Crop-loss band · North Carolina
Hoke County, North Carolina — crop-loss band
- 2.07Low end of the filed band
- 2.85Middle of the filed band
- 3.70High end of the filed band
- 2020Worst year filed (3.74)
- 10Years filed
Every year the Risk Management Agency has filed for Hoke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.07 at the low end to 3.70 at the high end, with 2.85 in the middle. The worst year filed is 2020, at 3.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $309,205 | $682,999 | $1,592,656 | 69 | 69 | 2.21 |
| 2016 | $251,193 | $612,330 | $1,631,368 | 44 | 44 | 2.44 |
| 2017 | $9,742 | $35,007 | $64,522 | 4 | 3 | 3.59 |
| 2018 | $233,172 | $674,205 | $1,331,396 | 59 | 59 | 2.89 |
| 2019 | $159,156 | $492,594 | $1,514,930 | 54 | 54 | 3.10 |
| 2020 | $180,759 | $675,621 | $1,318,273 | 46 | 46 | 3.74 |
| 2021 | $44,237 | $99,364 | $209,404 | 11 | 11 | 2.25 |
| 2022 | $560,237 | $1,160,524 | $3,489,874 | 50 | 50 | 2.07 |
| 2023 | $62,721 | $178,946 | $424,373 | 11 | 11 | 2.85 |
| 2024 | $466,387 | $1,726,391 | $4,438,155 | 112 | 112 | 3.70 |
Commodities insured in Hoke County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 7 years filed
- 1.19Low end of the filed band
- 2.81Middle of the filed band
- 4.96High end of the filed band
- 2020Worst year filed (4.96)
- 7Years filed
- $1,301,738Premium filed
- $3,103,922Indemnity paid
- $8,934,723Liability insured
- 16,334Quantity planted
- 27,200Quantity lost
- 153Policies
- 153Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Hoke County
- ARPI/SCO/STAX Crops Only $1,008,663 indemnity · 4 years
- Hurricane/Tropical Depression $608,473 indemnity · 4 years
- Drought $490,370 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $489,323 indemnity · 4 years
- All Other Causes $169,330 indemnity · 2 years
- Heat $100,526 indemnity · 3 years
Corn 10 years filed
- 1.26Low end of the filed band
- 3.72Middle of the filed band
- 5.90High end of the filed band
- 2021Worst year filed (16.75)
- 10Years filed
- $469,336Premium filed
- $2,117,196Indemnity paid
- $4,730,879Liability insured
- 11,375Quantity planted
- 11,350Quantity lost
- 132Policies
- 132Policies with a loss
- 4.51Loss ratio, whole span
Causes that carried the indemnity in Hoke County
- Drought $1,308,604 indemnity · 9 years
- Heat $338,645 indemnity · 5 years
- Hurricane/Tropical Depression $169,865 indemnity · 5 years
- Tropical Storm $138,581 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $86,841 indemnity · 4 years
- All Other Causes $55,710 indemnity · 3 years
Soybeans 10 years filed
- 1.22Low end of the filed band
- 2.00Middle of the filed band
- 2.66High end of the filed band
- 2024Worst year filed (2.92)
- 10Years filed
- $505,735Premium filed
- $1,116,863Indemnity paid
- $2,349,349Liability insured
- 11,152Quantity planted
- 11,250Quantity lost
- 175Policies
- 174Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Hoke County
- Drought $494,653 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $278,266 indemnity · 7 years
- Hurricane/Tropical Depression $144,745 indemnity · 4 years
- Tropical Storm $102,082 indemnity · 1 years
- Heat $79,522 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $7,549 indemnity · 3 years
Every county-crop the agency files in North Carolina → Buy the Hoke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.