Crop-loss band · North Carolina
Pamlico County, North Carolina — crop-loss band
- 1.89Low end of the filed band
- 2.97Middle of the filed band
- 4.81High end of the filed band
- 2016Worst year filed (4.95)
- 10Years filed
Every year the Risk Management Agency has filed for Pamlico County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.89 at the low end to 4.81 at the high end, with 2.97 in the middle. The worst year filed is 2016, at 4.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $151,464 | $644,475 | $1,500,600 | 38 | 38 | 4.26 |
| 2016 | $101,802 | $503,777 | $1,242,184 | 26 | 26 | 4.95 |
| 2017 | $98,565 | $290,189 | $1,024,791 | 20 | 20 | 2.94 |
| 2018 | $669,071 | $3,216,329 | $8,232,683 | 115 | 115 | 4.81 |
| 2019 | $237,797 | $939,507 | $2,714,562 | 52 | 52 | 3.95 |
| 2020 | $388,965 | $1,155,620 | $4,522,011 | 57 | 57 | 2.97 |
| 2021 | $408,177 | $1,386,314 | $3,665,632 | 41 | 41 | 3.40 |
| 2022 | $227,837 | $473,515 | $1,819,567 | 44 | 44 | 2.08 |
| 2023 | $2,331,864 | $4,470,389 | $12,135,213 | 108 | 108 | 1.92 |
| 2024 | $2,458,540 | $4,655,250 | $12,124,533 | 118 | 118 | 1.89 |
Commodities insured in Pamlico County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.40Low end of the filed band
- 4.01Middle of the filed band
- 5.45High end of the filed band
- 2016Worst year filed (6.88)
- 10Years filed
- $3,281,640Premium filed
- $8,608,113Indemnity paid
- $23,139,306Liability insured
- 37,485Quantity planted
- 36,047Quantity lost
- 220Policies
- 220Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Pamlico County
- Tropical Storm $2,870,421 indemnity · 2 years
- Hurricane/Tropical Depression $2,280,944 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,832,594 indemnity · 9 years
- Drought $1,233,462 indemnity · 6 years
- Heat $250,872 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $84,857 indemnity · 3 years
Soybeans 10 years filed
- 1.27Low end of the filed band
- 2.56Middle of the filed band
- 4.31High end of the filed band
- 2018Worst year filed (5.18)
- 10Years filed
- $3,312,015Premium filed
- $7,249,198Indemnity paid
- $22,418,860Liability insured
- 64,438Quantity planted
- 56,470Quantity lost
- 388Policies
- 388Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Pamlico County
- Excess Moisture/Precipitation/Rain $2,110,333 indemnity · 10 years
- Hurricane/Tropical Depression $2,056,041 indemnity · 7 years
- Tropical Storm $1,572,456 indemnity · 2 years
- Drought $1,163,569 indemnity · 6 years
- Heat $123,824 indemnity · 2 years
- All Other Causes $75,792 indemnity · 3 years
All Other Crops 5 years filed
- 2.65Low end of the filed band
- 3.95Middle of the filed band
- 7.03High end of the filed band
- 2022Worst year filed (7.03)
- 5Years filed
- $480,427Premium filed
- $1,878,054Indemnity paid
- $3,423,610Liability insured
- 2,007Quantity planted
- 2,007Quantity lost
- 11Policies
- 11Policies with a loss
- 3.91Loss ratio, whole span
Causes that carried the indemnity in Pamlico County
- Excess Moisture/Precipitation/Rain $1,192,021 indemnity · 5 years
- Drought $570,622 indemnity · 1 years
- Tropical Storm $115,411 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Pamlico County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.