Crop-loss band · North Carolina
Johnston County, North Carolina — crop-loss band
- 2.65Low end of the filed band
- 3.44Middle of the filed band
- 4.54High end of the filed band
- 2018Worst year filed (6.03)
- 10Years filed
Every year the Risk Management Agency has filed for Johnston County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.65 at the low end to 4.54 at the high end, with 3.44 in the middle. The worst year filed is 2018, at 6.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,094,587 | $8,249,370 | $17,478,220 | 469 | 469 | 3.94 |
| 2016 | $2,088,575 | $9,482,053 | $21,527,144 | 400 | 400 | 4.54 |
| 2017 | $1,650,831 | $5,673,534 | $21,215,221 | 216 | 216 | 3.44 |
| 2018 | $3,170,677 | $19,103,560 | $30,698,087 | 518 | 518 | 6.03 |
| 2019 | $1,611,650 | $6,010,002 | $13,855,974 | 375 | 375 | 3.73 |
| 2020 | $2,046,540 | $8,485,073 | $17,964,050 | 454 | 454 | 4.15 |
| 2021 | $2,706,212 | $7,765,123 | $23,293,306 | 275 | 273 | 2.87 |
| 2022 | $2,362,711 | $6,810,496 | $16,750,356 | 332 | 332 | 2.88 |
| 2023 | $1,299,698 | $3,449,158 | $9,660,040 | 198 | 198 | 2.65 |
| 2024 | $5,916,366 | $19,125,801 | $43,564,174 | 748 | 748 | 3.23 |
Commodities insured in Johnston County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 3.17Low end of the filed band
- 4.87Middle of the filed band
- 7.37High end of the filed band
- 2018Worst year filed (8.46)
- 10Years filed
- $10,384,532Premium filed
- $55,825,501Indemnity paid
- $109,392,519Liability insured
- 31,737Quantity planted
- 34,682Quantity lost
- 1,118Policies
- 1,118Policies with a loss
- 5.38Loss ratio, whole span
Causes that carried the indemnity in Johnston County
- Hurricane/Tropical Depression $14,806,957 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $12,907,421 indemnity · 9 years
- Drought $10,457,682 indemnity · 9 years
- Plant Disease $7,675,132 indemnity · 10 years
- Heat $3,822,197 indemnity · 10 years
- Tropical Storm $2,329,993 indemnity · 1 years
Soybeans 10 years filed
- 1.50Low end of the filed band
- 2.01Middle of the filed band
- 2.44High end of the filed band
- 2020Worst year filed (3.23)
- 10Years filed
- $6,517,854Premium filed
- $14,320,337Indemnity paid
- $34,354,862Liability insured
- 147,379Quantity planted
- 158,299Quantity lost
- 1,568Policies
- 1,566Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Johnston County
- Drought $6,426,956 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,548,282 indemnity · 9 years
- Hurricane/Tropical Depression $1,308,352 indemnity · 7 years
- Heat $1,160,836 indemnity · 10 years
- Tropical Storm $740,840 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $737,267 indemnity · 2 years
Whole Farm Revenue Protection 9 years filed
- 0.57Low end of the filed band
- 2.84Middle of the filed band
- 5.57High end of the filed band
- 2020Worst year filed (5.57)
- 9Years filed
- $3,594,243Premium filed
- $10,967,186Indemnity paid
- $49,181,467Liability insured
- 0Quantity planted
- 0Quantity lost
- 51Policies
- 51Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Johnston County
- Excess Moisture/Precipitation/Rain $6,101,680 indemnity · 7 years
- Hurricane/Tropical Depression $2,360,174 indemnity · 3 years
- Drought $1,771,181 indemnity · 7 years
- Heat $471,928 indemnity · 3 years
- Cold Wet Weather $142,767 indemnity · 1 years
- Frost $61,606 indemnity · 1 years
Corn 10 years filed
- 1.41Low end of the filed band
- 3.01Middle of the filed band
- 3.67High end of the filed band
- 2020Worst year filed (4.07)
- 10Years filed
- $1,955,517Premium filed
- $6,402,077Indemnity paid
- $10,379,962Liability insured
- 25,917Quantity planted
- 28,813Quantity lost
- 620Policies
- 620Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Johnston County
- Drought $3,957,698 indemnity · 10 years
- Heat $1,328,219 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $310,065 indemnity · 3 years
- Tropical Storm $211,644 indemnity · 1 years
- Hurricane/Tropical Depression $210,149 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $208,774 indemnity · 9 years
Cotton 10 years filed
- 2.15Low end of the filed band
- 2.45Middle of the filed band
- 2.75High end of the filed band
- 2021Worst year filed (2.89)
- 10Years filed
- $1,750,847Premium filed
- $4,303,594Indemnity paid
- $8,415,683Liability insured
- 16,838Quantity planted
- 24,142Quantity lost
- 320Policies
- 320Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Johnston County
- Excess Moisture/Precipitation/Rain $1,225,709 indemnity · 8 years
- Drought $1,179,372 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $729,917 indemnity · 4 years
- Hurricane/Tropical Depression $543,054 indemnity · 6 years
- Tropical Storm $258,985 indemnity · 1 years
- Heat $257,357 indemnity · 6 years
Wheat 10 years filed
- 1.44Low end of the filed band
- 2.82Middle of the filed band
- 4.02High end of the filed band
- 2017Worst year filed (4.03)
- 10Years filed
- $744,854Premium filed
- $2,335,475Indemnity paid
- $4,282,079Liability insured
- 27,925Quantity planted
- 27,888Quantity lost
- 308Policies
- 308Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Johnston County
- Excess Moisture/Precipitation/Rain $1,888,797 indemnity · 9 years
- Drought $158,836 indemnity · 6 years
- Cold Wet Weather $119,797 indemnity · 5 years
- Freeze $39,142 indemnity · 3 years
- Hail $30,216 indemnity · 1 years
- Cold Winter $26,383 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Johnston County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.