Crop-loss band · North Carolina
Columbus County, North Carolina — crop-loss band
- 1.61Low end of the filed band
- 2.31Middle of the filed band
- 2.88High end of the filed band
- 2020Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Columbus County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 2.88 at the high end, with 2.31 in the middle. The worst year filed is 2020, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,368,032 | $8,477,533 | $15,839,336 | 1,123 | 1,123 | 2.52 |
| 2016 | $2,909,323 | $7,283,216 | $11,926,346 | 801 | 801 | 2.50 |
| 2017 | $2,632,570 | $5,108,518 | $10,975,450 | 490 | 490 | 1.94 |
| 2018 | $4,092,120 | $9,863,045 | $17,186,375 | 829 | 828 | 2.41 |
| 2019 | $4,283,391 | $9,895,870 | $18,430,558 | 1,058 | 1,052 | 2.31 |
| 2020 | $6,513,426 | $19,848,515 | $27,168,760 | 1,674 | 1,672 | 3.05 |
| 2021 | $2,438,194 | $4,775,889 | $8,485,664 | 464 | 464 | 1.96 |
| 2022 | $6,706,207 | $19,293,321 | $25,866,366 | 935 | 935 | 2.88 |
| 2023 | $6,541,699 | $10,533,742 | $22,320,331 | 836 | 836 | 1.61 |
| 2024 | $10,155,630 | $20,259,872 | $36,992,308 | 1,572 | 1,572 | 1.99 |
Commodities insured in Columbus County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.41Low end of the filed band
- 1.71Middle of the filed band
- 2.36High end of the filed band
- 2020Worst year filed (2.41)
- 10Years filed
- $21,768,710Premium filed
- $41,740,730Indemnity paid
- $72,003,593Liability insured
- 277,023Quantity planted
- 317,253Quantity lost
- 4,770Policies
- 4,765Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- Excess Moisture/Precipitation/Rain $10,786,124 indemnity · 10 years
- Hurricane/Tropical Depression $8,727,906 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $7,271,897 indemnity · 2 years
- Drought $6,881,952 indemnity · 9 years
- Tropical Storm $4,542,012 indemnity · 2 years
- Heat $1,676,329 indemnity · 8 years
Corn 10 years filed
- 1.63Low end of the filed band
- 2.23Middle of the filed band
- 3.35High end of the filed band
- 2022Worst year filed (3.40)
- 10Years filed
- $14,466,733Premium filed
- $37,232,100Indemnity paid
- $64,235,269Liability insured
- 122,708Quantity planted
- 155,140Quantity lost
- 2,801Policies
- 2,801Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- Drought $9,297,882 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $8,676,285 indemnity · 2 years
- Tropical Storm $5,343,078 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $4,431,169 indemnity · 10 years
- Hurricane/Tropical Depression $4,375,710 indemnity · 8 years
- Heat $3,844,223 indemnity · 9 years
Flue Cured Tobacco 10 years filed
- 1.93Low end of the filed band
- 2.53Middle of the filed band
- 3.47High end of the filed band
- 2020Worst year filed (3.66)
- 10Years filed
- $6,605,575Premium filed
- $17,997,723Indemnity paid
- $27,873,370Liability insured
- 8,510Quantity planted
- 9,761Quantity lost
- 592Policies
- 589Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- Excess Moisture/Precipitation/Rain $6,487,082 indemnity · 10 years
- Hurricane/Tropical Depression $3,403,274 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,900,758 indemnity · 3 years
- Drought $1,680,176 indemnity · 7 years
- Plant Disease $1,445,183 indemnity · 8 years
- Heat $1,187,626 indemnity · 8 years
Peanuts 10 years filed
- 1.70Low end of the filed band
- 3.16Middle of the filed band
- 4.48High end of the filed band
- 2015Worst year filed (4.94)
- 10Years filed
- $2,578,398Premium filed
- $7,653,232Indemnity paid
- $11,705,869Liability insured
- 13,755Quantity planted
- 16,810Quantity lost
- 597Policies
- 596Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- Excess Moisture/Precipitation/Rain $2,089,482 indemnity · 8 years
- Hurricane/Tropical Depression $1,980,556 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,497,783 indemnity · 2 years
- Tropical Storm $1,061,814 indemnity · 2 years
- Drought $593,192 indemnity · 8 years
- Heat $209,725 indemnity · 6 years
Cotton 10 years filed
- 1.41Low end of the filed band
- 2.75Middle of the filed band
- 3.68High end of the filed band
- 2015Worst year filed (4.24)
- 10Years filed
- $1,697,860Premium filed
- $4,631,416Indemnity paid
- $7,762,647Liability insured
- 12,980Quantity planted
- 16,882Quantity lost
- 172Policies
- 172Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- ARPI/SCO/STAX Crops Only $1,552,591 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $989,197 indemnity · 8 years
- Hurricane/Tropical Depression $983,234 indemnity · 7 years
- Tropical Storm $659,737 indemnity · 2 years
- Drought $250,497 indemnity · 6 years
- XX $143,790 indemnity · 3 years
Wheat 10 years filed
- 1.80Low end of the filed band
- 2.08Middle of the filed band
- 2.50High end of the filed band
- 2017Worst year filed (2.74)
- 10Years filed
- $1,915,826Premium filed
- $4,155,629Indemnity paid
- $6,966,714Liability insured
- 57,212Quantity planted
- 57,402Quantity lost
- 765Policies
- 765Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- Excess Moisture/Precipitation/Rain $3,069,806 indemnity · 9 years
- Cold Wet Weather $394,018 indemnity · 8 years
- Drought $175,420 indemnity · 6 years
- Freeze $146,836 indemnity · 3 years
- Frost $136,563 indemnity · 3 years
- Hurricane/Tropical Depression $88,501 indemnity · 2 years
All Other Crops 10 years filed
- 1.21Low end of the filed band
- 1.79Middle of the filed band
- 6.20High end of the filed band
- 2016Worst year filed (6.82)
- 10Years filed
- $607,491Premium filed
- $1,928,691Indemnity paid
- $4,644,030Liability insured
- 672Quantity planted
- 449Quantity lost
- 85Policies
- 85Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Columbus County
- Excess Moisture/Precipitation/Rain $725,166 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $328,561 indemnity · 6 years
- Hurricane/Tropical Depression $227,734 indemnity · 2 years
- Cold Wet Weather $143,568 indemnity · 2 years
- Freeze $142,767 indemnity · 4 years
- Wind/Excess Wind $91,687 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Columbus County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.