Crop-loss band · North Carolina
Jones County, North Carolina — crop-loss band
- 1.81Low end of the filed band
- 3.08Middle of the filed band
- 3.82High end of the filed band
- 2018Worst year filed (3.95)
- 10Years filed
Every year the Risk Management Agency has filed for Jones County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.81 at the low end to 3.82 at the high end, with 3.08 in the middle. The worst year filed is 2018, at 3.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,345,574 | $5,135,949 | $8,541,869 | 165 | 165 | 3.82 |
| 2016 | $1,515,735 | $5,286,785 | $8,541,180 | 188 | 188 | 3.49 |
| 2017 | $1,133,929 | $3,495,534 | $8,066,977 | 72 | 72 | 3.08 |
| 2018 | $3,019,480 | $11,923,466 | $19,130,008 | 296 | 295 | 3.95 |
| 2019 | $2,284,466 | $8,203,258 | $13,563,741 | 218 | 218 | 3.59 |
| 2020 | $3,230,528 | $11,320,213 | $16,321,804 | 373 | 373 | 3.50 |
| 2021 | $1,691,571 | $5,000,706 | $8,277,074 | 116 | 116 | 2.96 |
| 2022 | $1,874,808 | $5,413,371 | $8,903,132 | 109 | 109 | 2.89 |
| 2023 | $4,064,691 | $7,348,461 | $16,001,913 | 272 | 272 | 1.81 |
| 2024 | $5,316,086 | $13,528,953 | $22,013,638 | 420 | 420 | 2.54 |
Commodities insured in Jones County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 1.97Low end of the filed band
- 4.11Middle of the filed band
- 4.65High end of the filed band
- 2015Worst year filed (5.61)
- 10Years filed
- $9,853,563Premium filed
- $34,789,645Indemnity paid
- $49,071,254Liability insured
- 16,046Quantity planted
- 17,715Quantity lost
- 234Policies
- 234Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Excess Moisture/Precipitation/Rain $9,219,851 indemnity · 8 years
- Hurricane/Tropical Depression $7,674,705 indemnity · 4 years
- Drought $7,634,731 indemnity · 7 years
- Plant Disease $3,023,151 indemnity · 4 years
- Hail $2,237,746 indemnity · 2 years
- Tropical Storm $2,051,197 indemnity · 2 years
Soybeans 10 years filed
- 1.64Low end of the filed band
- 2.43Middle of the filed band
- 2.96High end of the filed band
- 2018Worst year filed (4.26)
- 10Years filed
- $6,165,065Premium filed
- $14,833,466Indemnity paid
- $28,091,760Liability insured
- 77,232Quantity planted
- 95,180Quantity lost
- 804Policies
- 804Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Hurricane/Tropical Depression $3,863,553 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,818,960 indemnity · 9 years
- Drought $3,667,508 indemnity · 9 years
- Tropical Storm $1,877,095 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,311,332 indemnity · 1 years
- Heat $127,959 indemnity · 6 years
Corn 10 years filed
- 0.77Low end of the filed band
- 2.68Middle of the filed band
- 4.09High end of the filed band
- 2019Worst year filed (4.49)
- 10Years filed
- $4,524,301Premium filed
- $14,208,754Indemnity paid
- $24,524,493Liability insured
- 49,034Quantity planted
- 58,553Quantity lost
- 611Policies
- 610Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $6,473,542 indemnity · 8 years
- Hurricane/Tropical Depression $2,145,415 indemnity · 6 years
- Tropical Storm $1,591,564 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,588,157 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,348,944 indemnity · 2 years
- Heat $744,669 indemnity · 8 years
Cotton 10 years filed
- 1.35Low end of the filed band
- 2.51Middle of the filed band
- 3.21High end of the filed band
- 2018Worst year filed (3.64)
- 10Years filed
- $3,623,513Premium filed
- $9,459,596Indemnity paid
- $18,509,400Liability insured
- 35,628Quantity planted
- 43,762Quantity lost
- 313Policies
- 313Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Hurricane/Tropical Depression $3,679,925 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,839,955 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $911,358 indemnity · 4 years
- Drought $833,997 indemnity · 7 years
- Tropical Storm $747,126 indemnity · 2 years
- Hail $248,578 indemnity · 3 years
Wheat 10 years filed
- 1.95Low end of the filed band
- 3.00Middle of the filed band
- 3.49High end of the filed band
- 2024Worst year filed (4.30)
- 10Years filed
- $1,038,947Premium filed
- $3,084,323Indemnity paid
- $4,565,471Liability insured
- 31,030Quantity planted
- 30,999Quantity lost
- 227Policies
- 227Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Excess Moisture/Precipitation/Rain $2,370,167 indemnity · 8 years
- Frost $311,345 indemnity · 6 years
- Drought $163,846 indemnity · 4 years
- Decline in Price $86,430 indemnity · 4 years
- Freeze $82,784 indemnity · 5 years
- Cold Wet Weather $67,970 indemnity · 4 years
All Other Crops 9 years filed
- 0.23Low end of the filed band
- 1.96Middle of the filed band
- 5.29High end of the filed band
- 2021Worst year filed (5.29)
- 9Years filed
- $271,479Premium filed
- $280,912Indemnity paid
- $4,598,958Liability insured
- 432Quantity planted
- 197Quantity lost
- 40Policies
- 40Policies with a loss
- 1.03Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Excess Moisture/Precipitation/Rain $131,925 indemnity · 4 years
- Hurricane/Tropical Depression $43,771 indemnity · 3 years
- Wind/Excess Wind $27,520 indemnity · 2 years
- Drought $23,270 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $21,984 indemnity · 5 years
- Cold Winter $10,030 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Jones County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.