Crop-loss band · North Carolina
Alamance County, North Carolina — crop-loss band
- 2.03Low end of the filed band
- 2.78Middle of the filed band
- 3.64High end of the filed band
- 2024Worst year filed (4.33)
- 10Years filed
Every year the Risk Management Agency has filed for Alamance County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.03 at the low end to 3.64 at the high end, with 2.78 in the middle. The worst year filed is 2024, at 4.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $396,428 | $1,413,490 | $2,683,182 | 131 | 131 | 3.57 |
| 2016 | $318,699 | $1,098,538 | $2,027,168 | 81 | 81 | 3.45 |
| 2017 | $131,617 | $267,344 | $828,784 | 38 | 38 | 2.03 |
| 2018 | $489,973 | $1,744,854 | $3,070,663 | 96 | 96 | 3.56 |
| 2019 | $251,158 | $628,691 | $1,471,429 | 69 | 69 | 2.50 |
| 2020 | $195,258 | $543,328 | $1,234,779 | 61 | 61 | 2.78 |
| 2021 | $121,905 | $281,487 | $736,752 | 38 | 38 | 2.31 |
| 2022 | $422,363 | $1,536,147 | $2,623,776 | 104 | 104 | 3.64 |
| 2023 | $307,894 | $727,063 | $1,657,512 | 98 | 98 | 2.36 |
| 2024 | $744,901 | $3,224,347 | $4,487,411 | 118 | 118 | 4.33 |
Commodities insured in Alamance County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.63Low end of the filed band
- 3.74Middle of the filed band
- 4.75High end of the filed band
- 2024Worst year filed (5.15)
- 10Years filed
- $1,941,294Premium filed
- $7,979,825Indemnity paid
- $13,609,197Liability insured
- 4,481Quantity planted
- 4,481Quantity lost
- 262Policies
- 262Policies with a loss
- 4.11Loss ratio, whole span
Causes that carried the indemnity in Alamance County
- Drought $2,202,888 indemnity · 10 years
- Hurricane/Tropical Depression $1,697,418 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,043,843 indemnity · 8 years
- Wind/Excess Wind $616,154 indemnity · 6 years
- Hail $607,501 indemnity · 5 years
- Plant Disease $420,075 indemnity · 6 years
Corn 10 years filed
- 1.22Low end of the filed band
- 2.07Middle of the filed band
- 3.34High end of the filed band
- 2024Worst year filed (4.07)
- 10Years filed
- $569,390Premium filed
- $1,753,574Indemnity paid
- $3,301,216Liability insured
- 7,380Quantity planted
- 7,479Quantity lost
- 141Policies
- 141Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Alamance County
- Drought $841,549 indemnity · 9 years
- Heat $696,300 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $80,202 indemnity · 5 years
- Hurricane/Tropical Depression $60,493 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $56,966 indemnity · 1 years
- Hail $7,258 indemnity · 3 years
Soybeans 10 years filed
- 0.78Low end of the filed band
- 1.95Middle of the filed band
- 2.63High end of the filed band
- 2018Worst year filed (2.90)
- 10Years filed
- $869,512Premium filed
- $1,731,890Indemnity paid
- $3,911,043Liability insured
- 15,833Quantity planted
- 15,686Quantity lost
- 431Policies
- 431Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Alamance County
- Drought $832,200 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $397,365 indemnity · 8 years
- Heat $252,624 indemnity · 5 years
- Wildlife $161,605 indemnity · 9 years
- Hurricane/Tropical Depression $44,459 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $19,347 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Alamance County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.