Crop-loss band · North Carolina
Catawba County, North Carolina — crop-loss band
- 1.13Low end of the filed band
- 3.20Middle of the filed band
- 4.28High end of the filed band
- 2020Worst year filed (4.80)
- 10Years filed
Every year the Risk Management Agency has filed for Catawba County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.13 at the low end to 4.28 at the high end, with 3.20 in the middle. The worst year filed is 2020, at 4.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $245,981 | $946,336 | $1,849,254 | 78 | 78 | 3.85 |
| 2016 | $145,845 | $523,512 | $982,455 | 31 | 31 | 3.59 |
| 2017 | $4,267 | $4,825 | $24,456 | 2 | 2 | 1.13 |
| 2018 | $102,152 | $413,271 | $715,789 | 56 | 56 | 4.05 |
| 2019 | $137,337 | $438,836 | $900,307 | 83 | 83 | 3.20 |
| 2020 | $15,415 | $73,940 | $137,096 | 11 | 11 | 4.80 |
| 2021 | $140,409 | $443,680 | $915,802 | 36 | 36 | 3.16 |
| 2022 | $98,867 | $288,877 | $654,041 | 28 | 28 | 2.92 |
| 2023 | $125,272 | $324,488 | $917,666 | 39 | 39 | 2.59 |
| 2024 | $246,607 | $1,056,544 | $2,641,728 | 122 | 122 | 4.28 |
Commodities insured in Catawba County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 7 years filed
- 2.27Low end of the filed band
- 3.67Middle of the filed band
- 5.68High end of the filed band
- 2024Worst year filed (5.68)
- 7Years filed
- $466,656Premium filed
- $1,698,118Indemnity paid
- $2,763,295Liability insured
- 59Quantity planted
- 0Quantity lost
- 21Policies
- 21Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Catawba County
- Excess Moisture/Precipitation/Rain $774,085 indemnity · 5 years
- Heat $365,496 indemnity · 3 years
- Plant Disease $188,828 indemnity · 2 years
- Drought $175,829 indemnity · 2 years
- Hail $139,087 indemnity · 2 years
- Hurricane $26,219 indemnity · 1 years
Soybeans 10 years filed
- 1.13Low end of the filed band
- 2.83Middle of the filed band
- 4.43High end of the filed band
- 2020Worst year filed (5.13)
- 10Years filed
- $485,158Premium filed
- $1,643,447Indemnity paid
- $3,885,041Liability insured
- 14,160Quantity planted
- 14,109Quantity lost
- 309Policies
- 309Policies with a loss
- 3.39Loss ratio, whole span
Causes that carried the indemnity in Catawba County
- Drought $900,137 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $493,495 indemnity · 8 years
- Heat $67,861 indemnity · 6 years
- XX $50,455 indemnity · 6 years
- Tropical Storm $46,388 indemnity · 1 years
- Decline in Price $29,745 indemnity · 5 years
Corn 9 years filed
- 1.52Low end of the filed band
- 3.66Middle of the filed band
- 4.91High end of the filed band
- 2019Worst year filed (4.91)
- 9Years filed
- $310,338Premium filed
- $1,172,744Indemnity paid
- $3,090,258Liability insured
- 6,121Quantity planted
- 6,147Quantity lost
- 156Policies
- 156Policies with a loss
- 3.78Loss ratio, whole span
Causes that carried the indemnity in Catawba County
- Drought $763,560 indemnity · 8 years
- Heat $106,599 indemnity · 5 years
- Tropical Storm $67,825 indemnity · 1 years
- Decline in Price $59,450 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $53,123 indemnity · 5 years
- Hurricane/Tropical Depression $50,936 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Catawba County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.