Crop-loss band · North Carolina
Forsyth County, North Carolina — crop-loss band
- 1.88Low end of the filed band
- 3.21Middle of the filed band
- 4.36High end of the filed band
- 2018Worst year filed (4.39)
- 10Years filed
Every year the Risk Management Agency has filed for Forsyth County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.88 at the low end to 4.36 at the high end, with 3.21 in the middle. The worst year filed is 2018, at 4.39. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $227,348 | $990,564 | $1,515,801 | 68 | 68 | 4.36 |
| 2016 | $302,024 | $969,512 | $2,302,347 | 41 | 41 | 3.21 |
| 2017 | $199,287 | $720,918 | $1,303,153 | 40 | 40 | 3.62 |
| 2018 | $317,671 | $1,393,825 | $2,368,332 | 73 | 73 | 4.39 |
| 2019 | $336,944 | $1,251,463 | $1,980,839 | 67 | 66 | 3.71 |
| 2020 | $203,575 | $616,970 | $1,180,116 | 37 | 37 | 3.03 |
| 2021 | $188,478 | $487,810 | $917,231 | 41 | 41 | 2.59 |
| 2022 | $282,124 | $633,969 | $1,295,824 | 56 | 56 | 2.25 |
| 2023 | $268,596 | $503,606 | $1,270,845 | 54 | 54 | 1.88 |
| 2024 | $458,621 | $1,518,338 | $2,084,474 | 110 | 110 | 3.31 |
Commodities insured in Forsyth County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.77Low end of the filed band
- 4.13Middle of the filed band
- 5.31High end of the filed band
- 2015Worst year filed (8.74)
- 10Years filed
- $1,253,393Premium filed
- $5,508,785Indemnity paid
- $9,796,182Liability insured
- 3,242Quantity planted
- 3,242Quantity lost
- 136Policies
- 136Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Forsyth County
- Drought $2,006,199 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,267,806 indemnity · 5 years
- Heat $968,061 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $492,080 indemnity · 6 years
- Hurricane/Tropical Depression $180,420 indemnity · 3 years
- Plant Disease $160,808 indemnity · 3 years
Soybeans 10 years filed
- 1.27Low end of the filed band
- 2.20Middle of the filed band
- 3.00High end of the filed band
- 2018Worst year filed (3.36)
- 10Years filed
- $1,261,234Premium filed
- $2,761,077Indemnity paid
- $4,719,640Liability insured
- 20,677Quantity planted
- 21,663Quantity lost
- 372Policies
- 371Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Forsyth County
- Drought $1,458,218 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $392,180 indemnity · 8 years
- Hurricane/Tropical Depression $242,349 indemnity · 4 years
- Heat $229,479 indemnity · 5 years
- Wildlife $154,432 indemnity · 9 years
- Flood $144,938 indemnity · 3 years
Corn 10 years filed
- 0.63Low end of the filed band
- 2.54Middle of the filed band
- 3.51High end of the filed band
- 2024Worst year filed (6.40)
- 10Years filed
- $270,041Premium filed
- $817,113Indemnity paid
- $1,703,140Liability insured
- 3,912Quantity planted
- 3,870Quantity lost
- 79Policies
- 79Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Forsyth County
- Drought $327,016 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $233,751 indemnity · 4 years
- Heat $135,447 indemnity · 4 years
- Hurricane $35,752 indemnity · 1 years
- Flood $28,778 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $27,976 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Forsyth County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.