Crop-loss band · North Carolina
Alexander County, North Carolina — crop-loss band
- 1.36Low end of the filed band
- 2.37Middle of the filed band
- 3.12High end of the filed band
- 2015Worst year filed (3.97)
- 10Years filed
Every year the Risk Management Agency has filed for Alexander County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.36 at the low end to 3.12 at the high end, with 2.37 in the middle. The worst year filed is 2015, at 3.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $277,624 | $1,101,560 | $1,833,140 | 10 | 10 | 3.97 |
| 2016 | $261,249 | $815,823 | $1,175,246 | 17 | 17 | 3.12 |
| 2017 | $362,560 | $1,028,034 | $1,717,238 | 18 | 18 | 2.84 |
| 2018 | $523,052 | $1,270,593 | $2,517,107 | 47 | 47 | 2.43 |
| 2019 | $474,603 | $1,123,423 | $2,095,186 | 42 | 42 | 2.37 |
| 2020 | $482,156 | $1,062,056 | $1,701,397 | 26 | 26 | 2.20 |
| 2021 | $403,702 | $826,688 | $1,439,900 | 16 | 16 | 2.05 |
| 2022 | $549,665 | $886,973 | $1,622,734 | 26 | 26 | 1.61 |
| 2023 | $444,756 | $604,358 | $1,200,757 | 14 | 14 | 1.36 |
| 2024 | $675,174 | $2,079,191 | $2,504,199 | 30 | 30 | 3.08 |
Commodities insured in Alexander County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 1.20Low end of the filed band
- 2.20Middle of the filed band
- 2.93High end of the filed band
- 2015Worst year filed (3.03)
- 10Years filed
- $3,071,820Premium filed
- $6,765,635Indemnity paid
- $10,429,946Liability insured
- 7,827Quantity planted
- 7,780Quantity lost
- 213Policies
- 213Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Alexander County
- Freeze $1,609,021 indemnity · 9 years
- Drought $1,568,967 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,483,039 indemnity · 9 years
- XX $625,526 indemnity · 9 years
- Hurricane/Tropical Depression $359,385 indemnity · 3 years
- Hail $292,218 indemnity · 4 years
Flue Cured Tobacco 6 years filed
- 1.43Low end of the filed band
- 2.00Middle of the filed band
- 4.63High end of the filed band
- 2015Worst year filed (4.63)
- 6Years filed
- $1,382,722Premium filed
- $4,033,064Indemnity paid
- $7,376,957Liability insured
- 2,433Quantity planted
- 2,433Quantity lost
- 33Policies
- 33Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Alexander County
- Drought $1,118,652 indemnity · 4 years
- Hurricane $800,183 indemnity · 1 years
- Wind/Excess Wind $478,357 indemnity · 1 years
- Flood $469,830 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $407,891 indemnity · 2 years
- Heat $385,261 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Alexander County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.