Crop-loss band · North Carolina
Pender County, North Carolina — crop-loss band
- 1.62Low end of the filed band
- 3.10Middle of the filed band
- 4.15High end of the filed band
- 2021Worst year filed (9.16)
- 10Years filed
Every year the Risk Management Agency has filed for Pender County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 4.15 at the high end, with 3.10 in the middle. The worst year filed is 2021, at 9.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $582,608 | $1,268,582 | $3,960,355 | 117 | 117 | 2.18 |
| 2016 | $424,522 | $1,315,510 | $2,503,584 | 109 | 109 | 3.10 |
| 2017 | $263,848 | $992,126 | $2,731,949 | 75 | 75 | 3.76 |
| 2018 | $822,325 | $2,997,360 | $6,779,607 | 148 | 148 | 3.65 |
| 2019 | $803,629 | $3,243,240 | $8,337,715 | 136 | 136 | 4.04 |
| 2020 | $1,807,092 | $7,492,228 | $13,668,341 | 229 | 227 | 4.15 |
| 2021 | $401,148 | $3,673,194 | $5,171,069 | 55 | 55 | 9.16 |
| 2022 | $661,577 | $2,045,471 | $6,911,544 | 83 | 83 | 3.09 |
| 2023 | $2,701,786 | $4,364,636 | $10,226,911 | 188 | 188 | 1.62 |
| 2024 | $3,988,374 | $6,937,255 | $17,239,902 | 267 | 267 | 1.74 |
Commodities insured in Pender County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Blueberries 10 years filed
- 1.37Low end of the filed band
- 4.34Middle of the filed band
- 9.75High end of the filed band
- 2021Worst year filed (13.66)
- 10Years filed
- $4,560,769Premium filed
- $14,580,655Indemnity paid
- $27,012,534Liability insured
- 3,347Quantity planted
- 4,538Quantity lost
- 189Policies
- 189Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Pender County
- Tropical Storm $3,567,787 indemnity · 2 years
- Hail $3,563,243 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,387,978 indemnity · 4 years
- Freeze $1,314,187 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,187,476 indemnity · 7 years
- Cold Wet Weather $520,825 indemnity · 4 years
Corn 10 years filed
- 1.82Low end of the filed band
- 2.27Middle of the filed band
- 4.24High end of the filed band
- 2022Worst year filed (5.18)
- 10Years filed
- $3,732,864Premium filed
- $10,457,496Indemnity paid
- $24,544,828Liability insured
- 47,290Quantity planted
- 55,962Quantity lost
- 521Policies
- 519Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Pender County
- Drought $3,897,937 indemnity · 8 years
- Tropical Storm $2,052,877 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,271,319 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,104,433 indemnity · 2 years
- Heat $997,863 indemnity · 9 years
- Hurricane/Tropical Depression $847,331 indemnity · 7 years
Soybeans 10 years filed
- 1.13Low end of the filed band
- 1.87Middle of the filed band
- 2.78High end of the filed band
- 2018Worst year filed (3.89)
- 10Years filed
- $3,061,234Premium filed
- $6,733,319Indemnity paid
- $16,522,949Liability insured
- 55,947Quantity planted
- 62,088Quantity lost
- 575Policies
- 575Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Pender County
- Excess Moisture/Precipitation/Rain $2,155,500 indemnity · 10 years
- Hurricane/Tropical Depression $1,799,823 indemnity · 7 years
- Tropical Storm $1,236,692 indemnity · 2 years
- Drought $777,739 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $460,887 indemnity · 1 years
- Heat $122,218 indemnity · 4 years
Cotton 7 years filed
- 0.29Low end of the filed band
- 2.45Middle of the filed band
- 4.45High end of the filed band
- 2017Worst year filed (4.45)
- 7Years filed
- $516,981Premium filed
- $1,130,377Indemnity paid
- $2,170,251Liability insured
- 5,045Quantity planted
- 6,656Quantity lost
- 23Policies
- 23Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Pender County
- Excess Moisture/Precipitation/Rain $763,634 indemnity · 5 years
- Tropical Storm $153,766 indemnity · 2 years
- Hurricane/Tropical Depression $115,160 indemnity · 3 years
- Drought $60,800 indemnity · 1 years
- Heat $24,088 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $12,930 indemnity · 2 years
Wheat 6 years filed
- 1.78Low end of the filed band
- 3.16Middle of the filed band
- 6.54High end of the filed band
- 2020Worst year filed (6.54)
- 6Years filed
- $255,138Premium filed
- $842,528Indemnity paid
- $1,178,897Liability insured
- 9,916Quantity planted
- 9,916Quantity lost
- 77Policies
- 77Policies with a loss
- 3.30Loss ratio, whole span
Causes that carried the indemnity in Pender County
- Excess Moisture/Precipitation/Rain $804,458 indemnity · 5 years
- Cold Wet Weather $21,926 indemnity · 2 years
- Drought $16,144 indemnity · 1 years
All Other Crops 5 years filed
- 0.22Low end of the filed band
- 1.28Middle of the filed band
- 3.28High end of the filed band
- 2019Worst year filed (3.28)
- 5Years filed
- $329,923Premium filed
- $585,227Indemnity paid
- $6,101,518Liability insured
- 2,084Quantity planted
- 0Quantity lost
- 22Policies
- 22Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Pender County
- Decline in Price $168,962 indemnity · 1 years
- Drought $163,992 indemnity · 1 years
- Hurricane/Tropical Depression $163,992 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $51,349 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $36,932 indemnity · 2 years
Every county-crop the agency files in North Carolina → Buy the Pender County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.