Crop-loss band · North Carolina
Davie County, North Carolina — crop-loss band
- 1.68Low end of the filed band
- 3.05Middle of the filed band
- 3.83High end of the filed band
- 2024Worst year filed (4.94)
- 10Years filed
Every year the Risk Management Agency has filed for Davie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.68 at the low end to 3.83 at the high end, with 3.05 in the middle. The worst year filed is 2024, at 4.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $60,536 | $207,227 | $552,977 | 23 | 23 | 3.42 |
| 2016 | $43,140 | $132,003 | $383,481 | 15 | 15 | 3.06 |
| 2017 | $85,529 | $260,769 | $730,696 | 45 | 45 | 3.05 |
| 2018 | $139,763 | $534,893 | $1,137,859 | 46 | 46 | 3.83 |
| 2019 | $128,697 | $456,301 | $961,221 | 51 | 51 | 3.55 |
| 2020 | $114,654 | $295,239 | $1,152,383 | 50 | 50 | 2.58 |
| 2021 | $8,088 | $21,629 | $53,135 | 6 | 6 | 2.67 |
| 2022 | $57,726 | $137,352 | $352,641 | 20 | 20 | 2.38 |
| 2023 | $49,346 | $82,921 | $344,103 | 23 | 23 | 1.68 |
| 2024 | $393,471 | $1,945,173 | $4,494,940 | 91 | 91 | 4.94 |
Commodities insured in Davie County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.57Low end of the filed band
- 3.71Middle of the filed band
- 6.39High end of the filed band
- 2022Worst year filed (7.43)
- 10Years filed
- $463,884Premium filed
- $2,415,014Indemnity paid
- $5,741,298Liability insured
- 13,823Quantity planted
- 13,948Quantity lost
- 187Policies
- 187Policies with a loss
- 5.21Loss ratio, whole span
Causes that carried the indemnity in Davie County
- Drought $1,041,727 indemnity · 10 years
- Heat $769,247 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $298,789 indemnity · 7 years
- Flood $136,057 indemnity · 5 years
- Hurricane/Tropical Depression $116,480 indemnity · 3 years
- XX $28,819 indemnity · 3 years
Soybeans 10 years filed
- 1.46Low end of the filed band
- 2.54Middle of the filed band
- 3.54High end of the filed band
- 2015Worst year filed (4.11)
- 10Years filed
- $617,066Premium filed
- $1,658,493Indemnity paid
- $4,422,138Liability insured
- 15,928Quantity planted
- 14,767Quantity lost
- 183Policies
- 183Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Davie County
- Drought $707,626 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $458,002 indemnity · 9 years
- Hurricane/Tropical Depression $181,468 indemnity · 2 years
- Heat $159,105 indemnity · 2 years
- Wildlife $63,602 indemnity · 5 years
- Decline in Price $44,695 indemnity · 3 years
Every county-crop the agency files in North Carolina → Buy the Davie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.