Crop-loss band · North Carolina
Moore County, North Carolina — crop-loss band
- 2.47Low end of the filed band
- 3.40Middle of the filed band
- 6.99High end of the filed band
- 2018Worst year filed (7.80)
- 10Years filed
Every year the Risk Management Agency has filed for Moore County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.47 at the low end to 6.99 at the high end, with 3.40 in the middle. The worst year filed is 2018, at 7.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $308,800 | $1,484,361 | $3,057,621 | 84 | 84 | 4.81 |
| 2016 | $221,805 | $863,978 | $2,574,907 | 63 | 63 | 3.90 |
| 2017 | $297,250 | $803,573 | $3,613,517 | 49 | 49 | 2.70 |
| 2018 | $385,687 | $3,007,541 | $5,060,252 | 93 | 93 | 7.80 |
| 2019 | $215,468 | $852,152 | $1,559,177 | 72 | 72 | 3.95 |
| 2020 | $239,558 | $729,896 | $1,729,390 | 46 | 46 | 3.05 |
| 2021 | $206,256 | $508,807 | $1,387,329 | 50 | 50 | 2.47 |
| 2022 | $383,725 | $1,305,486 | $2,556,791 | 69 | 69 | 3.40 |
| 2023 | $394,649 | $1,103,929 | $2,163,598 | 67 | 67 | 2.80 |
| 2024 | $435,849 | $3,045,752 | $4,487,704 | 147 | 147 | 6.99 |
Commodities insured in Moore County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 3.19Low end of the filed band
- 5.98Middle of the filed band
- 10.37High end of the filed band
- 2018Worst year filed (10.74)
- 10Years filed
- $1,098,642Premium filed
- $8,202,267Indemnity paid
- $18,953,418Liability insured
- 5,181Quantity planted
- 5,181Quantity lost
- 159Policies
- 159Policies with a loss
- 7.47Loss ratio, whole span
Causes that carried the indemnity in Moore County
- Drought $2,605,168 indemnity · 10 years
- Hurricane/Tropical Depression $2,568,635 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $902,593 indemnity · 6 years
- Heat $862,139 indemnity · 9 years
- Plant Disease $627,322 indemnity · 5 years
- All Other Causes $374,134 indemnity · 1 years
Soybeans 10 years filed
- 1.62Low end of the filed band
- 2.09Middle of the filed band
- 2.77High end of the filed band
- 2019Worst year filed (2.86)
- 10Years filed
- $1,194,359Premium filed
- $2,634,679Indemnity paid
- $4,431,118Liability insured
- 21,532Quantity planted
- 21,888Quantity lost
- 326Policies
- 326Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Moore County
- Drought $1,428,530 indemnity · 10 years
- Heat $479,517 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $283,367 indemnity · 5 years
- Wildlife $272,420 indemnity · 9 years
- Hurricane/Tropical Depression $138,425 indemnity · 4 years
- Tropical Storm $28,127 indemnity · 1 years
Corn 10 years filed
- 2.38Low end of the filed band
- 4.21Middle of the filed band
- 4.92High end of the filed band
- 2024Worst year filed (6.22)
- 10Years filed
- $455,038Premium filed
- $2,190,104Indemnity paid
- $3,424,049Liability insured
- 10,321Quantity planted
- 10,271Quantity lost
- 193Policies
- 193Policies with a loss
- 4.81Loss ratio, whole span
Causes that carried the indemnity in Moore County
- Drought $1,284,427 indemnity · 9 years
- Heat $615,661 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $131,795 indemnity · 3 years
- Hurricane/Tropical Depression $93,161 indemnity · 4 years
- Tropical Storm $51,979 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $8,571 indemnity · 1 years
All Other Crops 8 years filed
- 0.08Low end of the filed band
- 1.90Middle of the filed band
- 2.59High end of the filed band
- 2016Worst year filed (2.59)
- 8Years filed
- $341,008Premium filed
- $678,425Indemnity paid
- $1,381,701Liability insured
- 2,090Quantity planted
- 1,122Quantity lost
- 62Policies
- 62Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Moore County
- Freeze $295,073 indemnity · 3 years
- Frost $259,674 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $90,911 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $20,616 indemnity · 7 years
- Heat $4,804 indemnity · 1 years
- Drought $3,673 indemnity · 3 years
Every county-crop the agency files in North Carolina → Buy the Moore County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.