Crop-loss band · North Carolina
Onslow County, North Carolina — crop-loss band
- 1.95Low end of the filed band
- 3.06Middle of the filed band
- 3.66High end of the filed band
- 2019Worst year filed (3.70)
- 10Years filed
Every year the Risk Management Agency has filed for Onslow County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.95 at the low end to 3.66 at the high end, with 3.06 in the middle. The worst year filed is 2019, at 3.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $588,651 | $2,156,799 | $3,408,743 | 110 | 108 | 3.66 |
| 2016 | $848,767 | $3,059,198 | $4,698,641 | 101 | 100 | 3.60 |
| 2017 | $963,666 | $2,948,572 | $4,887,713 | 67 | 67 | 3.06 |
| 2018 | $2,021,288 | $6,901,048 | $9,749,966 | 173 | 173 | 3.41 |
| 2019 | $1,716,752 | $6,344,291 | $9,285,214 | 174 | 174 | 3.70 |
| 2020 | $2,774,097 | $9,213,295 | $11,842,902 | 234 | 233 | 3.32 |
| 2021 | $1,600,864 | $4,485,627 | $6,134,326 | 78 | 78 | 2.80 |
| 2022 | $1,414,387 | $4,172,717 | $5,377,744 | 50 | 50 | 2.95 |
| 2023 | $2,845,269 | $5,534,787 | $9,344,143 | 171 | 171 | 1.95 |
| 2024 | $3,538,878 | $8,589,092 | $13,321,292 | 319 | 319 | 2.43 |
Commodities insured in Onslow County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.11Low end of the filed band
- 3.22Middle of the filed band
- 3.84High end of the filed band
- 2015Worst year filed (5.77)
- 10Years filed
- $9,525,342Premium filed
- $29,789,478Indemnity paid
- $37,082,974Liability insured
- 14,164Quantity planted
- 16,260Quantity lost
- 148Policies
- 148Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Onslow County
- Excess Moisture/Precipitation/Rain $11,951,796 indemnity · 9 years
- Hurricane/Tropical Depression $6,782,824 indemnity · 6 years
- Drought $4,190,262 indemnity · 6 years
- Plant Disease $3,363,276 indemnity · 6 years
- Tropical Storm $1,355,078 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,198,274 indemnity · 1 years
Corn 10 years filed
- 1.42Low end of the filed band
- 3.11Middle of the filed band
- 4.15High end of the filed band
- 2019Worst year filed (4.52)
- 10Years filed
- $3,658,892Premium filed
- $10,991,399Indemnity paid
- $18,568,469Liability insured
- 42,688Quantity planted
- 50,629Quantity lost
- 555Policies
- 555Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Onslow County
- Drought $3,969,694 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,180,505 indemnity · 10 years
- Hurricane/Tropical Depression $1,984,683 indemnity · 7 years
- Tropical Storm $1,229,551 indemnity · 2 years
- Heat $766,473 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $704,646 indemnity · 2 years
Soybeans 10 years filed
- 1.61Low end of the filed band
- 2.20Middle of the filed band
- 3.22High end of the filed band
- 2016Worst year filed (3.67)
- 10Years filed
- $3,683,538Premium filed
- $8,446,689Indemnity paid
- $14,928,581Liability insured
- 52,269Quantity planted
- 56,962Quantity lost
- 563Policies
- 561Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Onslow County
- Hurricane/Tropical Depression $2,529,091 indemnity · 8 years
- Drought $2,374,186 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,045,940 indemnity · 10 years
- Tropical Storm $931,371 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $409,293 indemnity · 1 years
- Wildlife $85,903 indemnity · 8 years
Cotton 9 years filed
- 1.14Low end of the filed band
- 2.80Middle of the filed band
- 3.98High end of the filed band
- 2018Worst year filed (3.98)
- 9Years filed
- $979,229Premium filed
- $2,876,773Indemnity paid
- $5,229,069Liability insured
- 10,553Quantity planted
- 11,396Quantity lost
- 76Policies
- 76Policies with a loss
- 2.94Loss ratio, whole span
Causes that carried the indemnity in Onslow County
- Hurricane/Tropical Depression $1,326,305 indemnity · 5 years
- Drought $720,085 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $497,784 indemnity · 6 years
- Tropical Storm $226,922 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $68,697 indemnity · 2 years
- Wind/Excess Wind $17,173 indemnity · 1 years
Wheat 10 years filed
- 1.68Low end of the filed band
- 2.88Middle of the filed band
- 4.06High end of the filed band
- 2017Worst year filed (5.00)
- 10Years filed
- $465,618Premium filed
- $1,301,087Indemnity paid
- $2,241,591Liability insured
- 16,144Quantity planted
- 17,118Quantity lost
- 135Policies
- 133Policies with a loss
- 2.79Loss ratio, whole span
Causes that carried the indemnity in Onslow County
- Excess Moisture/Precipitation/Rain $931,361 indemnity · 9 years
- Frost $170,270 indemnity · 4 years
- Drought $147,790 indemnity · 4 years
- Cold Wet Weather $24,903 indemnity · 2 years
- Freeze $14,771 indemnity · 3 years
- Heat $8,306 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Onslow County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.