Crop-loss band · North Carolina
Bertie County, North Carolina — crop-loss band
- 0.89Low end of the filed band
- 3.24Middle of the filed band
- 4.41High end of the filed band
- 2018Worst year filed (4.84)
- 10Years filed
Every year the Risk Management Agency has filed for Bertie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 4.41 at the high end, with 3.24 in the middle. The worst year filed is 2018, at 4.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,303,862 | $5,219,781 | $13,212,438 | 347 | 346 | 4.00 |
| 2016 | $1,453,322 | $6,408,314 | $14,991,099 | 389 | 389 | 4.41 |
| 2017 | $565,479 | $1,932,143 | $5,754,239 | 120 | 118 | 3.42 |
| 2018 | $1,047,176 | $5,064,799 | $11,374,251 | 198 | 198 | 4.84 |
| 2019 | $1,145,134 | $4,543,868 | $12,786,304 | 283 | 283 | 3.97 |
| 2020 | $1,161,625 | $3,761,632 | $9,608,466 | 356 | 356 | 3.24 |
| 2021 | $1,117,538 | $3,597,098 | $8,764,292 | 237 | 237 | 3.22 |
| 2022 | $1,128,012 | $2,958,778 | $10,438,098 | 215 | 215 | 2.62 |
| 2023 | $1,963,575 | $1,753,043 | $8,345,200 | 253 | 253 | 0.89 |
| 2024 | $1,312,531 | $3,538,503 | $10,738,328 | 287 | 287 | 2.70 |
Commodities insured in Bertie County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 1.41Low end of the filed band
- 3.83Middle of the filed band
- 7.28High end of the filed band
- 2017Worst year filed (7.66)
- 10Years filed
- $3,536,296Premium filed
- $17,135,243Indemnity paid
- $34,572,687Liability insured
- 10,551Quantity planted
- 10,551Quantity lost
- 260Policies
- 260Policies with a loss
- 4.85Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Excess Moisture/Precipitation/Rain $9,174,618 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $2,231,546 indemnity · 4 years
- Drought $2,041,015 indemnity · 6 years
- Hurricane/Tropical Depression $1,946,078 indemnity · 5 years
- XX $625,749 indemnity · 7 years
- Plant Disease $361,903 indemnity · 2 years
Cotton 10 years filed
- 0.59Low end of the filed band
- 3.26Middle of the filed band
- 4.64High end of the filed band
- 2016Worst year filed (4.86)
- 10Years filed
- $3,626,324Premium filed
- $8,480,163Indemnity paid
- $26,949,119Liability insured
- 42,743Quantity planted
- 74,732Quantity lost
- 515Policies
- 515Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Excess Moisture/Precipitation/Rain $3,251,811 indemnity · 9 years
- Drought $2,108,827 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $1,782,928 indemnity · 3 years
- Hurricane/Tropical Depression $581,661 indemnity · 7 years
- XX $232,722 indemnity · 7 years
- Cold Wet Weather $226,005 indemnity · 3 years
Soybeans 10 years filed
- 1.19Low end of the filed band
- 1.99Middle of the filed band
- 2.71High end of the filed band
- 2018Worst year filed (3.11)
- 10Years filed
- $2,312,920Premium filed
- $4,989,433Indemnity paid
- $17,050,655Liability insured
- 57,955Quantity planted
- 52,117Quantity lost
- 991Policies
- 989Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Excess Moisture/Precipitation/Rain $2,081,550 indemnity · 10 years
- Drought $1,965,860 indemnity · 9 years
- Hurricane/Tropical Depression $392,580 indemnity · 7 years
- Heat $201,726 indemnity · 7 years
- XX $148,144 indemnity · 8 years
- Decline in Price $85,036 indemnity · 9 years
All Other Crops 10 years filed
- 0.15Low end of the filed band
- 2.53Middle of the filed band
- 5.68High end of the filed band
- 2019Worst year filed (6.69)
- 10Years filed
- $657,890Premium filed
- $2,702,366Indemnity paid
- $9,626,776Liability insured
- 1,626Quantity planted
- 175Quantity lost
- 34Policies
- 34Policies with a loss
- 4.11Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Excess Moisture/Precipitation/Rain $2,101,285 indemnity · 4 years
- Drought $404,058 indemnity · 1 years
- Hurricane/Tropical Depression $88,655 indemnity · 1 years
- Plant Disease $64,627 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $39,342 indemnity · 9 years
- Heat $4,400 indemnity · 1 years
Corn 10 years filed
- 1.00Low end of the filed band
- 2.89Middle of the filed band
- 4.11High end of the filed band
- 2016Worst year filed (4.44)
- 10Years filed
- $772,619Premium filed
- $2,350,101Indemnity paid
- $7,064,216Liability insured
- 19,484Quantity planted
- 18,853Quantity lost
- 499Policies
- 499Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Drought $1,404,454 indemnity · 8 years
- Heat $316,537 indemnity · 7 years
- Hurricane/Tropical Depression $295,258 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $195,028 indemnity · 9 years
- XX $44,575 indemnity · 6 years
- Cold Wet Weather $32,229 indemnity · 3 years
Clary Sage 6 years filed
- 0.54Low end of the filed band
- 2.08Middle of the filed band
- 2.36High end of the filed band
- 2018Worst year filed (2.36)
- 6Years filed
- $810,442Premium filed
- $1,570,529Indemnity paid
- $7,393,377Liability insured
- 10,420Quantity planted
- 9,222Quantity lost
- 91Policies
- 90Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Excess Moisture/Precipitation/Rain $990,652 indemnity · 6 years
- Hurricane/Tropical Depression $264,073 indemnity · 1 years
- Cold Wet Weather $146,508 indemnity · 2 years
- Drought $129,203 indemnity · 4 years
- Hail $23,310 indemnity · 1 years
- Frost $16,783 indemnity · 1 years
Wheat 10 years filed
- 1.75Low end of the filed band
- 2.73Middle of the filed band
- 3.61High end of the filed band
- 2021Worst year filed (4.07)
- 10Years filed
- $481,763Premium filed
- $1,550,124Indemnity paid
- $3,355,885Liability insured
- 20,715Quantity planted
- 21,173Quantity lost
- 295Policies
- 295Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Bertie County
- Excess Moisture/Precipitation/Rain $1,129,060 indemnity · 9 years
- Cold Wet Weather $216,335 indemnity · 6 years
- Drought $62,538 indemnity · 3 years
- Hail $47,798 indemnity · 2 years
- Decline in Price $33,772 indemnity · 7 years
- Frost $33,198 indemnity · 5 years
Every county-crop the agency files in North Carolina → Buy the Bertie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.