Crop-loss band · North Carolina
Northampton County, North Carolina — crop-loss band
- 0.84Low end of the filed band
- 2.28Middle of the filed band
- 3.15High end of the filed band
- 2020Worst year filed (3.29)
- 10Years filed
Every year the Risk Management Agency has filed for Northampton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 3.15 at the high end, with 2.28 in the middle. The worst year filed is 2020, at 3.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $926,480 | $1,532,835 | $8,309,070 | 212 | 212 | 1.65 |
| 2016 | $1,442,273 | $4,540,297 | $14,953,537 | 449 | 449 | 3.15 |
| 2017 | $210,774 | $479,647 | $1,937,984 | 113 | 113 | 2.28 |
| 2018 | $372,369 | $1,120,358 | $4,040,482 | 157 | 157 | 3.01 |
| 2019 | $673,340 | $1,544,952 | $6,634,896 | 243 | 243 | 2.29 |
| 2020 | $1,625,485 | $5,341,968 | $20,881,376 | 420 | 420 | 3.29 |
| 2021 | $250,957 | $702,516 | $2,051,272 | 92 | 92 | 2.80 |
| 2022 | $1,087,993 | $1,976,308 | $10,001,050 | 165 | 165 | 1.82 |
| 2023 | $2,056,596 | $1,722,959 | $15,051,698 | 251 | 251 | 0.84 |
| 2024 | $1,825,519 | $4,155,628 | $15,553,719 | 359 | 359 | 2.28 |
Commodities insured in Northampton County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.41Low end of the filed band
- 2.51Middle of the filed band
- 5.38High end of the filed band
- 2018Worst year filed (5.59)
- 10Years filed
- $5,555,203Premium filed
- $10,941,518Indemnity paid
- $57,960,159Liability insured
- 82,970Quantity planted
- 121,795Quantity lost
- 795Policies
- 795Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $3,439,121 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,204,998 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,057,773 indemnity · 4 years
- Hurricane/Tropical Depression $745,049 indemnity · 6 years
- Cold Wet Weather $523,739 indemnity · 2 years
- Heat $419,065 indemnity · 6 years
Corn 10 years filed
- 1.75Low end of the filed band
- 2.22Middle of the filed band
- 3.42High end of the filed band
- 2024Worst year filed (6.69)
- 10Years filed
- $1,325,959Premium filed
- $5,278,669Indemnity paid
- $14,980,824Liability insured
- 32,625Quantity planted
- 31,977Quantity lost
- 513Policies
- 513Policies with a loss
- 3.98Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $3,447,704 indemnity · 9 years
- Heat $771,254 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $594,335 indemnity · 10 years
- Hurricane/Tropical Depression $202,826 indemnity · 5 years
- Decline in Price $191,157 indemnity · 7 years
- All Other Causes $26,105 indemnity · 2 years
Soybeans 10 years filed
- 1.20Low end of the filed band
- 1.74Middle of the filed band
- 1.88High end of the filed band
- 2020Worst year filed (2.18)
- 10Years filed
- $3,019,332Premium filed
- $5,185,567Indemnity paid
- $22,431,934Liability insured
- 75,853Quantity planted
- 72,591Quantity lost
- 927Policies
- 927Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $2,691,337 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,731,944 indemnity · 10 years
- Heat $308,408 indemnity · 9 years
- Wildlife $157,810 indemnity · 10 years
- Decline in Price $125,390 indemnity · 7 years
- XX $74,360 indemnity · 8 years
Wheat 10 years filed
- 0.66Low end of the filed band
- 2.89Middle of the filed band
- 3.73High end of the filed band
- 2022Worst year filed (3.73)
- 10Years filed
- $571,292Premium filed
- $1,711,714Indemnity paid
- $4,042,167Liability insured
- 19,015Quantity planted
- 19,019Quantity lost
- 226Policies
- 226Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Excess Moisture/Precipitation/Rain $1,296,951 indemnity · 10 years
- Drought $200,974 indemnity · 6 years
- Cold Wet Weather $65,125 indemnity · 8 years
- Decline in Price $45,971 indemnity · 5 years
- Frost $32,021 indemnity · 1 years
- Cold Winter $28,489 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Northampton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.