- Hail $3,176,028 indemnity · 10 years
- Heat $959,243 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $399,031 indemnity · 5 years
- Insects $377,642 indemnity · 8 years
- Cold Winter $267,848 indemnity · 6 years
Barley 10 years filed
- 2.50Low end of the filed band
- 3.94Middle of the filed band
- 7.42High end of the filed band
- 2019Worst year filed (8.82)
- 10Years filed
- $778,551Premium filed
- $3,954,446Indemnity paid
- $6,723,651Liability insured
- 26,683Quantity planted
- 26,842Quantity lost
- 260Policies
- 260Policies with a loss
- 5.08Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- Hail $2,736,775 indemnity · 8 years
- Drought $278,941 indemnity · 8 years
- Heat $277,944 indemnity · 6 years
- Insects $245,181 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $218,568 indemnity · 6 years
- Mycotoxin $44,760 indemnity · 1 years
Sugar Beets 9 years filed
- 0.70Low end of the filed band
- 2.00Middle of the filed band
- 12.52High end of the filed band
- 2019Worst year filed (12.52)
- 9Years filed
- $517,772Premium filed
- $2,766,292Indemnity paid
- $8,564,688Liability insured
- 6,941Quantity planted
- 6,405Quantity lost
- 135Policies
- 135Policies with a loss
- 5.34Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- Freeze $2,221,243 indemnity · 5 years
- Cold Wet Weather $129,770 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $106,318 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $86,388 indemnity · 1 years
- Wind/Excess Wind $81,707 indemnity · 6 years
- Hail $79,087 indemnity · 5 years
Forage Production 10 years filed
- 0.48Low end of the filed band
- 1.20Middle of the filed band
- 2.47High end of the filed band
- 2022Worst year filed (8.19)
- 10Years filed
- $1,113,970Premium filed
- $1,784,151Indemnity paid
- $3,313,465Liability insured
- 39,900Quantity planted
- 39,924Quantity lost
- 196Policies
- 191Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- Drought $1,257,158 indemnity · 9 years
- Cold Winter $191,533 indemnity · 1 years
- Heat $90,550 indemnity · 7 years
- Cold Wet Weather $80,804 indemnity · 2 years
- XX $48,146 indemnity · 2 years
- Hail $40,016 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.20Low end of the filed band
- 1.59Middle of the filed band
- 2.98High end of the filed band
- 2017Worst year filed (3.87)
- 10Years filed
- $858,030Premium filed
- $1,580,991Indemnity paid
- $5,036,773Liability insured
- 407,442Quantity planted
- 0Quantity lost
- 147Policies
- 147Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- ARPI/SCO/STAX Crops Only $1,580,991 indemnity · 10 years
Dry Peas 9 years filed
- 1.02Low end of the filed band
- 1.89Middle of the filed band
- 3.31High end of the filed band
- 2021Worst year filed (3.31)
- 9Years filed
- $648,253Premium filed
- $1,483,170Indemnity paid
- $2,199,192Liability insured
- 22,309Quantity planted
- 22,467Quantity lost
- 87Policies
- 87Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- Drought $651,147 indemnity · 7 years
- Heat $365,800 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $232,347 indemnity · 3 years
- Hail $79,510 indemnity · 3 years
- XX $50,533 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $48,468 indemnity · 1 years
All Other Crops 10 years filed
- 1.03Low end of the filed band
- 1.57Middle of the filed band
- 3.22High end of the filed band
- 2020Worst year filed (4.37)
- 10Years filed
- $461,671Premium filed
- $988,566Indemnity paid
- $3,163,022Liability insured
- 9,317Quantity planted
- 0Quantity lost
- 72Policies
- 72Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Yellowstone County
- ARPI/SCO/STAX Crops Only $659,579 indemnity · 10 years
- All Other Causes $104,384 indemnity · 1 years
- Heat $79,708 indemnity · 1 years
- Hail $53,344 indemnity · 3 years
- Insects $39,531 indemnity · 2 years
- Cold Wet Weather $32,093 indemnity · 2 years
Every county-crop the agency files in Montana → Buy the Yellowstone County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.