Crop-loss band · North Carolina
Caswell County, North Carolina — crop-loss band
- 2.50Low end of the filed band
- 2.91Middle of the filed band
- 3.50High end of the filed band
- 2024Worst year filed (3.60)
- 10Years filed
Every year the Risk Management Agency has filed for Caswell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.50 at the low end to 3.50 at the high end, with 2.91 in the middle. The worst year filed is 2024, at 3.60. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $477,788 | $1,585,844 | $2,555,450 | 131 | 131 | 3.32 |
| 2016 | $457,349 | $1,478,847 | $2,648,658 | 97 | 97 | 3.23 |
| 2017 | $525,893 | $1,398,355 | $2,869,768 | 73 | 73 | 2.66 |
| 2018 | $885,811 | $3,097,536 | $5,560,645 | 154 | 154 | 3.50 |
| 2019 | $572,500 | $2,005,669 | $3,558,671 | 138 | 138 | 3.50 |
| 2020 | $345,189 | $1,004,381 | $1,960,369 | 98 | 98 | 2.91 |
| 2021 | $344,889 | $860,948 | $1,756,564 | 104 | 104 | 2.50 |
| 2022 | $513,948 | $1,455,505 | $2,774,052 | 148 | 148 | 2.83 |
| 2023 | $475,603 | $1,200,284 | $2,406,378 | 115 | 115 | 2.52 |
| 2024 | $925,468 | $3,334,219 | $5,473,298 | 199 | 199 | 3.60 |
Commodities insured in Caswell County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.76Low end of the filed band
- 3.32Middle of the filed band
- 4.30High end of the filed band
- 2024Worst year filed (4.32)
- 10Years filed
- $4,075,248Premium filed
- $14,443,686Indemnity paid
- $26,306,673Liability insured
- 7,776Quantity planted
- 7,919Quantity lost
- 612Policies
- 612Policies with a loss
- 3.54Loss ratio, whole span
Causes that carried the indemnity in Caswell County
- Drought $4,191,768 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,125,309 indemnity · 10 years
- Hurricane/Tropical Depression $1,387,599 indemnity · 3 years
- Wind/Excess Wind $1,252,968 indemnity · 7 years
- Heat $1,109,913 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $890,573 indemnity · 4 years
Soybeans 10 years filed
- 1.58Low end of the filed band
- 1.85Middle of the filed band
- 2.22High end of the filed band
- 2018Worst year filed (2.65)
- 10Years filed
- $1,088,441Premium filed
- $2,117,749Indemnity paid
- $3,899,382Liability insured
- 18,114Quantity planted
- 18,911Quantity lost
- 505Policies
- 505Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Caswell County
- Drought $1,103,828 indemnity · 9 years
- Heat $401,657 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $261,462 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $113,277 indemnity · 1 years
- Wildlife $112,276 indemnity · 9 years
- Hurricane/Tropical Depression $39,609 indemnity · 3 years
Corn 10 years filed
- 0.74Low end of the filed band
- 1.93Middle of the filed band
- 3.20High end of the filed band
- 2021Worst year filed (3.45)
- 10Years filed
- $360,749Premium filed
- $860,153Indemnity paid
- $1,357,798Liability insured
- 3,842Quantity planted
- 4,026Quantity lost
- 140Policies
- 140Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Caswell County
- Drought $393,336 indemnity · 10 years
- Heat $282,476 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $68,515 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $32,937 indemnity · 1 years
- Wind/Excess Wind $27,767 indemnity · 3 years
- Flood $22,693 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Caswell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.