Crop-loss band · North Carolina
Martin County, North Carolina — crop-loss band
- 1.37Low end of the filed band
- 2.81Middle of the filed band
- 5.43High end of the filed band
- 2015Worst year filed (6.27)
- 10Years filed
Every year the Risk Management Agency has filed for Martin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 5.43 at the high end, with 2.81 in the middle. The worst year filed is 2015, at 6.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,953,649 | $12,256,883 | $23,808,263 | 659 | 659 | 6.27 |
| 2016 | $1,947,976 | $10,580,266 | $20,829,374 | 613 | 611 | 5.43 |
| 2017 | $361,183 | $1,644,835 | $4,318,265 | 122 | 120 | 4.55 |
| 2018 | $1,656,213 | $7,011,946 | $20,818,782 | 369 | 368 | 4.23 |
| 2019 | $1,059,259 | $3,415,350 | $10,233,366 | 355 | 354 | 3.22 |
| 2020 | $1,732,198 | $4,716,916 | $16,449,315 | 410 | 410 | 2.72 |
| 2021 | $1,366,900 | $3,837,965 | $11,331,010 | 289 | 289 | 2.81 |
| 2022 | $1,178,131 | $2,890,876 | $9,866,987 | 227 | 227 | 2.45 |
| 2023 | $2,627,348 | $3,600,314 | $18,299,787 | 413 | 413 | 1.37 |
| 2024 | $3,043,080 | $7,339,117 | $22,427,956 | 648 | 648 | 2.41 |
Commodities insured in Martin County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.79Low end of the filed band
- 1.63Middle of the filed band
- 5.14High end of the filed band
- 2015Worst year filed (7.55)
- 10Years filed
- $8,446,391Premium filed
- $22,837,057Indemnity paid
- $68,685,103Liability insured
- 110,929Quantity planted
- 157,165Quantity lost
- 1,436Policies
- 1,436Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Excess Moisture/Precipitation/Rain $9,368,581 indemnity · 10 years
- Drought $5,951,056 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $3,345,530 indemnity · 4 years
- Hurricane/Tropical Depression $3,185,827 indemnity · 7 years
- Decline in Price $329,185 indemnity · 7 years
- Heat $284,486 indemnity · 6 years
Flue Cured Tobacco 10 years filed
- 2.01Low end of the filed band
- 5.48Middle of the filed band
- 7.39High end of the filed band
- 2016Worst year filed (9.95)
- 10Years filed
- $3,229,513Premium filed
- $19,138,489Indemnity paid
- $45,467,736Liability insured
- 13,425Quantity planted
- 13,434Quantity lost
- 368Policies
- 368Policies with a loss
- 5.93Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Excess Moisture/Precipitation/Rain $9,389,498 indemnity · 9 years
- Hurricane/Tropical Depression $4,377,428 indemnity · 6 years
- Drought $3,023,012 indemnity · 8 years
- Wind/Excess Wind $1,108,672 indemnity · 7 years
- Plant Disease $473,952 indemnity · 3 years
- Hail $196,729 indemnity · 5 years
Soybeans 10 years filed
- 1.59Low end of the filed band
- 2.27Middle of the filed band
- 2.81High end of the filed band
- 2015Worst year filed (3.21)
- 10Years filed
- $2,117,909Premium filed
- $4,976,375Indemnity paid
- $17,089,701Liability insured
- 61,042Quantity planted
- 60,017Quantity lost
- 1,112Policies
- 1,112Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Excess Moisture/Precipitation/Rain $2,039,326 indemnity · 10 years
- Drought $1,920,161 indemnity · 10 years
- Hurricane/Tropical Depression $734,021 indemnity · 8 years
- Heat $99,108 indemnity · 8 years
- Wildlife $84,733 indemnity · 10 years
- Decline in Price $46,498 indemnity · 5 years
All Other Crops 6 years filed
- 1.56Low end of the filed band
- 2.56Middle of the filed band
- 4.73High end of the filed band
- 2024Worst year filed (4.73)
- 6Years filed
- $1,020,910Premium filed
- $3,659,048Indemnity paid
- $8,988,640Liability insured
- 438Quantity planted
- 271Quantity lost
- 17Policies
- 17Policies with a loss
- 3.58Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Drought $1,858,710 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,329,819 indemnity · 4 years
- Heat $265,254 indemnity · 1 years
- Hurricane/Tropical Depression $198,425 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $6,729 indemnity · 2 years
- Cold Wet Weather $111 indemnity · 1 years
Corn 10 years filed
- 2.17Low end of the filed band
- 2.72Middle of the filed band
- 3.36High end of the filed band
- 2024Worst year filed (5.13)
- 10Years filed
- $1,009,741Premium filed
- $3,430,465Indemnity paid
- $7,913,601Liability insured
- 22,498Quantity planted
- 22,457Quantity lost
- 671Policies
- 670Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Drought $1,891,321 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $607,153 indemnity · 10 years
- Hurricane/Tropical Depression $460,362 indemnity · 7 years
- Heat $345,786 indemnity · 10 years
- Decline in Price $76,909 indemnity · 8 years
- Hail $24,739 indemnity · 1 years
Wheat 10 years filed
- 1.91Low end of the filed band
- 2.18Middle of the filed band
- 3.25High end of the filed band
- 2021Worst year filed (3.39)
- 10Years filed
- $576,773Premium filed
- $1,557,199Indemnity paid
- $3,502,586Liability insured
- 20,468Quantity planted
- 20,469Quantity lost
- 248Policies
- 248Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Excess Moisture/Precipitation/Rain $1,252,351 indemnity · 9 years
- Drought $139,926 indemnity · 4 years
- Cold Wet Weather $73,434 indemnity · 3 years
- Cold Winter $24,178 indemnity · 2 years
- Frost $18,360 indemnity · 2 years
- Heat $17,844 indemnity · 2 years
Peanuts 10 years filed
- 1.74Low end of the filed band
- 3.99Middle of the filed band
- 5.07High end of the filed band
- 2015Worst year filed (5.31)
- 10Years filed
- $252,749Premium filed
- $1,126,955Indemnity paid
- $4,307,538Liability insured
- 5,965Quantity planted
- 5,863Quantity lost
- 215Policies
- 210Policies with a loss
- 4.46Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Excess Moisture/Precipitation/Rain $488,421 indemnity · 9 years
- Drought $455,060 indemnity · 9 years
- Hurricane/Tropical Depression $154,174 indemnity · 6 years
- XX $9,092 indemnity · 3 years
- Cold Wet Weather $5,387 indemnity · 1 years
- Heat $4,806 indemnity · 3 years
Clary Sage 7 years filed
- 0.11Low end of the filed band
- 1.20Middle of the filed band
- 3.28High end of the filed band
- 2018Worst year filed (3.28)
- 7Years filed
- $271,952Premium filed
- $568,880Indemnity paid
- $2,428,199Liability insured
- 3,397Quantity planted
- 3,219Quantity lost
- 38Policies
- 38Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Excess Moisture/Precipitation/Rain $444,183 indemnity · 7 years
- Hurricane/Tropical Depression $110,787 indemnity · 1 years
- Drought $13,910 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Martin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.